Are female products HSA eligible?

Asked by: Claude Senger  |  Last update: October 7, 2025
Score: 4.8/5 (27 votes)

The recent changes in legislation known as the CARES Act has reclassified menstrual hygiene products to be treated as any other spending on “medical care.” That means tampons, pads, liners, and cups purchased after December 31, 2019 are FSA and HSA eligible.

Can you use HSA for feminine products?

The CARES Act also modifies the rules that apply to various tax-advantaged accounts (HSAs, Archer MSAs, Health FSAs, and HRAs) so that additional items are "qualified medical expenses" that may be reimbursed from those accounts. Specifically, the cost of menstrual care products is now reimbursable.

Can you write off feminine hygiene products?

Beginning January 1, 2020 and through December 31, 2021, the sale and use of diapers and menstrual hygiene products are exempt from tax. Accordingly, retailers of these items should not charge or collect sales or use tax on these items during this period. Senate Bill 92 (Stats. 2019, ch.

Can I use my HSA card to buy adult diapers?

Items that have the yellow badge on them are registered in the national database of qualified FSA/HSA items, and can be sold in pharmacies, drug stores, and wherever medical supplies are sold, but the fact is that all adult cloth diapers, regardless of color or print, are qualified FSA and HSA approved items.

Can I buy a Diva cup with my HSA?

You can now use FSA or HSA funds to buy a reusable menstrual cup like the DIVA™ Cup. Honestly, we believe menstrual products should have always been considered medical expenses, so we're so excited that they finally are.

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33 related questions found

Can I buy deodorant with HSA?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you buy a gym membership with an HSA?

While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Is the Apple Watch HSA eligible?

Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

Can you buy shampoo with HSA?

Over-the-counter toiletries or personal hygiene items which may include, but are not limited to shampoo, toothpaste, conditioners, hand creams, deodorant, shaving cream, razors, dental floss, body powders, hair gels/sprays, make-up, nail polish accessories, soap, mouthwash, etc., are not reimbursable.

Are car seats HSA eligible?

Car Seats: HSA Eligibility

Car seats are not eligible for reimbursement with a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), dependent care flexible spending account (DCFSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I write off deodorant?

You are not allowed to deduct expenses that are for general health purposes, such as gym memberships, vitamins, and diet food. You also cannot deduct payments for future medical and dental services. Below are some other services and items that are likely not tax deductible: Deodorant.

What states have banned the pink tax?

Vermont, Maine, Michigan, Louisiana, and New Mexico passed legislation to exempt menstrual products in 2021. Nebraska, Colorado, Iowa, and Virginia banned the pink tax in 2022.

What qualifies for HSA spending?

Generally, qualified expenses include doctor visits, medications, medical equipment, and dental and vision care for you, your spouse and any dependents.

Can I use my HSA for lube?

Lubricants may be eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can you use HSA for mommy makeover?

Can I Use an HSA or FSA To Pay for Mommy Makeover Surgery? Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) allow patients to save their pre-tax dollars for use on qualified medical expenses. However, like with insurance, cosmetic surgery typically does not count as a qualified medical expense.

Can I buy vitamins with HSA?

In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition.

Are feminine products HSA eligible?

The recent changes in legislation known as the CARES Act has reclassified menstrual hygiene products to be treated as any other spending on “medical care.” That means tampons, pads, liners, and cups purchased after December 31, 2019 are FSA and HSA eligible.

Can you buy deodorant with an HSA?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What happens if you accidentally use your HSA account by mistake?

After you report the mistake to the custodian, the custodian reports it to the IRS. Reimburse the HSA. If you've mistakenly used HSA funds for nonqualified expenses, you must repay the distribution amount back into your HSA by the tax filing deadline for the year in which the distribution occurred.

Can my HSA pay for my gym membership?

Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.

Is Gatorade HSA eligible?

You can grab a pack of ORS using your HSA or FSA funds without a prescription. However, rehydration sports drinks (think Gatorade) and electrolyte solutions containing additional additives (such as caffeine, immunity boosters, or the like) are not eligible.

Can I use HSA for Peloton membership?

Yes. You can pay with a credit or debit card through Truemed and submit a reimbursement request to your HSA/FSA plan administrator for up to the amount you have available in your HSA/FSA account. You cannot split payments between HSA/FSA card and credit/debit card.

Can HSA pay for massage?

Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.

Can I use HSA for glasses?

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)

Can I use HSA for groceries?

As mentioned earlier, using HSA funds directly for groceries is not allowed under current IRS regulations. This can be seen as a downside for individuals looking to use their HSA money for day-to-day expenses.