Are massages HSA-eligible?
Asked by: Ms. Florence Nikolaus | Last update: December 17, 2025Score: 4.2/5 (52 votes)
Can I use my HSA for a massage?
Generally, HSAs cover treatments that are considered medically necessary, and massages are no exception.
Can I use my HSA at Massage Envy?
Fun fact: you can use your HSA/FSA card to get massages at Massage Envy.
Can I use my HSA to pay for a chiropractor?
HSAs can be used for large and small qualified medical expenses. You can use your HSA for ongoing medical services and treatments, like chiropractic care, acupuncture, or physical exams. Medical copays, deductibles, and coinsurance can also be covered under an HSA.
Are massages considered a medical expense?
For instance, if your doctor prescribes massages to help recover from an injury or manage a chronic condition, you may be able to include these costs in your medical expense deductions. Keep in mind that the IRS requires that these expenses exceed 7.5% of your adjusted gross income before you can claim them.
FSA/HSA End of Year Focus On You
Can I use my HSA at a medical spa?
These accounts offer a tax-advantaged way to pay for qualified medical expenses, including certain spa treatments, enhancing your overall wellness while managing your healthcare budget effectively. Important Points to Remember: Pay for service: You can use your FSA or HSA card for payment at our spa without any issues.
Are massagers HSA eligible?
Key takeaways: A massage gun is a device that may ease muscle tension. Money in your health savings account (HSA) and flexible spending account (FSA) may be used to pay for percussion massage guns like a Theragun if they're used for medical purposes.
Can I use my HSA for gym membership?
Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.
What can HSA not pay for?
Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.
Can I use HSA for dental?
Your HSA also covers expenses for standard dental cleanings and dental check-ups. One thing to keep in mind is that some of these procedures may have a co-payment, so it's important that you check with your dental insurance provider to find out exactly what you'll have to pay out of pocket.
Can I use my HSA for Botox?
Can you use HSA funds to pay for Botox? If you're using Botox for cosmetic purposes like reducing wrinkles or fine lines, it's not considered an HSA-eligible expense. However, Botox may be HSA eligible if it's used to treat a medical condition like chronic migraines, severe muscle spasms, or overactive bladder.
Can I use HSA for glasses?
Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)
Can I use HSA for vitamins?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.
Can I pay for acupuncture with HSA?
The short answer is yes, in most cases, you can use your HSA to pay for acupuncture treatments. However, it's essential to note that there are some criteria you must meet to qualify for HSA reimbursement.
Does HSA roll over?
Unspent HSA funds roll over from year to year. You can hold and add to the tax-free savings to pay for medical care later. HSAs may earn interest that can't be taxed. You generally can't use HSA funds to pay premiums.
Are massages covered by insurance?
Massage therapy can be costly, but your insurance company may help to cover the costs. Additionally, you may be able to use FSA or HSA to cover the cost of medical massage. Either way, you will need a prescription from your primary care doctor for insurance even to consider helping with the costly treatments.
What is the downside of an HSA?
Drawbacks of HSAs include tax penalties for nonmedical expenses before age 65, and contributions made to the HSA within six months of applying for Social Security benefits may be subject to penalties. HSAs have fewer limitations and more tax advantages than flexible spending accounts (FSAs).
Can I buy deodorant with HSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can you use HSA for chiropractor?
The answer is generally, yes. As long as the chiropractic care is considered a qualified medical expense by the Internal Revenue Service (IRS), it can be paid for using HSA funds. Chiropractic care falls under the umbrella of "preventive care" and "treatment of a medical condition" as defined by the IRS.
Are massages covered by HSA?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Is the Apple Watch HSA eligible?
Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Can you pay for Peloton with HSA?
The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.
Can a chiropractor write a letter of medical necessity for massage therapy?
Yes, a physician or chiropractor can write a Letter of Medical Necessity for massage therapy if they determine it is essential for treating a specific condition. This letter is often required by insurers or for HSA/FSA eligibility to verify the medical need for therapy.
Is chest rub HSA eligible?
Chest rub is an eligible over-the-counter (OTC) product with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can I use HSA for physical therapy?
Pipeline Physical Therapy Blog Can I use my HSA/FSA/HRA insurance benefits for Physical Therapy? YES, you can! This post details information about the many options offered by insurance companies through your employer.