Are Direct Line Good insurers?

Asked by: Abby Heaney  |  Last update: February 11, 2022
Score: 4.6/5 (52 votes)

Direct Line Car Insurance Overall Review
Overall, Direct Line offers good coverage and is rated 5 star by defaqto; you can read more about what important features are covered—or not—in our section on policy features.

Who is Direct Line insurance underwritten by?

Founded in 1985, as the country's first direct car insurance company, it has since expanded to offer a range of general insurance products. Its policies are underwritten by the regulated subsidiary UK Insurance Limited, and it is owned by the Direct Line Group.

Does Direct Line protect no claims?

If you're in an accident with an uninsured driver that isn't your fault, we'll protect your claims-free years and also cover your excess.

Does Direct Line Own Churchill?

Churchill Insurance is a British insurance company based in Bromley, London. ... Since February 2012, Churchill is part of the Direct Line Group; policies are underwritten by the parent United Kingdom Insurance Limited. Churchill is notable for its advertising that features a talking nodding dog mascot.

Does RBS own direct line?

Direct Line expands from motor to offer home insurance and RBS Group wholly acquires Direct Line. Direct Line launches in partnership with the RBS Group.

Don’t Buy a Life Insurance Policy Until You Watch This!

44 related questions found

Who is the best car insurance company in UK?

The UK's best car insurance companies 2019
  1. NFU Mutual - 91.74% Percentage of customers that would renew their policy: 93% ...
  2. RIAS - 88.62% Percentage of customers that would renew their policy: 65%
  3. Privilege - 88.54% Percentage of customers that would renew their policy: 70% ...
  4. LV - 87.31% ...
  5. Quote Me Happy - 86.92%

Does Direct Line cover wrong fuel?

Those insurers who do not cover mis-fuelling – for example, Churchill and Direct Line - will cover it under accidental damage. However, other insurers - like Aviva - have said that they do cover mis-fuelling in their policies.

What happens if my car is written off Direct Line?

Take the Direct Line to a replacement car after a write‐off

From this week Direct Line car insurance customers will be able to choose to have a replacement car sourced on their behalf rather than a cash settlement in the event of their car being written‐off after an accident or accidental damage.

Why is Admiral insurance so cheap?

The discounts that Admiral offers are pretty standard across the motor insurance industry in the UK, with most related to safe driving habits and payments. In addition, some drivers will save money with Admiral depending on where they live and their age.

What is Darwin Friends of Churchill?

Darwin is a part of the Direct Line Group, a well-known company that owns respected brands such as Direct Line, Churchill and Green Flag.

Do Direct Line insure motorhomes?

No, we don't offer cover for Campervans. Q10 Are my tools covered if I insure my van with you? Tools are covered for loss or damage caused by fire, theft, attempted theft or an accident, whilst they are in your vehicle. ... Insurance Premium Tax is a tax payable on insurance premiums and is set by the Government.

Is Direct Line on Compare the market?

When you compare car insurance on price comparison sites, you won't see Direct Line. ... We aim to offer cheap car insurance, but also want to provide the best car insurance for you by offering benefits that some other insurers don't.

What companies do Direct Line own?

Powerful brands, well known and cutting edge
  • Direct Line.
  • Churchill.
  • Green Flag.
  • NIG.
  • DLG Partnerships.
  • Privilege.
  • DLG Auto Services.
  • Darwin.

Can I drive any car with comprehensive insurance direct line?

Driving other cars cover is usually only available on a comprehensive car insurance policy, so if you have third party (or third party, fire & theft) cover, you won't be covered to drive any other cars. ... Unfortunately, driving other cars cover is not available to everyone.

Can I drive another car on my direct line policy?

Yes. Cover for driving other cars is typically limited to 3rd party cover only (TPO)—TPO is the minimum amount required by law to drive legally.

Does Hastings Direct cover misfuelling?

If you've realised your mistake and haven't switched your engine on, inform the service station attendant of what's happened, and then call either your car insurance company or breakdown cover if misfuelling is covered under your policy. ... Once help has arrived, they'll drain the fuel and flush your engine.

Is RAC good for car insurance?

RAC Car Insurance Plus has been awarded the top 5 Star Rating from Defaqto and is our highest level of comprehensive car insurance cover. You can choose from Comprehensive, Third Party Fire and Theft, and Third Party Only cover with our standard Car Insurance. Compare our car insurance today.

Is Aviva good car insurance?

Aviva Car Insurance Trustpilot

Aviva has only earned a very solid 4.7 stars out of 5 at Trustpilot, with 75% of customers giving Aviva an "Excellent" 5-star rating.

Is direct line part of NatWest?

We are one of Britain's leading personal home insurers measured by in-force policies1. We reach our customers by selling home insurance products through our brands Direct Line, Churchill and Privilege, and our partners RBS and NatWest.

Is Aviva Direct Line?

Alternative Plans Aviva and Direct Line Provide

Both Aviva and Direct Line, as most car insurance companies do, offer a Third Party, Fire and Theft (TPFT) policy.

Is Direct Line a broker?

Cutting out the broker and transforming the insurance industry. Direct line sells 80,000 policies in its first year and broadens its services to include home insurance. ... Direct Line becomes the first insurance company to offer an online claims register and tracking service for motor insurance customers.