Are any cosmetic procedures covered by FSA?

Asked by: Kenna Morissette  |  Last update: December 19, 2023
Score: 4.3/5 (21 votes)

FSA Guidelines on Cosmetic Surgery
Because plastic surgery is typically not used to treat a medical condition, it is not considered an FSA eligible expense. Any changes to appearance without a valid medical reason are not reimbursable.

Can I use my FSA for cosmetic procedures?

Cosmetic Procedures: FSA and HSA Eligibility

Generally, cosmetic procedures are ineligible unless the treatment or procedure is medically necessary. However, some cases are taken into consideration if the cosmetic treatment is meant to improve a personal injury, congenital abnormality or disfiguring disease.

Can I use my FSA for lip fillers?

Cosmetic procedures (e.g. facelift, Botox, hair transplants, liposuction, teeth whitening) are usually ineligible, unless the procedure is necessary to improve a deformity due to a congenital abnormality, personal injury or disfiguring disease.

Does FSA cover tummy tuck?

Abdominoplasty, also known as a tummy tuck, is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA) as it is considered a ...

Is Botox covered by FSA?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). What is Botox?

What plastic surgery procedures are covered by insurance?

43 related questions found

Is Microneedling covered by FSA?

Any skin care treatment that's primarily for cosmetic or general health purposes isn't covered by your FSA. These types of treatments are not considered medical care and therefore not eligible for reimbursement with an FSA.

Can I use my FSA for coolsculpting?

Coolsculpting, or cryolipolysis, is a cosmetic procedure and therefore not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What dermatological procedures are covered by FSA?

With your Flexible Spending Account:

- Acne treatment at the dermatologist office is covered by your FSA. - Treatments not covered include cosmetic procedures such as acid peels, laser hair removal, and face lifts. - Botox is not generally not eligible, but can be covered if used to treat a medical condition.

Can FSA pay for massage?

Massage Therapy is eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Can you use FSA for breast lift?

IRS regulations stipulate that FSA's can only be used to offset the cost of a plastic surgery procedure that is designed to: Treat congenital (birth) defects. Address issues related to a chronic disease. Achieve a medical reconstruction following some type of accident.

Can I use FSA for liposuction?

Liposuction is a cosmetic procedure and therefore not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is an electric toothbrush FSA eligible?

Electric toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Can I use FSA for mole removal?

Dermatology treatment reimbursement is eligible with an LMN or prescription with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).

Can you use FSA for dental surgery?

According to the Internal Revenue Service Publication 752, an individual can use their FSA coverage for all dental procedures that treat or prevents a dental disease such as: Teeth cleaning. Root canals. Dental fillings.

Is blepharoplasty FSA eligible?

When a blepharoplasty is done for cosmetic reasons, you cannot use your HSA, FSA, or other health care spending or savings accounts to pay for the procedure. You can use a specialty credit card, such as CareCredit. These cards often give special financing for cosmetic procedures.

Are protein shakes FSA eligible?

Protein shakes are considered nutritional supplements, and unfortunately you cannot use your flexible spending account (FSA) towards these. We get many questions about FSA eligibility at FSAstore.com, as people often wonder why protein powder is not considered an FSA eligible expense.

Are exercise machines FSA eligible?

Exercise equipment must be used to treat a specific medical condition in order to be considered eligible for reimbursement under a consumer-directed health care account. Exercise equipment used for general health and wellbeing is not eligible for reimbursement.

Can you use FSA for gastric sleeve?

Bariatric surgery is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Is face wash covered by FSA?

Face Wash (Non-Medicated): FSA Eligibility

However, if a face wash contains medicated ingredients that are used to treat a medical condition such as acne, it would be considered eligible. What is face wash? Face wash is a product designed to clean the face in conjunction with water.

Is face moisturizer covered by FSA?

Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account. Moisturizer on its own does not treat, alleviate or prevent a medical condition or disease, and is usually considered cosmetic in purpose, and therefore is not eligible.

Is skin removal covered by FSA?

Excess skin removal is related to a cosmetic purpose, so if necessary for medical treatment, it would only be eligible with a Letter of Medical Necessity (LMN).

Is hormone replacement therapy FSA eligible?

Hormone replacement therapy is eligible with a prescription for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Are compression garments FSA eligible?

Are compression garments for exercise FSA-eligible? Compression garments are eligible for reimbursement with an FSA, HSA or HRA with a compression level of 30-40+ mm Hg. Compression sleeves for exercise typically do not reach this compression level and usually are not eligible.

Can you use FSA for laser hair removal?

Laser hair removal is considered a cosmetic procedure and is not eligible for reimbursement with an HSA or FSA (Flexible Spending Account).