Are diapers FSA eligible?

Asked by: Prof. Zachery Eichmann  |  Last update: November 22, 2023
Score: 4.1/5 (60 votes)

The average parent spends about $1,000 a year on diapers, and unfortunately they can't use an FSA to pay for them. Regular diapers for newborns and infants are not FSA eligible.

Why are diapers not covered by FSA?

The IRS views infant diapers as products that are necessary for "general health" purposes, as incontinence is a normal and healthy function of the body for an infant and therefore ineligible for reimbursement.

Are baby diapers HSA approved?

If the medical issue has symptoms that require diapers to treat the condition, these items may be eligible for reimbursement with a Letter of Medical Necessity (LMN) from a medical professional.

Are pull ups diapers FSA eligible?

In short, diapers are used after a healthy function of the body, therefore it has no medical purpose. However, toddler and young child training pants are eligible because they protect against bed-wetting, an involuntary function of the body (incontinence).

Can I buy toilet paper with FSA card?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

New HSA & FSA Eligible Expenses | Healthcare Items to Buy Right Now

41 related questions found

Can you use FSA for shampoo and conditioner?

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use FSA on condoms?

You can use your FSA or HSA funds to pay for birth control pills and condoms. You can also use them for erectile dysfunction (ED) medications like Viagra®.

Is baby diaper cream FSA eligible?

Diaper rash cream & ointment is an over-the-counter (OTC) item eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Do gyms take FSA?

The Internal Revenue Service (IRS) typically does not allow funds from a Flexible Spending Account (FSA) to pay for membership dues at health clubs or gyms.

Are gas drops FSA eligible?

FSA and HSA Frequently Asked Questions

Yes, you can purchase Gas-X products with your FSA account funds.

Are humidifiers FSA eligible?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

What does FSA cover for babies?

  • Baby Monitors. If you're looking for a baby monitor with all the bells and whistles, your HSA or FSA could help cover the cost. ...
  • Breastfeeding Supplies. ...
  • Pain & Fever Care. ...
  • Runny Nose & Cold Care. ...
  • Specialty Skincare. ...
  • Sunscreen.

Are all baby monitors FSA eligible?

Additionally, video monitors designed with parental monitoring capabilities can also be considered FSA or HSA eligible as long as they are used for the safety of the child; however, some devices may still not qualify due to product specifications.

Can you buy a car seat with HSA?

Although required for the protection of young children, car seats do not qualify as medical care and are therefore not eligible.

Are massages FSA eligible?

Did you know? Massage Therapy is eligible for reimbursement through most FSA's and HSA's. Some do require a Letter of Medical Necessity from your doctor, but this means you can potentially be reimbursed from your insurance for your massage from us! You just need a note from your primary care physician.

Can I buy an Apple watch with my FSA?

Understanding What's Eligible and What's Not

While fitness trackers such as an Apple Watch, Fitbit or Garmin aren't eligible expenses, medical devices that monitor, screen, or test for certain diseases or medical conditions may be eligible. These include items like blood pressure and heart-rate monitors.

Will FSA pay for peloton?

Can I buy a Peloton bike with my HSA? Can I use my HSA for a gym membership? Treadmills, gym memberships, and peloton bikes are not eligible HSA or FSA expenses. However, if you have a Letter of Medical Necessity from your doctor that requires you to exercise, you might be able to use HSA or FSA funds for those.

Does Amazon take FSA?

Amazon has stepped up its game and is now accepting FSA and HSA cards as a payment method for eligible products. So, you can say goodbye to those last-minute trips to the store for medical supplies when you can have them conveniently delivered to your doorstep.

Is Zarbee's FSA eligible?

Zarbee's Naturals Baby Chest Rub soothes baby's coughs with non-irritating, petroleum free formula: eucalyptus, lavender, and beeswax. Made with naturally soothing ingredients straight from nature, without all the unwanted additives. Take your health to the next level with FSA eligible Cold & Flu products.

How do I know if something is FSA eligible?

Check out IRS Publication 502 or our FSA eligibility list to understand what is covered. In order for something to be considered a “qualified" medical expense, it must be for the primary purpose of diagnosing, treating, curing, mitigating, or preventing a medical condition.

Can I buy a toothbrush with my FSA?

Even though these might be recommended by the dentist they are not eligible for reimbursement from a healthcare FSA. General health items such as toothbrushes are not eligible for reimbursement from a health FSA because they would be used even if there is no recommendation from a dentist.

Can you use HSA for Apple Watch?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Can I buy wipes with FSA?

The IRS announcement allows for face masks, hand sanitizers, and disinfecting wipes to be purchased with an FSA, HRA, or HSA. Also included in that announcement is that people can claim those expenses as tax-deductible items on their tax returns.

Are protein shakes FSA eligible?

Protein shakes are considered nutritional supplements, and unfortunately you cannot use your flexible spending account (FSA) towards these. We get many questions about FSA eligibility at FSAstore.com, as people often wonder why protein powder is not considered an FSA eligible expense.

Do I need to keep receipts for FSA?

Did You Know? For an FSA/HRA, you will usually not need to submit a receipt to verify the eligibility of a purchase made at an IIAS merchant, but save your receipt just in case. For an HSA, you should always save your receipts in case you are ever subject to an IRS audit.