Are employers required to provide health insurance in Oregon?

Asked by: Aurelia O'Keefe  |  Last update: January 18, 2024
Score: 4.7/5 (11 votes)

While small employers do not have to offer insurance, large employers with 50 or more full-time equivalent employees must offer health coverage or pay a penalty.

Is there a penalty for not having health insurance in 2023 Oregon?

You won't face a tax penalty for going without health insurance in 2023—but there are big downsides to being uninsured. Obamacare's tax penalty went away in 2019.

How many workers must a company offer health insurance benefits to its employees in Oregon?

Employer-sponsored group coverage

Large employers with more than 50 FTE must offer employer-sponsored health coverage to their employees that meets the employer shared responsibility provisions.

Is 32 hours full-time in Oregon?

How do I know if I'm a small employer? Under Oregon law, a small business is defined as having 50 or fewer employees. A full-time employee (FTE), under the Employer Responsibility section of the federal Affordable Care Act, works 30 hours or more per week.

What is the state continuation law in Oregon?

What is state continuation? State law allows employees of smaller employers (fewer than 20 employees) to keep the same group health insurance coverage for up to nine months after loss of a job or loss of coverage because of a reduction in work hours. This is called state continuation.

Tips to buying the right health insurance policy in Oregon

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What is the Oregon law for 2023?

​New Oregon Laws and Changes in 2023

A new Paid Leave notice for all Oregon employers goes into effect January 1, 2023, requiring employers to post a new model notice poster at each work site and provide it electronically or by mail to any remote workers.

Is Oregon a no clause state?

It means that generally, unless there is a contract or law that states otherwise, Oregon employers may discharge an employee at any time and for any reason, or for no reason at all. However, employers may not fire or let employees go because of discriminatory reasons.

Can I waive my lunch break in Oregon?

Your employee may not legally waive his rights to receive required rest and meal periods. To be in compliance, you must require your employee to take all mandated breaks, and you may even need to discipline an employee who refuses to do so.

Is over 8 hours a day overtime in Oregon?

Are employees owed overtime after a certain number of hours worked in a day? In most cases, no. Even an employee who works 24 hours in one day will be owed no overtime if he works no more than 40 hours in the workweek. However, employees of manufacturing establishments must receive overtime after 10 hours in a day.

Are employers required to pay out PTO in Oregon?

Holiday and vacation pay are not required to be given to workers, but employers must honor any established policy or agreement they have. If you are discharged from employment and your employer has a policy of paying out benefits such as accrued vacation or severance pay, they must do so.

What requires large employers to provide health insurance coverage to all employees?

ACA Rules on Employer-Sponsored Health Insurance

Under the ACA, employers with 50 or more full-time employees (or the equivalent in part-time employees) must provide health insurance to 95% of their full-time employees or pay a penalty to the IRS.

How much do most companies pay for health insurance?

How much does health insurance cost for employers? According to Kaiser Family Foundation research, in 2021, the average annual employer healthcare insurance cost was $7,739 for single coverage, up 4% from the previous year, and $22,221 for family coverage, also up 4% from 2020.

What is the minimum wage in Oregon?

July 1, 2023 6 a.m. Oregon's minimum wage has gone up, from $13.50 per hour to $14.20 per hour. The increase of 70 cents this year is based on inflation between March 2022 and March 2023, which was 5%.

What states is health insurance mandatory?

Which states have an Individual Mandate?
  • California.
  • D.C.
  • Massachusetts.
  • New Jersey.
  • Rhode Island.
  • Vermont (but there's currently no financial penalty attached to the mandate)

Do you get fined for not having health insurance in Oregon?

Visit OregonHealthCare.gov for the latest information. If you did not have health care coverage for three months or more, you will either have to pay a penalty or apply for a health care coverage exemption. You may qualify for a health care coverage exemption.

Is there a fine for not having health insurance in Oregon?

Fines in Oregon

In Oregon, the minimum financial penalty for driving uninsured is $135, but that can escalate to a maximum of $1,000. Fines depend on the situation.

What is the new overtime law in Oregon?

HB 4002 remedies this inequity by phasing in overtime limits over several years, starting at 55 hours in 2023 and reaching 40 by 2027.

What is the salary exempt for overtime in Oregon?

Salary Test

This means that an employee must make at least $684 per week or $35,568 annually to be exempt from overtime. Payment on a “salary basis” means that the agreed-upon amount is generally not subject to reduction based on the quality or quantity of work performed.

Who is exempt from overtime pay in Oregon?

Exempt duties typically require that an employee perform higher-level executive, technical, or administrative work. Certain outside sales and commission pay employees may also be exempt from overtime.

What is considered wrongful termination in Oregon?

In Oregon, it is illegal to fire an employee for reporting or opposing unlawful conduct by the employer, such as discrimination, serious workplace health and safety concerns, wage claims, and various other legal or regulatory violations.

How many hours can you work in a day according to OSHA?

The Occupational Safety and Health Administration (OSHA) says that a normal work shift is no more than 8 consecutive hours in a day, with each shift split by at least 8 hours of rest. A normal workweek is 5 such work days. However, this is not binding.

Is Oregon a stand your ground state?

Though Oregon does not have a stand your ground statute, the state supreme court has held that there is no duty to retreat before using force in self-defense in public. Oregon law allows for the use of deadly force to prevent certain property crimes.

What is good cause for quitting a job in Oregon?

While each individual situation is unique, some examples of good cause to leave work may include: certain types of unlawful conduct by the employer; unlawful harassment; illness of an immediate family member who requires care (if your employer will not allow you the time off); and moving away due to a change in your ...

Can you terminate an employee for looking for another job?

Firing an employee for looking for another job is legal under California Labor Code § 2922. Employees in California are employed on an “at-will” which means the employee or employer can terminate the working relationship at any time for any reason.