Are Ulta lab tests HSA eligible?

Asked by: Matt Marvin  |  Last update: October 20, 2025
Score: 4.9/5 (14 votes)

Eligibility Criteria: All 2,000 plus lab tests at Ulta are eligible for FSA/HSA use.

Are lab tests covered by HSA?

Use FSA/HSA funds for general health tests

The good news is that lab tests investigating a wide range of issues, including Vitamin B12 and Vitamin D levels, diabetes risk, heart health, liver health, fertility and food allergies, can be purchased using an FSA or HSA card without a doctor's referral.

Can you use insurance with Ulta Labs?

Do you accept insurance? To keep prices low, Ulta Lab Tests does not accept insurance. CHARGES FROM ULTA LAB TESTS MAY NOT BE SUBMITTED FOR REIMBURSEMENT FROM ANY INSURANCE OR OTHER HEALTH CARE BENEFIT PROGRAM OR PAYOR.

Does any lab test now take HSA?

Even though we do not accept insurance, our customers can use their Health Savings Account (HSA) or Flexible Spending Account (FSA) for applicable lab tests. The Any Lab Test Now business model is designed around customer experience.

How do I know if something is HSA eligible?

List of HSA-eligible expenses
  • Abortion.
  • Acne laser treatment.
  • Acupuncture.
  • Ambulance fees and emergency care.
  • Artificial limbs.
  • Birth control pills, injections, and devices, such as IUDs.
  • Blood pressure monitors.
  • Body scans.

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21 related questions found

Can I use my HSA card at Ulta?

How can I use my FSA or HSA Money at Ulta? It's super easy. Shop your items at Ulta and be sure to save your receipts. Then, just submit your receipts to your benefits provider for reimbursement.

Are Apple watches HSA eligible?

Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

Can I use my HSA for hormone testing?

Specialty Lab Testing

From hormone panels such as DUTCH testing to complete thyroid panels, stool panels, and more, you can use your HSA/FSA to help cover the costs. These tests are often necessary to get to the root cause of your symptoms, which can provide you faster relief on your journey to health.

Are sperm tests HSA eligible?

Sperm testing, STI testing, sperm freezing, and temporary frozen sperm storage may be FSA- and HSA- eligible. You can use your FSA/HSA card at checkout to pay for your kit or file for reimbursement with your plan provider.

Can I use my HSA for a food sensitivity test?

For the majority of healthcare plans environmental and food allergy testing is an eligible FSA/HSA expenditure, meaning they allow the tests as a qualified medical expense. To make sure you're covered, we recommend getting in touch with your provider to confirm your inclusions.

Why is Ulta Labs cheaper?

Why are your lab tests cheaper than the lab or from the doctor? Ulta Lab Tests has implemented industry best practices and controls, including state of the art technology that minimizes overhead. The result is superior customer service while providing patients with quick, accurate and secure test results.

What lab does Ulta Labs use?

Quest Diagnostics & Ulta Lab Testing & Blood Work

We are a licensed draw center for Quest Diagnostics and Ulta Labs.

Why are my labs not covered by insurance?

However, some insurance policies only provide coverage for certain lab tests, and only those that are deemed urgently and medically necessary. As such, your health insurance won't cover most tests for preventive health. It will, however, cover tests to confirm a diagnosis of chronic or life-threatening conditions.

What will HSA not cover?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can you use HSA for dental?

Your HSA also covers expenses for standard dental cleanings and dental check-ups. One thing to keep in mind is that some of these procedures may have a co-payment, so it's important that you check with your dental insurance provider to find out exactly what you'll have to pay out of pocket.

Is a sauna HSA eligible?

Since saunas, ice bath tubs, and other wellness products are now considered very beneficial tools for mental and physical health, FSA and HSA cards are now being accepted as health and medical expenses as long as they are accompanied by a LMN.

Are lab tests HSA eligible?

Beyond out-of-pocket health care costs like over-the-counter products, prescriptions and copays, you can also use FSAs and HSAs to purchase lab tests and health screenings directly.

Are condoms on HSA?

The answer is yes! HSAs are designed to cover a wide range of qualified medical expenses, and contraceptives such as condoms are no exception. Just like other eligible healthcare expenses, you can use your HSA funds to purchase condoms, whether they are over-the-counter or prescribed by a healthcare provider.

Can I use HSA for vasectomy?

#11 Vasectomy

Your HSA can cover the costs associated with a vasectomy. Your HSA can also pay to reverse a previous vasectomy procedure.

Are gym memberships HSA eligible?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

What disqualifies you from an HSA?

An employee covered by an HDHP and a health FSA or an HRA that pays or reimburses qualified medical expenses generally cannot make contributions to an HSA.

Are vitamins HSA eligible?

In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.

Can you pay for Peloton with HSA?

The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.

Is a Fitbit covered by HSA?

A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I buy Gatorade with HSA?

You can grab a pack of ORS using your HSA or FSA funds without a prescription. However, rehydration sports drinks (think Gatorade) and electrolyte solutions containing additional additives (such as caffeine, immunity boosters, or the like) are not eligible.