Are pain killers HSA-eligible?

Asked by: Ona Corkery II | Last update: October 18, 2023

Score: 5/5 (9 votes)

Pain relief medications

Muscle soreness. Sprains. There are many reasons to need pain relievers. There are two common types of over-the-counter pain medications: acetaminophen and nonsteroidal anti-inflammatory drugs (NSAIDs), both of which are now among the eligible expenses available from an HSA and FSA.

Are OTC pain relievers HSA eligible?

You can buy OTC medicine like Tylenol and Tums with your FSA or HSA. But this hasn't always been the case. OTC drugs did not count as a qualified medical expense for HSAs unless you had a prescription. This law, known as the Affordable Care Act (ACA), was enacted in 2010.

What medications are covered by HSA?

Common Over-the-Counter (OTC) Medicines

Acid controllers.
Acne medicine.
Aids for indigestion.
Allergy and sinus medicine.
Anti-diarrheal medicine.
Baby rash ointment.
Cold and flu medicine.
Eye drops*

Can ibuprofen be paid from HSA?

Yes, you can use your Health Savings Account (HSA) to purchase over-the-counter drugs without a prescription from your physician. Use your HSA for all Advil products.

Can I use my HSA to pay for Tylenol?

Acetaminophen, the primary ingredient found in Tylenol, is an eligible OTC item. Acetaminophen reimbursement is eligible with an FSA account, HSA or HRA.

HSA Eligible Expenses Video

32 related questions found

Can you use HSA for toothpaste?

Toothpaste: HSA Eligibility

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is gym membership HSA eligible?

Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Can I use HSA for vitamins?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Are tampons HSA eligible?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

Is Apple Watch HSA eligible?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

What is not covered under HSA?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can I buy melatonin with HSA?

Melatonin: HSA Eligibility

Melatonin may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Are painkillers FSA eligible?

Analgesics (painkillers)

Analgesics (e.g. Advil, Aspirin, Tylenol) are eligible for reimbursement.

Can I buy Advil with my HSA card?

Ibuprofen is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Ibuprofen is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Is moisturizer HSA eligible?

Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account. Moisturizer on its own does not treat, alleviate or prevent a medical condition or disease, and is usually considered cosmetic in purpose, and therefore is not eligible.

Can I buy a treadmill with my HSA?

A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA).

Can I use HSA to buy probiotics?

Example 2: Probiotics.

Probiotic supplements taken for general gut health: Not HSA qualified. Probiotic supplements that are recommended to you by a gastroenterologist or health coach to treat a direct condition: HSA qualified.

Can you use HSA at Costco?

Costco accepts a limited number of cards at the main checkout lanes, but they'll let you pay for eligible items with your HSA/FSA card at the Pharmacy or Optical counters. So to use your FSA or HSA cards at Costco, just bypass the regular checkout lines and visit the Pharmacy or Optical department instead.

Can I buy Gatorade with my HSA card?

Rehydration sports drinks, such as Gatorade, and solution with dietary supplements other than electrolytes are not eligible.

Is shampoo HSA eligible?

In certain cases, shampoos may contain active medical ingredients prescribed by doctors in which case that shampoo would be eligible for reimbursement.

Is an air purifier HSA eligible?

Defining Covered Healthcare Expenses

It would be a good idea to have some type of documentation from your doctor stating that you have this condition if your HSA account provider decides to audit your account, but for the most part, you shouldn't run into any problems using HSA funds to purchase an air purifier.

Can I use HSA for chiropractor?

Chiropractic treatment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

What happens if you use your HSA card for something else?

If you use your HSA for an expense other than eligible medical expenses you can subject yourself to significant IRS penalties. Inappropriate use of your HSA funds may also leave you without money to pay for your eligible medical expenses in the future.

Can HSA be used for YMCA?

YMCA day camps are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA), and limited-purpose flexible spending accounts (LPFSA).