Are pap smears considered preventive care?

Asked by: Catalina Kassulke  |  Last update: August 20, 2025
Score: 4.3/5 (67 votes)

Health insurance typically covers preventive exams, screening tests and vaccines to help prevent or detect possible health concerns. Pap smear testing is part of a regular preventive visit for women.

Is a Pap smear preventative care?

For women aged 21 to 29 years, the Women's Preventive Services Initiative recommends cervical cancer screening using cervical cytology (Pap test) every 3 years. Cotesting with cytology and human papillomavirus testing is not recommended for women younger than 30 years.

How often will insurance cover pap smears?

Early screening tests for breast cancer, cervical cancer, and colorectal cancer are covered. This includes: Mammograms to check for breast cancer every 1-2 years for women over age 40. Pap smear every 3 years for women ages 21 to 65 to check for cervical cancer.

Are yearly gynecological exams considered preventive care?

Team-based care, including obstetrician–gynecologists, physician assistants, nurse practitioners, and other health care professionals, may facilitate meeting the needs of preventive care for women. A comprehensive history is one of the most important aspects of a well-woman visit.

What is not considered preventive care?

ANSWER: If the physician orders lab work during a preventive care visit, some of the tests may be covered as preventive care, such as a cholesterol screening. However, other blood chemistry panels, such as anemia screening, kidney or liver function, would not be covered as preventive care.

Preventative Care: Pap Smears

21 related questions found

What qualifies as preventive care?

Routine health care that includes screenings, check-ups, and patient counseling to prevent illnesses, disease, or other health problems.

How often does United Healthcare cover pap smears?

The coverage for an annual cervical cancer screening test provided pursuant to this section shall include the conventional Pap test, a human papillomavirus screening test that is approved by the federal Food and Drug Administration, and the option of any cervical cancer screening test approved by the federal Food and ...

Is a Pap smear included in an annual exam?

A Pap smear is a specific type of cancer screening that often happens during an annual gynecologic or pelvic exam. But it's only one part of the exam. Your provider will advise you on how often you need a Pap smear. Even if you don't need one, you should still have an annual gynecologic exam.

How much is Pap smear out of pocket?

Procedure Details

On MDsave, the cost of a Pelvic Exam with Pap Smear ranges from $125 to $273. Those on high deductible health plans or without insurance can shop, compare prices and save.

What type of service is not considered to be a preventive medical service?

Alternative therapies: Services such as chiropractic, massage, acupuncture, and other alternative health services are not considered preventive care.

What is the cost of Pap smear test?

The price of a pap smear test depends on where the test is done. The pap smear test price depends on location and facility. The cost of the technician and equipment for a pap smear test varies. The average pap smear test cost can range between ₹500 and ₹550.

Why are pap smears every 3 years now?

It takes on average about 10 to 15 years for a persistent HPV infection to cause cell changes in the cervix that may lead to cervical cancer. That is why you only need a Cervical Screening Test every five years, compared to previously needing a Pap test every two years.

Can you bill for a pap smear?

If the patient presents for a preventive medicine service, the pelvic exam is part of the age and gender-appropriate physical exam, as described by CPT® codes in the 99381—99397 series of codes. However, for a screening pap, the HCPCS code for obtaining the screening pap smear, Q0091 may be used.

Why don t virgins need Pap smears?

Do virgins need Pap smears? Answer From Tatnai Burnett, M.D. Yes. Doctors recommend routine cervical cancer screening, regardless of your sexual history.

Is Pap smear considered primary care?

Many primary care physicians also include gynecologic care such as pelvic exams, pap smears and breast exams as part of their annual wellness exam. Some primary care physicians, such as those focusing more on the care of the elderly, do not provide gynecologic exams and may refer to you to an OB/GYN.

What does it mean if your pap is normal but HPV is positive?

Having a normal Pap smear result but testing HPV-positive means there are no abnormal cell changes in the cervix, but an HPV infection is present. If people have a normal Pap smear result and a positive HPV test but the results are negative for HPV 16/18, people will generally need to retest in 1 year .

Are Pap smears bulk billed?

The Cervical Screening Test is free for many eligible women aged 25 to 74. However, your doctor or health provider may charge a small fee. If you choose a doctor, clinic or health care centre that offers bulk billing there will be no out-of-pocket expenses and therefore no cost to you for the test.

What happens if you never get a Pap smear?

What happens if you never get a Pap smear? Since a Pap is the gold standard for detecting cell changes that could lead to cancer, not ever getting a Pap test means you could have cervical cancer and not know it. This could lead to cancer progressing and causing serious or life-threatening complications.

Are all Pap smears covered by insurance?

Per the Affordable Care Act, Medicaid and private insurers are required to cover services, without copay, that are given an “A” or “B” grade. That means, under current law, if you have health insurance and you have a cervix, your cervical cancer screenings are covered.

At what age does a woman no longer need a gynecologist?

ACOG recommends that pelvic exams, including a Pap smear, start at age 21, whether or not a woman has become sexually active. There is no set age for when women should stop getting GYN exams, although Pap smears may be stopped for low-risk women ages 66 and older.

Can I decline a Pap smear?

You can also stop an examination you no longer want to continue, such as a Pap smear or STI screening.

At what age does a woman no longer need pap smears?

Unfortunately, you can still get cervical cancer when you are older than 65. The only way to know it is safe to stop being tested after age 65 is if you have had several tests in a row that didn't find cancer within the previous 10 years, including at least 1 test in the previous 5 years.

What is covered under preventive care?

Preventive Care
  • Blood pressure, diabetes, and cholesterol tests.
  • Many cancer screenings, including mammograms and colonoscopies.
  • Counseling on such topics as quitting smoking, losing weight, eating healthfully, treating depression, and reducing alcohol use.
  • Regular well-baby and well-child visits.

Which is not considered a preventive benefit?

There are times when certain tests and screenings aren't considered preventive care. Things like diagnostic care, bloodwork and sexually transmitted infection (STI) testing may or may not be considered preventive.