Are sleeping pills covered by HSA?

Asked by: Lindsey Crona  |  Last update: May 4, 2025
Score: 5/5 (18 votes)

Sleep aids are eligible over-the-counter (OTC) products with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Are sleeping pills HSA eligible?

Sleeping Aids*

Non-herbal sleeping aids such as Unisom SleepTabs are eligible expenses that can help make it easier to get a good night's rest. *Certain commonly used sleep aids (e.g., Melatonin) are considered dual-purpose items and require a Letter of Medical Necessity (LMN) to accompany claims for reimbursement.

What medicine is HSA eligible for?

The law allows you to use your tax-advantaged health account to buy popular OTC drugs, such as allergy, cough, and pain medicines. You may even be eligible to purchase vitamins with your FSA or HSA, if you have the required documentation.

Can I use my HSA for ED pills?

Yes! You can generally use HSA funds to cover ED treatments, including doctor visits and FDA-approved medications. Since ED treatment is considered a qualified medical expense, it's eligible for reimbursement through your HSA.

Is Unisom covered by HSA?

Amazon.com: Unisom: FSA/HSA Eligible.

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Can I use my HSA for Benadryl?

Benadryl is an over-the-counter (OTC) medication eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement.

Is the morning after pill a HSA?

The morning after pill is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). The morning after pill is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Can I use my HSA for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

What happens if I accidentally used my HSA card for groceries?

You can repay the incorrect distribution before filing your federal taxes for that tax year. However, if you do not correct the mistake, the unqualified amount will be subject to income tax, and you may also face an additional 20% tax penalty.

Is the Apple Watch HSA eligible?

Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

Can I buy tampons with HSA?

Yes! Thanks to the CARES Act, tampons are now considered a “medical expense.” That means you can use pre-tax income to pay for them through your HSA. More questions about tampons?

Is teeth cleaning covered by HSA?

Your HSA also covers expenses for standard dental cleanings and dental check-ups. One thing to keep in mind is that some of these procedures may have a co-payment, so it's important that you check with your dental insurance provider to find out exactly what you'll have to pay out of pocket.

Can you use HSA for NyQuil?

Q: Can I use my HSA to purchase over-the-counter medications? A: Yes, you can.

Are sleeping pills FSA eligible?

If your doctor writes you a prescription for sleeping pills or sedatives, you can use your FSA funds to pay the copay.

Can you use HSA on mattress?

According to the HSA Store, "A mattress expense is only eligible when its components and construction costs exceed those of a standard mattress for general health." To use your funds for a new mattress, you'll need to provide a letter of medical necessity (LMN) from a medical professional stating you have a medical ...

Are condoms HSA eligible?

Condoms are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

How does IRS know what you spend HSA on?

Verification of expenses is not required for HSAs. However, total withdrawals from your HSA are reported to the IRS on Form 1099-SA. You are responsible for reporting qualified and non-qualified withdrawals when completing your taxes.

Can I buy deodorant with HSA?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What happens if I cash out my HSA?

If you're under the age of 65, you can withdraw money from your HSA (i.e. take a distribution) to pay for qualified medical expenses. If you use your HSA contributions to pay for anything else, you will have to pay income taxes on the withdrawn amount as well as a 20% penalty.

Can I use HSA for glasses?

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)

Can I use my HSA for vitamins?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can HSA pay for massage?

Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.

Can I buy sleeping pills with HSA?

Sleep aids are eligible over-the-counter (OTC) products with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Are prenatals covered by HSA?

Are prenatal vitamins HSA eligible? Yes! Prenatal vitamins are HSA eligible as an exception.

Can you use HSA for weight loss pills?

You can use funds in your HSA account to pay for weight loss medications if they're prescribed for a specific medical condition, such as obesity (BMI of 30 or greater), overweight (BMI of 27 or greater with a weight-related health condition), diabetes, or heart disease.