Are eye glasses covered under HSA?
Asked by: Mellie Raynor | Last update: January 13, 2026Score: 4.3/5 (32 votes)
Can I use my HSA to pay for glasses?
Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)
What are HSA glasses?
Flexible Spending Account (FSA) and Health Savings Account (HSA) are tax-advantaged accounts that allow you to save money for qualified health expenses, including eyewear. These accounts can significantly reduce your out-of-pocket costs for prescription glasses and contact lenses.
Can I use my HSA at LensCrafters?
Buying with insurance
Paying with vision insurance and FSA/HSA benefits offers flexibility to buy prescription eyeglasses, sunglasses, contact lenses and book eye exams. Log in to automatically access your in-network insurance benefits or if out-of-network, we have reimbursement forms you can submit to your carrier.
Can I use my HSA on smart glasses?
Your Echo Frames and Smart Glasses frames may be eligible for FSA or HSA reimbursement if you have corrective lenses.
Got Flexible Spending? HSA?...Here Are 7 Ways To Use It At Maple Grove Eye Doctors | Maple Grove, MN
Are computer glasses HSA eligible?
Typically, FSAs and HSAs can pay for most prescription vision correction solutions. Unfortunately, non-prescription products do not qualify as an expense you can use FSA or HSA funds for. This includes regular sunglasses and computer glasses that filter out blue light.
Can you use HSA for dental and vision?
HSA - You can use your HSA to pay for eligible health care, dental, and vision expenses for yourself, your spouse, or eligible dependents (children, siblings, parents, and others who are considered an exemption under Section 152 of the tax code).
Can I buy eye drops with my HSA?
Eye drops are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited-purpose flexible spending account (LPFSA). Eye treatment medication reimbursement is not eligible with a dependent care flexible spending account (DCFSA).
Can you use HSA card for pair eyewear?
You can use your HSA or FSA card to purchase or pay for it out-of-pocket and be reimbursed. Pair Eyewear has partnered with Flex to make paying with your HSA or FSA a seamless part of the checkout. Unless you're Steve Jobs, you don't wear the same thing every day.
Is an HSA or FSA better?
Bottom line: Both HSAs and FSAs provide financial benefits for managing health care expenses. HSAs offer more flexibility and long-term growth potential, making them a valuable tool for future financial planning. Learn about HSA options from Aetna.
Can HSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Are vitamins HSA-eligible?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.
Does HSA cover massage?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Are tampons HSA-eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Is deodorant HSA-eligible?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Are toothbrushes HSA-eligible?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
How often should I replace my glasses?
Optometrists recommend that you update your glasses every one to two years. This should be done in conjunction with a new vision exam and updated prescription. If you notice a change in vision before this point, see your eye doctor.
Can I use my HSA at Visionworks?
You may also have a health savings account (HSA), which you can use for eye care as well. Here's a brief overview of each type of vision benefit and tax-exempt account.
Does Target Optical accept HSA?
Using your insurance online and in store is easy!
Save up to 80% on your favorite frames by using your vision insurance, HSA, and FSA benefits. You can also apply your benefits to contact lenses and eye exams.
Can you buy skincare with an HSA?
Over-the-counter acne and skincare products are now HSA eligible with out the need for a prescription.
Can I use HSA for dental?
Your HSA also covers expenses for standard dental cleanings and dental check-ups. One thing to keep in mind is that some of these procedures may have a co-payment, so it's important that you check with your dental insurance provider to find out exactly what you'll have to pay out of pocket.
Are diapers HSA eligible?
Although diapers are not currently eligible for HSA reimbursement, it is important to note that HSAs are designed to help individuals save for qualified medical expenses. These expenses typically include doctor visits, prescription medications, and medical procedures.
Does HSA cover glasses?
Both FSA and HSA pre-tax health accounts can be used to pay for prescription glasses, contact lenses, eye exams and more. Eyewear that corrects your vision is considered a medical product, which means you can use your health plans to help cover the cost.
What is the downside of an HSA?
Drawbacks of HSAs include tax penalties for nonmedical expenses before age 65, and contributions made to the HSA within six months of applying for Social Security benefits may be subject to penalties. HSAs have fewer limitations and more tax advantages than flexible spending accounts (FSAs).
Can you use HSA for vitamins?
Most vitamins and supplements are not eligible with an FSA or HSA because the IRS considers them for general good health.