Are eyeglasses an HSA expense?

Asked by: D'angelo Sanford  |  Last update: February 8, 2025
Score: 4.2/5 (5 votes)

Both FSA and HSA pre-tax health accounts can be used to pay for prescription glasses, contact lenses, eye exams and more. Eyewear that corrects your vision is considered a medical product, which means you can use your health plans to help cover the cost.

Can I use my HSA to pay for eyeglasses?

Using FSAs and HSAs for vision expenses often gets forgotten—don't let that be the case for you! You can use your FSA or HSA funds for glasses or other vision-related needs, whether you're shopping online or in-store. Due for an exam? Go ahead and book it—your funds will cover that, too.

What are HSA glasses?

Flexible Spending Account (FSA) and Health Savings Account (HSA) are tax-advantaged accounts that allow you to save money for qualified health expenses, including eyewear. These accounts can significantly reduce your out-of-pocket costs for prescription glasses and contact lenses.

Are prescription glasses a qualified medical expense?

The money spent on reading or prescription eyeglasses can be considered a tax-deductible medical expense. By categorizing glasses under "medical expenses" and itemizing deductions on form 104, Schedule A, you may be able to lower your tax burden.

Can I use my HSA at LensCrafters?

USING YOUR FSA/HSA

Whether you have a Flexible Spending Account (FSA)* or a Health Savings Account (HSA)*, we'll help you get the most out of your vision care dollars. Use your FSA benefits on prescription glasses and prescription sunglasses, contact lenses or eye exams.

Can You Use HSA/FSA Funds on Prescription Eyewear? | SportRx

34 related questions found

Can I buy eye drops with my HSA?

Eye drops are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited-purpose flexible spending account (LPFSA). Eye treatment medication reimbursement is not eligible with a dependent care flexible spending account (DCFSA).

Can you use HSA card for pair eyewear?

Does Pair Eyewear take insurance? Similar to other online glasses companies, you can use your HSA or FSA card to buy glasses, or you can submit a receipt to your insurance company post-purchase in order to be reimbursed the cost. "We accept most HSA and FSA cards as payment methods at checkout!

Can you claim glasses as an expense?

If your glasses are solely needed for work purposes, you can claim the cost back against tax. But as always, make sure you're able to prove this and that you don't wear them for personal reasons.

What expense category is glasses?

That's because glasses count as a “medical expense,” which can be claimed as an itemized deductible on form 104, Schedule A. You can also deduct your spouse's glasses (if you are filing together) as well as your dependents' glasses.

Are glasses considered medical supplies?

Key Takeaways: Eyeglasses are generally not classified as Durable Medical Equipment (DME) under Medicare, except when prescribed post-cataract surgery with an intraocular lens implant, where they are deemed medically necessary.

Can HSA pay for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Can I use HSA for dental?

Your HSA also covers expenses for standard dental cleanings and dental check-ups. One thing to keep in mind is that some of these procedures may have a co-payment, so it's important that you check with your dental insurance provider to find out exactly what you'll have to pay out of pocket.

Are computer glasses HSA-eligible?

Typically, FSAs and HSAs can pay for most prescription vision correction solutions. Unfortunately, non-prescription products do not qualify as an expense you can use FSA or HSA funds for. This includes regular sunglasses and computer glasses that filter out blue light.

Are tampons HSA-eligible?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

Can I buy vitamins with HSA?

In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition.

Can I use my HSA on smart glasses?

Your Echo Frames and Smart Glasses frames may be eligible for FSA or HSA reimbursement if you have corrective lenses.

Are vision expenses HSA eligible?

Health savings accounts (HSAs) and flexible spending accounts (FSAs) provide tax advantages that can help you pay for common vision and eye care costs your insurance may not cover. Eligible vision expenses include eye exams, prescription glasses, and contact lenses.

Can I write off my eyeglasses?

You can deduct the costs for prescription eyeglasses and eye exams on your tax return. But they must be a part of your itemized medical deductions, which need to exceed 7.5% of your adjusted gross income.

What are glasses categorized as?

The different types of glasses fit into two main categories; prescription glasses and non-prescription glasses. Glasses refer to eyewear that has a pair of lenses that sit in a frame. Glasses are used to assist the eyes in some way, whether it be to correct vision issues, or protect the eyes.

Can I claim prescription glasses on tax?

We're often asked if prescription reading glasses are tax deductible. The answer is no. Reading glasses are considered a medical or personal expense. Glasses cannot be claimed in your tax return unless it's protective wear such as sunglasses, or the kinds of safety eye protection used on worksites etc.

Can I claim the cost of my glasses?

The deductible amount for prescription glasses is calculated by totaling your eligible medical expenses. If this amount exceeds the lesser of 3% of your net income or a set threshold (updated annually), you can claim the excess.

Can you get reimbursed for glasses?

If you have an out-of-network benefit included in your insurance plan, you can apply for reimbursement on prescription eyeglasses or sunglasses and eye exams.

Can you use HSA for glasses and frames?

It is permitted to use an FSA or HSA to cover the cost of prescription eyewear. Both glasses and contact lenses can be paid for using these accounts. Non-prescription eyewear cannot be paid for using an FSA or HSA, because it is not classed as a medical expense.

Can I use my HSA at Visionworks?

You may also have a health savings account (HSA), which you can use for eye care as well. Here's a brief overview of each type of vision benefit and tax-exempt account.

Can I use my Optum HSA card for glasses?

Your HSA card is the fastest and most convenient way to pay for qualified expenses. You can pay for everyday items like bandages, sunscreen, glasses, prescriptions, doctors visits and much more. Plus you save up to 30%* since you're using pre-tax dollars.