Can 2 ex wives collect husband's Social Security?
Asked by: Prof. Maverick Dickinson DVM | Last update: September 30, 2023Score: 5/5 (53 votes)
Keep in mind. A widow or widower and a divorced ex-spouse (or multiple ex-spouses) can draw survivor benefits on the same person's earnings record without affecting what the other receives.
Can I collect Social Security from two ex husbands?
Yes, you can. Notify the Social Security Administration that you were married more than once and may qualify for benefits on more than one spouse's earnings record.
What is the maximum Social Security benefit for a divorced spouse?
What's the maximum spousal benefit in 2023? The maximum spousal benefit is 50% of the other spouse's full retirement age benefit. The maximum monthly Social Security retirement benefit at age 67 -- that's the full retirement age for anyone born after 1959 -- is $3,808 in 2023.
Which wife gets the Social Security?
If you are married and you and your spouse have worked and earned enough credits individually, you will each get your own Social Security benefit.
Can I stop my ex wife from getting my Social Security benefits?
There's nothing anyone can do to prevent their ex from claiming their Social Security. Even though some divorce decrees specify that one spouse will relinquish their rights to collect the other spouse's benefits, the Social Security Administration says these provisions “are worthless and are never enforced.”
Social Security Spousal Benefits - MADE EASY to Understand
What is the 10 year marriage rule for Social Security?
If you are age 62, unmarried, and divorced from someone entitled to Social Security retirement or disability benefits, you may be eligible to receive benefits based on his or her record. To be eligible, you must have been married to your ex-spouse for 10 years or more.
How does my ex-spouse affect my Social Security benefits?
You'll receive whichever amount is higher and no more. Any benefits you receive as a divorced spouse do not affect Social Security benefits paid to your ex, or to their current spouse if they have remarried. If your ex-spouse is deceased, you may be entitled to survivor benefits, under different eligibility rules.
How does a divorced woman collect her husband's Social Security?
The marriage must have lasted for at least 10 years and the divorced spouse must be at least 62 years old. If the requirements are met, the divorced spouse can receive an amount equal to as much as 50% of their ex's benefits.
How does a second marriage affect Social Security benefits?
If we're talking about your retirement benefit, the answer is no. Social Security has no marriage penalty.
Will I lose my ex husband's Social Security if I remarry?
If you began drawing such ex-spousal benefits when you were single but then remarry, those payments will be terminated (except as noted below).
How do I get the $16728 Social Security bonus?
To acquire the full amount, you need to maximize your working life and begin collecting your check until age 70. Another way to maximize your check is by asking for a raise every two or three years. Moving companies throughout your career is another way to prove your worth, and generate more money.
Can ex wife claim my pension years after divorce?
It is crucial that you take into account the division of your pension or other retirement funds as part of a divorce. Your ex-wife or husband may be able to claim a portion of your pension years after you were divorced if you do not address the issue in your separation agreement.
Is an ex wife considered a surviving spouse?
Anyone who was married to a Social Security beneficiary can potentially receive survivor benefits on the death of that person. That includes divorced former spouses as well as the deceased's husband or wife at the time of death.
Does current wife or ex wife get Social Security?
you're eligible for some of your ex's Social Security
wives and widows. That means most divorced women collect their own Social Security while the ex is alive, but can apply for higher widow's rates when he dies.
Are you still a widow if you are divorced?
A woman who is divorced is not a widow. She is an ex-wife.
How does Social Security work for two spouses?
Each spouse can claim their own retirement benefit based solely on their individual earnings history. You can both collect your full amounts at the same time. However, your spouse's earnings could affect the overall amount you get from Social Security, if you receive spousal benefits.
Do you have to be married 10 consecutive years to collect Social Security?
What are the marriage requirements to receive Social Security spouse's benefits? Generally, you must be married for one year before you can get spouse's benefits.
Can I take half of my husbands Social Security if it is more than mine?
Yes. If you qualify for your own retirement and spouse's benefits, we will always pay your own benefits first. If your benefit amount as a spouse is higher than your own retirement benefit, you will get a combination of the two benefits that equals the higher amount.
Can I collect spousal benefits and wait until I am 67 to collect my own Social Security?
Hi. No, assuming that you were born after January 1 1954. Only people who were born prior to January 2 1954 are allowed to claim spousal benefits without also being required to claim their own benefits at the same time (https://www.ssa.gov/benefits/retirement/planner/claiming.html).
Can my wife take Social Security at 62 and then switch to spousal benefit?
Only if your spouse is not yet receiving retirement benefits. In this case, you can claim your own Social Security beginning at 62 and make the switch to spousal benefits when your husband or wife files.
What is the average Social Security benefit at age 62?
62 Years Old
If people born after 1960 claim their benefits the month they turn 62, they'll get only 70% of what they would have received had they waited until the full retirement age of 67. The average monthly payment of $1,782 drops by 30% during the first month of eligibility to $1,247.40.
What is the minimum Social Security benefit at age 65?
The Social Security special minimum benefit provides a primary insurance amount (PIA) to low-earning workers. The lowest minimum PIA in 2023, with at least 11 years of work, is $49.40 per month. The full minimum PIA, which requires at least 30 years of work, is $1,033.50 per month.
What is the maximum Social Security benefit for a married couple in 2023?
The maximum monthly Social Security retirement benefit for a married couple in 2023 is $9,110 if each spouse waits until age 70 to receive benefits and paid the maximum Social Security tax over 35 years of earnings. Typically, the couple must be married at least a year.
Is there a Social Security 5 year rule?
The Social Security disability five-year rule makes the reapplication process easier for those who have worked intermittently but have a disability that, more than once within five years, prevents them from working.
How do I claim my ex spouse Social Security?
Form SSA-2 | Information You Need to Apply for Spouse's or Divorced Spouse's Benefits. You can apply: Online, if you are within 3 months of age 62 or older, or. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.