Are saunas FSA eligible?
Asked by: Guillermo Kautzer | Last update: November 15, 2025Score: 4.4/5 (7 votes)
How to get a letter of medical necessity for a sauna?
The approval process is fast and easy, just fill out a brief online intake form with basic questions. If you qualify, you'll receive an approval from TrueMed and TrueMed will email you a Letter of Medical Necessity.
Can a doctor write a prescription for a sauna?
If you have a Letter of Medical Necessity (LOMN) from your doctor stating that a sauna is required to treat a specific medical condition, you might be able to use your HSA/FSA funds.
Can I use my FSA card at a spa?
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) allow you to use pre-tax dollars for certain qualifying healthcare expenses, including massage therapy. This can save you up to 40%! We accept FSA and HSA payments for massage treatments and provide an electronic receipt at the time of checkout.
Can I use FSA for gym membership?
But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.
Are Apple watches FSA eligible?
Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
Is Planet fitness FSA eligible?
Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.
Will FSA pay for sauna?
Since saunas, ice bath tubs, and other wellness products are now considered very beneficial tools for mental and physical health, FSA and HSA cards are now being accepted as health and medical expenses as long as they are accompanied by a LMN.
Can you use FSA for Peloton?
Yes. You can pay with a credit or debit card through Truemed and submit a reimbursement request to your HSA/FSA plan administrator for up to the amount you have available in your HSA/FSA account.
Can I use FSA for massages?
Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.
Can a sauna be a medical expense?
The key to using your HSA/FSA funds for a sauna purchase is obtaining a letter of medical necessity (LMN). This letter justifies your sauna as a necessary medical expense for treating or alleviating a specific condition.
Is sauna hard on the body?
Sauna temperatures of 158-212° F (70–100 °C) are, of course, higher than anything we experience in nature, and because of this, our bodies cannot tolerate such heat for long. While in a sauna, the human body experiences all kinds of changes meant to keep the heat at bay.
Can I buy a cold plunge with HSA?
BlueCube Cold Plunge Tubs are Now HSA Approved! If you have HSA/FSA money earmarked for your health, now is your chance to elevate your health routine and experience peak wellness every day. To access your HSA funds for your BlueCube purchase, follow these 4 easy steps: Checkout with your normal payment method.
Can a sauna be covered by health insurance?
Saunas are considered wellness products that offer numerous health benefits, including improved cardiovascular health, stress relief, and detoxification. To qualify for HSA/FSA funds, you typically need a Letter of Medical Necessity (LMN) from a healthcare provider.
Are hot tubs FSA eligible?
In very rare cases, a TPA may deem a hot tub as eligible with a Letter of Medical Necessity (LMN) which details that the only reason for purchasing this device is to treat a specific medical condition.
How to get letter of medical necessity for FSA?
A letter of medical necessity is a letter from your doctor or other medical practitioner explaining why an item or service is recommended to treat or mitigate a specific health condition. Essentially, it ensures that the FSA participant is purchasing the product for medical and not personal use.
Can I put my gym membership on my FSA?
While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Can you buy tampons with an FSA?
Are Tampons FSA Eligible? Yes! Tampons are now classified as a “medical expense,” making them FSA eligible.
Are vitamins FSA eligible?
With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.
Is sitting in the sauna good for you?
Research shows that the heat from a sauna can boost your heart health and help maintain a healthy blood pressure. “The heat causes an increase in heart rate and sweating. This results in a physiologic change that mimics exercise.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Is deodorant on FSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can FSA pay for massage?
Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).
Are sunglasses FSA eligible?
You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.
Does FSA cover teeth whitening?
Elective cosmetic procedures like teeth whitening, for example, are not eligible for FSA funds. Here are examples of medically necessary procedures that are typically covered by FSA funds. 2) Fillings are typically covered. 3) Major Oral Surgery: dental reconstruction, root canals, implants, and tooth removal.