Are A1C tests FSA eligible?

Asked by: Eugene Kreiger MD  |  Last update: November 15, 2023
Score: 4.9/5 (19 votes)

HSA/FSA Eligible
If you have diabetes or are trying to monitor your pre-diabetic conditions, use the CVS Health at Home A1C Test Kit to get fast, accurate results.

Are A1C tests covered by FSA?

Insurance coverage: A good first step is to call your insurance company to ask if they cover at-home A1C test kits. That way you'll know exactly which one to purchase. If your insurance doesn't cover a test kit, you can use your flexible spending account (FSA) or health saving account (HSA) to pay for it.

Are glucose monitors covered by FSA?

Glucose monitors are eligible, both over-the-counter (OTC) and those that require a prescription, for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is a diabetic FSA eligible?

Almost all diabetes supplies and related medical products are eligible for FSA, however there are few exceptions. FSA coverage can vary from plan to plan. To find out if the product you're looking for is eligible please contact your FSA account administrator.

Are health tests FSA eligible?

Use FSA/HSA funds for general health tests

The good news is that lab tests investigating a wide range of issues, including Vitamin B12 and Vitamin D levels, diabetes risk, heart health, liver health, fertility and food allergies, can be purchased using an FSA or HSA card without a doctor's referral.

A1C Test for Diabetes, Animation

21 related questions found

Are blood tests FSA eligible?

(Besides COVID-19 tests that meet clinical guidelines, lab tests for routine health and wellness screening that you purchase directly are not covered by insurance; however, they are FSA and HSA eligible, and using those dollars to cover lab tests and health screenings can make the most of your health care budget. )

What is not eligible for FSA?

These items include antacids, allergy medicine, pain relievers, cold medicine, feminine products and more. Any item that is purchased to maintain good health and not to treat or alleviate an illness or injury is not reimbursable.

What counts for health FSA?

Allowed expenses include insurance copayments and deductibles, qualified prescription drugs, insulin, and medical devices. You decide how much to put in an FSA, up to a limit set by your employer. You aren't taxed on this money.

Can you buy running shoes with FSA?

Footwear

Under the IRS guidelines, even the most advanced cross-training shoes don't qualify as FSA-eligible. But that doesn't mean you can't treat your feet with your FSA dollars. Your FSA funds will cover orthotics, arthritis pain insoles and other orthotic shoe inserts.

Is any food FSA eligible?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.

Are ketone strips covered on FSA?

Ketone test strips are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Can you buy a bathroom scale with FSA?

A scale for food or weight with a Letter of Medical Necessity (LMN) is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).

Is Gatorade a FSA?

Rehydration sports drinks, such as Gatorade, and solution with dietary supplements other than electrolytes are not eligible.

How much does A1C test cost?

An A1C blood test measures the amount of glucose in your blood over the past 3 months. This test is commonly used to diagnose prediabetes and diabetes. The average cost of an A1C test without insurance is $85.20. This cost can change depending on the location of the service and the baseline fee of the visit.

Is A1C covered?

Yes, Medicare covers A1C tests for people with diabetes. Medicare Part B covers the test once every 3 months for people with diabetes who are not on insulin and once every month for people with diabetes who are on insulin.

Which is better glucose test or A1C?

So, while it is important to measure your blood sugar (i.e., blood glucose) regularly to see how much sugar is in your blood at any given time, measuring your A1C gives you a more definitive look at whether your blood sugar levels have been on track over the last two to three months.

Will FSA cover gym membership?

Certain wellness expenses may be reimbursable through your FSA. Biometric Screenings are eligible expenses as health screens. Weight loss programs, gym membership, and fitness programs are 'potentially eligible expenses.

Can I use FSA to pay for massage?

Massage Therapy is eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Is gym equipment FSA eligible?

Exercise equipment must be used to treat a specific medical condition in order to be considered eligible for reimbursement under a consumer-directed health care account. Exercise equipment used for general health and wellbeing is not eligible for reimbursement.

Is toothpaste FSA eligible?

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is toothpaste?

How do I know if something is FSA eligible?

Check out IRS Publication 502 or our FSA eligibility list to understand what is covered. In order for something to be considered a “qualified" medical expense, it must be for the primary purpose of diagnosing, treating, curing, mitigating, or preventing a medical condition.

Can you use FSA for Botox?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Are multivitamins FSA eligible?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Is dental floss FSA eligible?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes.

What happens to FSA money not used?

For employees, the main downside to an FSA is the use-it-or-lose-it rule. If the employee fails to incur enough qualified expenses to drain his or her FSA each year, any leftover balance generally reverts back to the employer.