Are eye patches covered by FSA?

Asked by: Jaron VonRueden  |  Last update: August 24, 2025
Score: 5/5 (48 votes)

A therapy eye mask is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), limited-purpose flexible spending account (LPFSA), or a health reimbursement arrangement (HRA). A therapy eye mask is not eligible with a dependent care flexible spending account (DCFSA).

What vision products are FSA eligible?

Prescription contact lenses and eyeglasses are common FSA/HSA-eligible vision expenses, but here are a few more that may qualify:
  • Astigmatic keratotomy (AK) surgery.
  • Automated lamellar keratoplasty (ALK) surgery.
  • Bifocals.
  • Contact cleaning solution.
  • Contact lens cases.
  • Corrective swim goggles.

Are eye patches covered by insurance?

A therapy eye mask is an Over-the-Counter (OTC) item and can be reimbursed through consumer-directed healthcare accounts without a prescription.

Are eye patches covered by HSA?

Eye masks for pain relief are an Over-the-Counter (OTC) item eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA - always check plan guidelines), or potentially a limited-purpose flexible spending account (LPFSA - speak with your ...

What cosmetic procedures are covered by FSA?

Here are some examples of when cosmetic procedures might be covered by an FSA:
  • Reconstructive Surgery After an Accident or Trauma. ...
  • Breast Reconstruction After Mastectomy. ...
  • Treatment of Congenital Anomalies. ...
  • Treatment of Medical Conditions. ...
  • Consult with Your Healthcare Provider. ...
  • Obtain a Letter of Medical Necessity (LMN)

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15 related questions found

Can I use FSA for beauty products?

You can use an FSA to pay for both over-the-counter and prescription acne treatments. These include acne-targeted facial cleansers, spot treatments, pads, pimple patches, body washes, sprays, gels, and more.

Can I use FSA for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Are eye drops FSA eligible?

The good news is that the cost of most types of eye drops are covered by FSA. If you have further questions about eligible eye care expenses using FSA, or if you would like to schedule an appointment, please get in touch by calling our knowledgeable team at Lifetime Vision and Eye Care in Miami Gardens, FL today.

Are vitamins FSA eligible?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.

Is IPL for dry eyes FSA eligible?

FSA funds can be used to cover dry eye treatments, including innovative solutions like Intense Pulsed Light (IPL) therapy or Tear Care. Treating dry eye not only improves your comfort but also contributes to overall eye health.

Do doctors prescribe eye patches?

Squint. Sometimes, doctors recommend an eye patch for strabismus. Also called squint, strabismus occurs your eyes are misaligned.

Are reading glasses FSA eligible?

Both non-prescription and prescription reading glasses are FSA and HSA-eligible expenses. That includes progressive readers, in case you were wondering.

Are under eye patches worth it?

Do under eye patches work? Yes – most under eye patches are soaked in supercharged ingredients and bathe the under eyes in hydrating, skin-loving serum, helping them to feel refreshed while also tackling eye-specific skin concerns such as fine lines, wrinkles, and dehydration.

Are tampons FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Is deodorant FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

Is ChapStick FSA eligible?

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.

Are toothbrushes FSA eligible?

Brush-Up on FSAs and HSAs

However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”

Is Tylenol FSA eligible?

Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.

Are Kleenex FSA eligible?

Facial tissues are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA) as they are considered a cosmetic product.

Are dental items FSA eligible?

You can use your Limited Expense Health Care FSA (LEX HCFSA) funds to pay for a variety of dental and vision care products and services for you, your spouse, and your dependents. The IRS determines which expenses can be reimbursed by an FSA.

Can I get prescription sunglasses with FSA?

Polarized sunglasses may be eligible for coverage by an FSA or HSA if they have prescription lenses. Polarized lenses can improve your visual comfort by reducing glare from reflective surfaces such as water, snow and cement.

Is sunscreen FSA eligible?

You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.

Are Apple watches FSA eligible?

Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.

Is Planet fitness FSA eligible?

Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.

Does FSA cover teeth whitening?

Dental care can certainly be a part of those expenses, but teeth whitening is not considered to be an FSA eligible expense. Because it's considered cosmetic in nature, teeth whitening will not be reimbursed with your FSA.