Can a doctor prescribe a treadmill?

Asked by: Khalil Kiehn  |  Last update: October 4, 2023
Score: 4.7/5 (13 votes)

If you're looking for an easy way to score a free treadmill, this probably isn't it. That said, if you do have an HSA, FSA, or HRA, and you can get your doctor to write you a LMN and prescribe a treadmill as treatment, then it's doable.

Can a doctor write a prescription for a treadmill?

Some specific medical conditions may require exercise equipment, which a doctor can determine and prescribe. Examples of specific medical conditions for which a doctor may prescribe exercise equipment include obesity, diabetes, high blood pressure, and more.

Does a treadmill qualify for FSA?

The IRS states that any expense eligible for reimbursement through an FSA, HSA or HRA must relate to "the costs of diagnosis, cure, mitigation or treatment of disease, and the costs for treatments affecting any part or function of the body." As such, exercise equipment like treadmills can certainly fall under this ...

Can a treadmill be covered by HSA?

For a treadmill to be eligible for reimbursement, it must be used to treat or prevent a specific disease, including hypertension or obesity.

Is exercise equipment FSA eligible?

Exercise equipment must be used to treat a specific medical condition in order to be considered eligible for reimbursement under a consumer-directed health care account. Exercise equipment used for general health and wellbeing is not eligible for reimbursement.

How To Lubricate A Treadmill Belt

39 related questions found

Will FSA pay for peloton?

Can I buy a Peloton bike with my HSA? Can I use my HSA for a gym membership? Treadmills, gym memberships, and peloton bikes are not eligible HSA or FSA expenses. However, if you have a Letter of Medical Necessity from your doctor that requires you to exercise, you might be able to use HSA or FSA funds for those.

Can I buy an Apple watch with my FSA?

Understanding What's Eligible and What's Not

While fitness trackers such as an Apple Watch, Fitbit or Garmin aren't eligible expenses, medical devices that monitor, screen, or test for certain diseases or medical conditions may be eligible. These include items like blood pressure and heart-rate monitors.

Can I use my HSA for Planet fitness?

General fitness expenses are not eligible but if your doctor or nurse specifically gives you an exercise regimen to carry out, the costs of the gym can be taken care of as part of your plan.

How do I get my HSA to pay for gym?

Health club/gym fees and dues are very rarely eligible, but in some rare cases may be covered if needed in the assistance of treating a medical condition. This will require additional documentation from a physician to submit to a benefits administrator, who will then decide if they will cover the expense.

What is a Letter of medical necessity for gym membership?

A Letter of Medical Necessity is required for all exercise referrals. A Letter of Medical Necessity form must be completed by your doctor, affirming that physical activity is medically necessary, i.e. treatment which can improve a medical condition.

Is a treadmill covered by insurance?

The first step is to demonstrate that the treadmill, or any other exercise equipment for that matter, is actually a qualified medical necessity. To do this, you'll need to secure a Letter of Medical Necessity (LMN) from your physician. This would be the same for qualifying fitness coaches or workout plans.

Can I use FSA for sports physical?

Physical exams are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I use my HSA for massage?

Massages with a doctor's note of necessity

In certain cases, the massage is deemed medically necessary, and can be classified as a qualified medical expense. In a case like this, accountholders can use their HSA to pay for the massage.

Can I get a Letter of medical necessity for exercise equipment?

For example, a physician might prescribe weight training or aerobic activity to lower blood pressure. He or she could write a letter of medical necessity, also known as an "LMN", allowing the patient to purchase free weights or an elliptical using HSA/FSA funds.

Can my doctor prescribe the gym?

The Exercise Referral Scheme is a great way for people with long-term conditions to improve their health and increase levels of physical activity. Your GP will be able to refer you to the scheme if you're inactive, have a longstanding health condition and/or have a BMI over 30.

Who gives exercise prescription?

Exercise prescription commonly refers to the specific plan of fitness-related activities that are designed for a specified purpose, which is often developed by a fitness or rehabilitation specialist for the client or patient.

Is Apple Watch HSA eligible?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Can you use HSA for teeth whitening?

What Dental Services are Not Covered by My HSA? Cosmetic procedures, like teeth whitening, are not covered by your HSA funds. Neither are dental products like dental floss, toothbrushes, toothpaste, or mouthwash. Those products are out of pocket expenses.

Can I buy workout shoes with HSA?

Health Savings Accounts (HSAs), and Flexible Spending Accounts (FSAs) can be great cost-savings tools. You can use them to reimburse yourself for eligible health care, medical aids, and even diabetic footwear or orthopedic shoes.

Can you buy toothpaste with HSA?

You can't use your HSA for common items such as toothpaste, dental floss, or over-the-counter mouthwash. Cosmetic procedures, such as teeth whitening, also aren't covered.

What happens if you use your HSA card for something else?

If you use your HSA for an expense other than eligible medical expenses you can subject yourself to significant IRS penalties. Inappropriate use of your HSA funds may also leave you without money to pay for your eligible medical expenses in the future.

Can you buy tampons with HSA?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible.

Can I use FSA for teeth whitening?

Key Takeaways. Funds from a flexible spending account (FSA) cannot be used for teeth whitening expenses. The U.S. Internal Revenue Service (IRS) specifically excludes various medical expenses spent on unnecessary cosmetic procedures, such as teeth whitening, in IRS Publication 502.

Are protein shakes FSA eligible?

Protein shakes are considered nutritional supplements, and unfortunately you cannot use your flexible spending account (FSA) towards these. We get many questions about FSA eligibility at FSAstore.com, as people often wonder why protein powder is not considered an FSA eligible expense.

Can I buy a toothbrush with my FSA?

Even though these might be recommended by the dentist they are not eligible for reimbursement from a healthcare FSA. General health items such as toothbrushes are not eligible for reimbursement from a health FSA because they would be used even if there is no recommendation from a dentist.