Are massages covered by FSA?
Asked by: Delilah Fritsch | Last update: April 19, 2025Score: 4.8/5 (18 votes)
Can I use my FSA on a massage?
Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.
Can I use my FSA card at Massage Envy?
Fun fact: you can use your HSA/FSA card to get massages at Massage Envy.
What therapy is covered by FSA?
Most mental health services — like counseling, prescription-only medications, and treatment for substance use disorder — can be paid for with FSA and HSA tax-free funds. But some services require a letter of medical necessity (LOMN) to qualify.
Do massages count as a medical expense?
Massages may be tax deductible if prescribed as a treatment for musculoskeletal disorders such as tendonitis, arthritis, carpal tunnel syndrome, or fibromyalgia. If a licensed medical practitioner prescribes massage therapy to address musculoskeletal issues, it can be tax-deductible as a medical expense.
Using FSA and HSA for Massage
How to get massage covered by health insurance?
- Call to verify your insurance coverage for massage therapy. ...
- Get a prescription by clearly communicating to your doctor that you'd like massage therapy. ...
- Ask your doctor to prescribe massage for the most general diagnosis possible.
Can I use my HSA card for a massage?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Can I use FSA to pay for gym membership?
While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
What are FSA eligible expenses?
Allowed expenses include insurance copayments and deductibles, qualified prescription drugs, insulin, and medical devices. You decide how much to put in an FSA, up to a limit set by your employer. You aren't taxed on this money.
Can I use my FSA card for physical therapy?
Both FSAs and HSAs can be used for certain out-of-pocket health care expenses, and physical therapy costs are one such expense. You can use FSAs and HSAs to pay for deductible costs and co-pays, but not insurance premiums.
Will FSA pay for chiropractic?
An FSA lets you pay for many different services. Alternative medicine such as chiropractic care is one such service that qualifies for FSA reimbursement. A chiropractic visit, exam, or treatment would then be covered by an FSA as long as the purpose is to treat a medical condition and not for general good health.
How much does a massage cost?
On average, prices in the United States range from $50 to $150 per hour, with higher rates typical in urban areas and luxury spas. The cost is also affected by the therapist's experience, the type of massage, and any additional services provided.
Are vitamins FSA eligible?
Vitamins and supplements used for general health are not FSA eligible. But you may use your FSA funds to purchase vitamins and supplements used to treat a specific condition.
Can you use FSA for tampons?
Are Tampons FSA Eligible? Yes! Tampons are now classified as a “medical expense,” making them FSA eligible.
Can I use FSA for glasses?
You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.
Does FSA cover StretchLab?
Did you know you can use your HSA/FSA at StretchLab to completely cover your sessions? We can take care of all of that for you, all you need to do is tell us you want to use HSA/FSA and we will take care of the rest! Relax, stretch, and live long.
Is an Apple Watch FSA eligible?
Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
Are air purifiers FSA eligible?
Air purifiers are generally not eligible for reimbursement. An air purifier may be eligible for FSA reimbursement with a Letter of Medical Necessity (LMN) only if you are using it to relieve or alleviate a specific medical condition and you would not otherwise have purchased it.
Are massage guns FSA eligible?
A massage gun is a device that may ease muscle tension. Money in your health savings account (HSA) and flexible spending account (FSA) may be used to pay for percussion massage guns like a Theragun if they're used for medical purposes.
Can FSA pay for massage?
Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).
Does FSA cover peloton membership?
You can't directly pay for membership costs with your HSA/FSA card, but if you receive a Letter of Medical Necessity (LMN) from Truemed or an applicable licensed medical professional and are eligible for reimbursement, you may be able to apply your HSA/FSA funds to the cost of a Peloton Membership while the LMN is ...
Can I use FSA for dental?
You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.
Are massages considered a medical expense?
For instance, if your doctor prescribes massages to help recover from an injury or manage a chronic condition, you may be able to include these costs in your medical expense deductions. Keep in mind that the IRS requires that these expenses exceed 7.5% of your adjusted gross income before you can claim them.
Can I use my FSA card for Botox?
Botox injections are typically not eligible for reimbursement with an FSA, as they are primarily used for cosmetic purposes.
Are massages covered by insurance?
Massage therapy can be costly, but your insurance company may help to cover the costs. Additionally, you may be able to use FSA or HSA to cover the cost of medical massage. Either way, you will need a prescription from your primary care doctor for insurance even to consider helping with the costly treatments.