Are baby diapers FSA eligible?

Asked by: Sasha Boyle III  |  Last update: January 8, 2024
Score: 4.9/5 (23 votes)

The IRS views infant diapers as products that are necessary for "general health" purposes, as incontinence is a normal and healthy function of the body for an infant and therefore ineligible for reimbursement.

Do baby diapers qualify for FSA?

Regular diapers for newborns and infants are not FSA eligible. However, diapers used to relieve the effects of a specific disease or medical condition may qualify with a Letter of Medical Necessity (LMN) from a pediatrician or other medical practitioner.

Can you use FSA for baby supplies?

In addition to baby monitors being eligible for FSA or HSA reimbursement some common baby items are also FSA or HSA eligible. Though each Flexible Spending Account (FSA) and Health Savings Account (HSA) has its own rules, the following baby gear items may be eligible as well: Breast Pump. Bottles.

Are baby diapers HSA approved?

If the medical issue has symptoms that require diapers to treat the condition, these items may be eligible for reimbursement with a Letter of Medical Necessity (LMN) from a medical professional.

Are pull ups diapers FSA eligible?

In short, diapers are used after a healthy function of the body, therefore it has no medical purpose. However, toddler and young child training pants are eligible because they protect against bed-wetting, an involuntary function of the body (incontinence).

Baby Care Essentials Are FSA-Eligible At FSAstore.com

24 related questions found

Why are diapers not covered by FSA?

The IRS views infant diapers as products that are necessary for "general health" purposes, as incontinence is a normal and healthy function of the body for an infant and therefore ineligible for reimbursement.

Are night time diapers FSA eligible?

Bed wetting aids, such as overnight underpants and diapers, are eligible (when purchased for the treatment of incontinence in an older adult or child — infant diapers not eligible) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can you buy deodorant with FSA?

Deodorant: FSA Eligibility

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What baby supplies does HSA cover?

HSA Eligible Baby & Mom
  • 5.0. $7.99. - ...
  • 4.5. $44.99. - ...
  • 3.9. Nanit Pro Smart Baby Monitor & Flex Stand. $269.99. ...
  • 5.0. Aquaphor Baby Healing Ointment, 14 oz. ...
  • 5.0. Elvie Stride Plus. ...
  • 4.6. 38 Reviews. ...
  • 4.6. Band-Aid Bandages with Neosporin Antibiotic Ointment, Assorted Sizes, 20 ct. ...
  • 4.8. Band-Aid Mandalorian Adhesive Bandage, 20 ct. (

Is Formula FSA eligible?

Is baby formula FSA/HSA/HRA reimbursable? The IRS views baby formula as a food that meets the normal nutritional requirements of a healthy child, and therefore outside the realm of consumer spending account reimbursement as it does not treat or alleviate a specific medical condition.

Is baby toothpaste FSA eligible?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify.

Is toilet paper FSA eligible?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

How do you use FSA for babies?

You can use FSA funds to pay for all medical child-birth related expenses, whether you choose to give birth in a hospital or have a home birth with a midwife. After you've given birth, you can use an FSA to pay for: Out-of-pocket childbirth costs. Lactation consultants.

Can you buy tampons with FSA?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses.

Can I spend FSA on daycare?

With a Dependent Care FSA, you can use your pre-tax funds to pay for childcare for dependents, age 12 or younger. Including daycare, preschool, and summer day camp. You can also pay for adult care for a spouse or a dependent who is incapable of self-care.

Are humidifiers FSA eligible?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Is baby toothpaste HSA-eligible?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify.

Are breast pumps FSA eligible?

Breast pumps and breast pump accessories qualify for FSA reimbursement. If you buy through the FSA store, all purchases are guaranteed to qualify for your FSA, or you can return them.

Does Amazon take FSA?

Amazon has stepped up its game and is now accepting FSA and HSA cards as a payment method for eligible products. So, you can say goodbye to those last-minute trips to the store for medical supplies when you can have them conveniently delivered to your doorstep.

Is massage covered by FSA?

Massage Therapy is eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Can I buy a toothbrush with FSA?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Why are toothbrushes covered by FSA?

Even though these might be recommended by the dentist they are not eligible for reimbursement from a healthcare FSA. General health items such as toothbrushes are not eligible for reimbursement from a health FSA because they would be used even if there is no recommendation from a dentist.

Can you buy a car seat with HSA?

Although required for the protection of young children, car seats do not qualify as medical care and are therefore not eligible.

Are sunglasses FSA eligible?

Sunglasses may count as a qualified vision expense for an FSA. There must be an IRS-approved medical reason for the sunglasses, such as to correct your vision. But you must have a prescription from a doctor. If you have an FSA, you should understand how the account works to make the most of your benefits.

How much should I put in my FSA for my baby?

The FSA use-it-or-lose-it rule suggests contributing just enough to cover the expenses you expect to incur: the eligible pregnancy items. Later, you can adjust the amount higher during a qualifying life event: to cover the unreimbursed costs of your newborn baby.