Are hair loss products covered by HSA?
Asked by: Presley Hermann | Last update: September 15, 2025Score: 4.7/5 (46 votes)
Can you use HSA for hair loss treatment?
Hair regrowth and hair removal are cosmetic medical procedures and are therefore ineligible for reimbursement with a consumer-directed healthcare account. Hair regrowth is typically a medication that stimulates the regeneration or activity of a hair follicle.
Can you use HSA for hair removal?
Hair Removal: HSA Eligibility
Hair removal is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Is Nutrafol covered by HSA for hair loss?
No, Nutrafol is not eligible for reimbursement with a Flexible Spending Account (FSA) or Health Savings Account (HSA). It is classified as a general health and haircare product, which does not meet the criteria for medical necessity under IRS guidelines and SIGIS standards.
Will HSA pay for shampoo?
10 Costs Your HSA Won't Cover
Cosmetics. Funeral expenses. Hair transplants. Personal hygiene items: conditioner, deodorant, lotion, mouthwash, shampoo, and toothpaste.
How I STOPPED MY HAIR LOSS! | #1 Thing That Re-Grew My Hair
Can I use my HSA for gym membership?
Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.
Is the Apple Watch HSA eligible?
Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Can I use my HSA for vitamins?
Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.
Is hair loss treatment covered by health insurance?
Unfortunately, in most cases hair loss treatments are not covered by insurance. Since hair loss doesn't affect your daily activity like a medical injury or illness would, it is considered a cosmetic procedure and not covered.
Can I pay for Noom with my HSA?
Your Noom Med (Telehealth) subscription should be a qualifying medical expense for most HSA/FSA plans. While we're unable to accept direct payments at this time, we can provide you with the documentation needed for reimbursement. When you signed up, you should've received a subscription receipt in your email.
Can I use my HSA for skincare?
This means that any skin care costs that count towards your deductible, such as prescription medications or dermatologist visits, can be paid for using HSA funds.
Are tampons HSA eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Are toothbrushes HSA eligible?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Can I buy deodorant with HSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
What really works for women's hair loss?
The only medicine approved by the United States Food and Drug Administration (FDA) to treat female pattern baldness is minoxidil: It is applied to the scalp. For women, the 2% solution or 5% foam is recommended. Minoxidil may help hair grow in about 1 in 4 or 5 women.
Will insurance cover Nutrafol?
Each insurance plan varies in their coverage, but most treatments listed above are covered by insurance. Nutrafol supplements and PRP therapy are not covered by insurance, unfortunately, as they are considered non-medical.
Can the doctor give you anything for hair loss?
Finasteride and minoxidil are the main treatments for male pattern baldness. Minoxidil can also be used to treat female pattern baldness. Women should not use finasteride.
Can HSA be used for PRP hair treatment?
Leveraging Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs) You can use these funds to pay for your PRP treatments if you have a Health Savings Account (HSA) or a Flexible Spending Account (FSA).
Can I use my HSA to pay for my gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Is Nutrafol HSA eligible?
Q: Is this product FSA eligible
At this time, Nutrafol supplements are not part of the Amazon HSA/FSA store. Currently, most dietary supplements are not covered by HSA/FSA plans.
What happens if I use my HSA for something else?
You can repay the incorrect distribution before filing your federal taxes for that tax year. However, if you do not correct the mistake, the unqualified amount will be subject to income tax, and you may also face an additional 20% tax penalty.
Is exercise equipment HSA-eligible?
Exercise equipment may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can I buy Gatorade with HSA?
You can grab a pack of ORS using your HSA or FSA funds without a prescription. However, rehydration sports drinks (think Gatorade) and electrolyte solutions containing additional additives (such as caffeine, immunity boosters, or the like) are not eligible.
What is not eligible for HSA?
If you or your spouse participates in a Healthcare Flexible Spending Account (Healthcare FSA) or a Health Reimbursement Arrangement (HRA) that allows for reimbursement of your medical expenses, you are not eligible to establish a new HSA or make contributions to a current HSA.