Are Plan B pills HSA eligible?
Asked by: Prof. Devan Cruickshank MD | Last update: January 23, 2026Score: 4.7/5 (49 votes)
Can I use HSA to pay for Plan B?
Does an HSA cover Plan B? Yes! According to the U.S. Food & Drug Administration, “Plan B One-Step (1.5 mg levonorgestrel) is an emergency contraceptive, a backup method of birth control.”
Can you use HSA for birth control pills?
You can use your HSA for birth control pills, fertility treatments, and pregnancy tests.
Does Plan B qualify for FSA?
Additionally, Plan B does not require a prescription for purchase, making it a convenient and eligible over-the-counter (OTC) product. Its role in providing immediate medical intervention further solidifies its classification as a qualifying medical expense under FSA/HSA guidelines.
Can I use my HSA for ED pills?
Yes! You can generally use HSA funds to cover ED treatments, including doctor visits and FDA-approved medications. Since ED treatment is considered a qualified medical expense, it's eligible for reimbursement through your HSA.
When is a High Deductible Health Plan with an HSA a Good Choice?
Can I use my HSA for gym membership?
Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.
Can I use my HSA for sperm?
IVF, including egg and sperm storage, is potentially considered an eligible medical expense. Fees for temporary storage qualify, but only to the extent necessary for immediate conception.
Can you pay for egg freezing with HSA?
An FSA and HSA will cover temporary storage for fertility storage. It will also cover any procedures to implant donor eggs and embryos, also including fertility medication. An FSA will not cover long-term storage.
Is vitamin B HSA eligible?
Most vitamins and supplements are not eligible with an FSA or HSA because the IRS considers them for general good health.
Are tampons HSA-eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
What can HSA not pay for?
For example, nutritional supplements that aren't prescribed by your doctor aren't covered. Health club memberships and lactose intolerance medications typically aren't covered either. Here are some examples of non-qualified HSA expenses: Babysitting or child care (a dependent care FSA can help with child care)
Can you use HSA for contraceptives?
Birth control pills and devices - Medical expenses paid for birth control pills, injections and devices are reimbursable. Birthing tub - The cost of rental or purchase is reimbursable. Blood pressure monitor - Expenses paid for the purchase of the monitor are reimbursable.
How to get Plan B for free?
If you don't have insurance, find a family planning clinic in your area. They may provide emergency contraception for free or at low cost. To see if you are eligible for low-cost or no-cost health insurance, visit HealthCare.gov.
Is Plan B HSA eligible?
The morning after pill is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). The morning after pill is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).
Are electric toothbrushes HSA eligible?
Routine electric toothbrushes for general oral hygiene are usually not eligible.
Are diapers HSA eligible?
Although diapers are not currently eligible for HSA reimbursement, it is important to note that HSAs are designed to help individuals save for qualified medical expenses. These expenses typically include doctor visits, prescription medications, and medical procedures.
Can I use my FSA card for Plan B?
The morning after pill is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). The morning after pill is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).
What to do if you can afford Plan B?
Call your nearest Planned Parenthood to see if they can help you get emergency contraception that fits your budget.
Can I use my HSA for lube?
Lubricants may be eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can you put condoms on HSA?
The answer is yes! HSAs are designed to cover a wide range of qualified medical expenses, and contraceptives such as condoms are no exception. Just like other eligible healthcare expenses, you can use your HSA funds to purchase condoms, whether they are over-the-counter or prescribed by a healthcare provider.
Are prenatals HSA?
Which Needed Products are covered by FSA/HSA? Of course, we always recommend reviewing your individual plan, but according to the IRS, Needed's Prenatal Multi is eligible for coverage. Our Omega-3, Collagen Protein, Iron, and Pre/Probiotic may also be eligible.