Are Apple watches covered under insurance?
Asked by: Marguerite Wyman | Last update: May 8, 2025Score: 4.6/5 (43 votes)
Can you get an Apple Watch through insurance?
Aetna. Aetna, one of the country's largest health insurance providers, offers one of the most compelling programs to obtain a free Apple Watch. It's called Attain by Aetna. This promotion encourages eligible Aetna customers to request an Apple Watch, and they'll get their smartwatch shipped to them.
Does the Apple Watch qualify as a medical device?
Reportedly in the works for future versions of the Apple Watch: Blood pressure monitoring and blood glucose readings. It's important to emphasize that Apple can't, by law, market the watch as a medical device.
How do I know if my Apple Watch is insured?
- Download and install the Apple Support app from Apple's App Store.
- Select your Apple Watch from the list of your devices.
- Tap Device Details.
- View your coverage info. Most Apple products, including Apple Watches, come with a one-year limited warranty.
Does Apple insurance cover a lost watch?
If you do purchase insurance -- whether through Apple or a third-party insurer -- all of the above is generally covered for your Apple Watch with the exception of loss or theft. You can find coverage for loss and theft too.
Insurance Companies Using Apple Watches to Lower Rates
What happens if your Apple Watch is lost or stolen?
Mark your Apple Watch as lost
Tap My Watch, then tap All Watches. next to your watch, then tap Find My Apple Watch. In the Find My app on your iPhone, tap Activate under Mark As Lost, then tap Continue. Enter a phone number if you want the person who finds your Apple Watch to contact you.
Does insurance cover lost watches?
Yes, most valuables insurance policies protect your watch from loss, theft, and damage.
Do I need insurance for Apple Watch?
While insurance will cover you in the event of loss or theft as standard, when it comes to smartwatch insurance you'll most likely need cover for accidental damage.
Does Apple Watch have warranty if lost?
A: It does not cover lost or stolen Apple Watch . A: The AppleCare is associated with the serial number of the device. So if your friend registers the device with their iCloud account, the AppleCare will be under their name.
What exactly does AppleCare cover?
AppleCare+ with Theft and Loss is an insurance policy covering the risk of theft, loss, and damage to your iPhone and the need for technical assistance. AppleCare+ with Theft and Loss does not provide coverage for failure due to defects in design and/or materials and/or workmanship.
Can a doctor prescribe an Apple Watch?
That would require regulatory approval from the Food and Drug Administration, not to mention a prescription from your doctor to get one. The Apple Watch, therefore, is positioned as a handy way to oversee various aspects of daily activities, but not as a way to treat medical conditions.
Is an Apple Watch a medical expense?
“The new Apple Watch Series 4 was approved by the FDA as an electrocardiogram or ECG. Does this mean someone can purchase the new Apple Watch and those funds count as a medical expense?” The answer is no.
Can an Apple Watch measure blood pressure?
Gurman suggests the Apple Watch Series 11 and Watch Ultra 3 will not actually be used to spit out diastolic and systolic readings, as a $30 cuff solution from Amazon can, but will instead notify you when it looks as though your blood pressure is elevated.
Are watches covered by insurance?
Check with your insurance company to find out the sub-limit for jewelry or watches under your personal property coverage. If your watch is worth less than the sub-limit, then the item may be adequately covered for loss by theft under your personal property coverage, minus your property insurance deductible.
How to get an Apple Watch for free?
HDFC Ergo and Zopper have launched "India Gets Moving," incentivizing fitness with Apple Watches. Participants who walk 15,000 steps daily for a year receive a full refund on their watch purchase from select Apple Premium Resellers.
Can you add insurance to Apple Watch after purchase?
Your Apple Watch is eligible to add AppleCare+ up to 60 days after purchase. If you purchased your Apple Watch in store or online, visit a Best Buy store with proof of purchase and receive a visual inspection of it. Alternatively, if you purchased your device online, add directly through your online purchase history.
Can I replace my Apple Watch with a new one?
With Express Replacement Service, you'll get a kit that has your replacement Apple Watch and everything that you need to send your original Apple Watch to Apple.
Does AppleCare cover loss or theft?
AppleCare+ with Theft and Loss is an insurance policy covering you during the policy period for repairs or replacement of your covered iPhone in the event of theft, loss, accidental damage or battery depletion and it gives priority access to telephone technical support from Apple.
How long do Apple watches last?
The typical lifespan of an Apple Watch is about 3 to 5 years, depending on your use and care. In this article, we'll learn how long every Apple Watch model will be supported, explore the factors determining its lifespan, provide tips to prolong it, and also know when it's time to upgrade.
What insurance covers Apple Watch lost?
AppleCare+ is an insurance policy covering the risk of damage to your Apple Watch, iPad, iPhone, iPod or Apple- or Beats-branded headphones and the need for technical assistance.
Can I claim Apple Watch on house insurance?
And while any sentimental value is irreplaceable, financial remuneration can at least be put towards repairing or replacing the watch. If your watch is under a certain value it will likely be covered by your home insurance, but for more valuable items you should specify them on your policy.
What is the best insurance for a smartwatch?
Securranty offers the best Smart Watch insurance compared to other insurance providers. If we can't repair it, we replace it or reimburse you for the replacement cost of the item.
Does Apple Watch come with insurance?
Every Apple Watch comes with one year of hardware repair coverage through its limited warranty and up to 90 days of complimentary technical support.
How do I claim a lost watch?
- Notify Your Insurer: Contact your insurance company immediately to inform them about the loss.
- Document the Loss: Provide documentation, including purchase receipts, photos, appraisals, or any repair records to substantiate your claim.
How does insurance pay for lost items?
To be fully reimbursed for damaged or stolen items, most insurance companies require you to actually replace them. Your insurer may ask for copies of receipts as proof of purchase, then pay the difference between the actual cash value you initially received and the full cost of the replacement.