Are USPS packages insured?

Asked by: Mrs. Maybelle Jaskolski DVM  |  Last update: August 5, 2025
Score: 4.5/5 (75 votes)

The Postal Service includes insurance for the following items: Priority Mail Express service, which includes up to $100 insurance. (See the Note below.) Priority Mail service, which includes up to $50 insurance for most retail packages, and $100 insurance for most commercial packages.

Does USPS insure packages for free?

Now it's easy to see where your package is at pickup, confirmed final delivery, and many points in between, with improved USPS Tracking™. of charge. Most packages now qualify for free insurance*** up to $50 or $100 for Commercial Plus customers — and that's with current Priority Mail rates staying the same.

What items does USPS insurance not cover?

Insurance is not available for items that are perishable, flammable, or too fragile to withstand normal handling in the mail.

Does USPS have insurance for lost packages?

If your insured mailing has been lost or damaged in transit, you may file an insurance claim: Online: Go to www.usps.com⁄help⁄claims.htm for information on USPS domestic insurance. By mail: Call 800-ASK-USPS (800-275-8777) to have a claim form mailed to you.

How can I tell if my USPS package is insured?

The printed online label record must clearly identify the following information:
  1. The USPS Tracking number of the insured parcel.
  2. The total postage paid.
  3. The insurance fee paid.
  4. The declared value.
  5. The declared mailing or shipping date.
  6. The origin ZIP Code and delivery ZIP Code, or a printed online label record.

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44 related questions found

Who is at fault if USPS loses a package?

If the package is lost or damaged during transit with a third-party shipper or delivery service such as the United States Postal Service (USPS) or FedEx, the seller is responsible and usually must replace the item or give you a reimbursement.

Will USPS refund you if they lose your package?

Either the sender or the recipient may file a claim for insured mail that is lost, arrived damaged, or was missing contents. The person filing must have the original mailing receipt. Each claim must be filed within a certain time period and include proof of insurance, value, and damage.

Will USPS pay me for losing my package?

File a Claim

If your mail or package included insurance, you may be able to file an insurance claim. For damaged or missing contents, we recommend filing a claim immediately, but you must file no later than 60 days from the date of mailing.

What do I do if my package says delivered but I never got it USPS?

What You Can Do: If you still can't find your package and it has been over 24 hours since the 'delivered' status, use your tracking number and submit a service request to your local Post Office™.

What is the most USPS will insure a package for?

You can purchase Insurance at any Post Office facility in amounts up to $5,000.

Why would the USPS deny an insurance claim?

The following conditions justify the denial of a claim: No evidence of insurance coverage is provided. The mail does not bear the complete names and addresses of the mailer and addressee, or is undeliverable as addressed to either the addressee or the mailer.

Does USPS actually pay insurance claims?

Exception: For items sent by Registered Mail service, the Postal Service provides payment for the included insurance coverage, based on declared value, up to the maximum amount of $50,000.

Can I claim a lost package on USPS if I am uninsured?

If insurance is not purchased at the time of mailing, the United States Postal Service® is unable to honor any requests to be compensated for lost, missing, and/or damaged item(s).

How often do USPS packages get lost?

While an exact figure is elusive, the numbers paint a concerning picture. Here's what we know: Daily Disappearances: As mentioned earlier, estimates suggest that 1.7 million packages go missing in the US daily.

At what point is a USPS package considered lost?

Using the tracking numbers, you can check the delivery status online at USPS Tracking®. If seven (7) or more days have passed since the date of mailing and the recipient has confirmed the item has not arrived, you may either submit a search request for your lost mailpiece and/or email us.

What happens if USPS delivered my package to the wrong address?

If USPS delivers your package to the wrong address, they may reimburse you for the value of the package if it is lost or damaged. You will need to file a claim with USPS and provide proof of the value of the package.

Who is responsible if the USPS loses a package?

As a general rule of thumb, if you don't see any evidence to suggest otherwise, the seller or shipper is responsible. If a package is marked as delivered and you have not seen it, then the seller is responsible. The exception is that if a package is actually lost prior to being marked delivered.

Does USPS actually investigate lost packages?

Your local post office will forward your request to the USPS Missing Mail department, which will then investigate and attempt to locate your missing mail.

Who is responsible for items lost in post?

Either the person who sent the item or the person receiving it can make the claim for compensation. If the item was sent using the Tracked 24 or Tracked 48 service, only the sender can claim compensation. It's usually easier for the sender to claim because they're more likely to have the evidence that's needed.

Can I get my money back if USPS lost my package?

To submit a USPS® refund request (including fees or postage), you'll need proof of purchase. You may need one or all of the following when you request a refund: Tracking number. Purchase receipt.

Does USPS hold lost packages?

Undeliverable mail determined to be of value, meaning the content is worth more than $25.00 ($20.00 for mailpieces containing cash), will be held for 60 days if the mailpiece is barcoded, or 30 days for non-barcoded mailpieces.

What to do if the USPS stole my package?

USPS lost packages:
  1. Call 1 (800) 275-8777 or (800) 222-1811- ask customer service for a tracking update.
  2. Ask neighbors.
  3. Submit a search to Missing Mail search request.
  4. If mail was not recovered, you may able to file an insurance claim.
  5. Wait at least seven days after the expected delivery date – Start the USPS claim here.