What is the rating of Allianz stock?

Allianz SE is generally considered a strong dividend stock due to its attractive yield, consistent growth, and comfortable earnings payout ratio.

Key Dividend Strengths

• Solid Yield: Allianz offers a trailing dividend yield of roughly 4.1% to 4.4%, which outperforms both the broader market and many industry peers.
• Reliable Payout: The company maintains a healthy payout ratio of around 56% to 62% of earnings, meaning the dividend is well-covered by actual profits and strong cash flows.
• Growth Track Record: Management has steadily increased payments over time, raising the dividend to €17.10 per share (an 11% increase year-over-year) with a 10-year historical average growth rate of around 8% to 9% annually.

Risks to Consider

• Cyclical Exposure: As a major global insurer and financial services firm, its earnings can be impacted by severe market downturns, large natural catastrophe claims, currency volatility, and regulatory changes.
• Valuation: Depending on current market prices, some analytical services view the stock as slightly overvalued relative to its near-term fair value, which can temper total return expectations for new buyers.

You can review official investor announcements and details directly on the Allianz Dividend Information Page.

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Yes, Allianz is considered a highly stable financial institution with strong backing from major global rating agencies.

Financial Strength Ratings

Independent credit rating agencies give Allianz high marks for its ability to meet long-term obligations and policyholder claims:

• A.M. Best: A+ (Superior) — the second-highest of 16 possible ratings, affirmed with a stable outlook in early 2026.
• Standard & Poor's (S&P): AA (Very Strong) — the third-highest rating, reflecting a very strong balance sheet and capitalization.
• Moody’s: Aa3 / Aa2 — indicating high financial security and low credit risk.
• Fitch Ratings: AA (Very Stable) — reflecting strong capitalization with a Solvency II ratio well above regulatory requirements.

Business and Performance Highlights

• Scale: Recognized as a top-tier global insurance and asset management brand operating across dozens of markets.
• Capitalization: Maintains robust capital reserves, including a strong Solvency II ratio (around 209% to 218%) demonstrating high resilience against market shocks.
• Profitability: Continues to post multi-billion-euro operating profits across its property-casualty, life/health, and asset management divisions.

You can review detailed scorecards and updates directly on the Allianz Financial Ratings page or read more background via Is Allianz a Good Insurance Company?

Allianz pays dividends annually.

Dividend Schedule and Details

• Frequency: Once a year.
• Payment Month: Usually paid in May, shortly after the annual General Meeting.
• Ex-Dividend Date: Typically falls in May (a few days before the payout/General Meeting date).
• Recent Payout: Allianz paid a dividend of €17.10 per share for the fiscal year. You can review additional details on the Allianz Dividend Policy page.

You can get your money back from Allianz by canceling your policy within the 15-day free review period or by filing an online claim with proof of a covered loss.

How to Get a Refund on the Plan Itself

• Free Review Period: You can cancel your insurance plan within 15 days of purchase (or longer depending on your state) for a full refund of the plan price.
• Conditions: You must not have departed on your trip or filed a claim yet.
• Action: Log into the Allianz Partners Claims Center or policy management tool to request the cancellation. After 15 days, the plan cost is usually non-refundable.

How to Get Reimbursed for a Claim (Trip or Tickets)

• Check Coverage: Make sure your reason for canceling (such as a sudden illness, injury, or severe weather) is covered under your specific plan.
• Gather Documents: Collect receipts, doctor's notes, itemized bills, or proof of non-refundable expenses before you start.
• File Online: Submit your documents through the Allianz Partners Claims Center or download the Allyz mobile app to upload pictures of your paperwork.
• By Phone: If you have event ticket protection or need specific help, you can call customer support (such as US support at 800-424-3396).