Are nasal sprays FSA eligible?

Asked by: Dayna Koch  |  Last update: October 20, 2023
Score: 4.8/5 (16 votes)

If allergies are getting in your way this spring, remember you can use your Federal Flexible Spending Account Program (FSAFEDS) Health Care FSA for over-the-counter remedies like nasal spray (medicated or saline) and general allergy and sinus medicine.

Is nasal decongestant FSA eligible?

HSA/FSA Eligible

Treat common cold symptoms with Maximum Strength Nasal Decongestant PE, Phenylephrine HCl, 10 mg.

Is nasal spray HSA eligible?

Nasal sprays are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Nasal sprays are not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Is Nasonex FSA eligible?

Can I use an HSA or FSA to buy Nasonex? Yes. Allergy medicine is eligible for reimbursement through Health Savings Accounts and Flexible Spending Accounts.

Are over-the-counter medications covered by FSA?

Yes. You can buy OTC medicine like Tylenol and Tums with your FSA or HSA. But this hasn't always been the case. OTC drugs did not count as a qualified medical expense for HSAs unless you had a prescription.

How to use nasal sprays. What are the risks and benefits of nasal sprays?

34 related questions found

Are toothbrushes FSA eligible?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Is deodorant FSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Will FSA cover Flonase?

You can use your HSA and FSA tax-preferred savings account to purchase OTC products including Flonase. The passage of the CARES Act by Congress includes provisions to restore OTC eligibility under tax-preferred HSA and FSA accounts.

Is Zyrtec FSA eligible?

Antihistamines are over-the-counter (OTC) medicines that are eligible for reimbursement with an FSA account, HSA or HRA.

Is ear wax removal FSA eligible?

Ear drops and wax removal products are eligible over-the-counter (OTC) products with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is Benadryl FSA eligible?

Antihistamines are over-the-counter (OTC) medicines that are eligible for reimbursement with an FSA account, HSA or HRA. Artificial limb reimbursement is eligible with an FSA account, HSA or HRA. E Note: The IRS defines which medical expenses are eligible under a tax-deferred account.

Is mucinex FSA eligible?

Take your health to the next level with guaranteed FSA eligible Over-the-Counter Meds. Mucinex DM Max Strength contains 1200mg Guaifenesin and 60mg Dextromethorphan HBr.

Are multivitamins FSA eligible?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Are humidifiers FSA eligible?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Can I buy Sudafed with my FSA?

Decongestants are over-the-counter (OTC) medicines eligible for reimbursement through a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Does FSA cover toilet paper?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

What can't you buy with FSA?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.

How do I know if something is FSA eligible?

Check out IRS Publication 502 or our FSA eligibility list to understand what is covered. In order for something to be considered a “qualified" medical expense, it must be for the primary purpose of diagnosing, treating, curing, mitigating, or preventing a medical condition.

Is toothpaste HSA eligible?

You can't use your HSA for common items such as toothpaste, dental floss, or over-the-counter mouthwash. Cosmetic procedures, such as teeth whitening, also aren't covered.

Does mouthwash count towards FSA?

Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...

Is melatonin FSA eligible?

Melatonin: FSA Eligibility

Melatonin may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Is vitamin D FSA eligible?

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.

Why is toothpaste not covered by FSA?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).

Can I use FSA card for gas?

Fuel - Gas costs for travel to and from a medical care facility are eligible for reimbursement, however you'll need to keep a mileage log and provide receipts for your gas purchase when you submit a claim.

Are protein shakes FSA eligible?

Protein shakes are considered nutritional supplements, and unfortunately you cannot use your flexible spending account (FSA) towards these. We get many questions about FSA eligibility at FSAstore.com, as people often wonder why protein powder is not considered an FSA eligible expense.