Can a revoked insurance license be reinstated?
Asked by: Houston Heathcote | Last update: September 22, 2025Score: 4.5/5 (34 votes)
Can you get insurance with a revoked license?
If your driver's license is suspended, it may be difficult to get auto insurance. Insurers generally won't offer coverage if you are not legally able to drive or if you drive illegally while your license is suspended. If you do get car insurance eventually, your rates may also increase.
Which insurance license is hardest to get?
Each insurance licensing exam presents its own challenge. Between Life and Health, students say that the Health insurance exam is the more difficult. Health insurance policies are simply more complicated than life insurance policies. The Property insurance exam is easier than the Casualty insurance exam.
For which of the following actions can an agent's license be suspended or revoked?
They include: Providing incorrect, misleading, incomplete, or otherwise false information in an agent license application. Violating a state insurance law, regulation, or subpoena in the agent's domicile state or any other state. Trying to get licensed through misrepresentation or fraud.
Can a revoked insurance license be reinstated in Texas?
(e) The holder of a license that is revoked or suspended for cause shall surrender the license to the commissioner on demand. (f) The commissioner may issue a license or reinstate a suspended or revoked license on a finding that the cause for suspension, revocation, or refusal no longer exists.
What to do When an Insurance Company Denies Your Claim
What does it mean when your insurance license is revoked?
An insurance agent's license can be suspended or revoked for various reasons, including providing false information, violating insurance laws, committing fraud, or having a felony conviction.
How long does a revoked license last in Texas?
Revocations – TRC 521 Subchapter N Section 521.294. Revocations are indefinite until compliance is received. An individual with an identification card (ID) can still renew their ID with a revoked status.
Which of the following is a reason your insurance may be revoked?
Final answer: Insurance may be revoked for filing a false claim, lying on the application, or not paying the bill on time.
What disqualifies you from getting an insurance license in Texas?
Insurance Code §4005.101 provides that the Department may deny or revoke a license to an individual licensed under Insurance Code Title 13, if that individual has been convicted of a felony or has engaged in fraudulent or dishonest activities.
Which of the following would be a valid reason for suspending or revoking an insurance agent license?
Final answer: Valid reasons for suspending or revoking an insurance producer's license include writing primarily controlled business and involvement in dishonesty or fraud related to insurance activities.
What type of insurance license pays the most?
While there are many kinds of insurance (ranging from auto insurance to health insurance), the most lucrative career in the insurance field is for those selling life insurance.
Is the Texas insurance exam hard?
None of this is easy, but that is why we work so hard to make the material both understandable and memorable. Whether you're going for your Property and Casualty license in Texas or your Life and Health insurance license in Texas, the exams are challenging.
Why is being an insurance agent so hard?
Being an insurance agent can be quite stressful due to the high-pressure environment of sales jobs and the need to meet quotas. The uncertainty of income and the hard work required to build and maintain client relationships add to the stress levels.
Can you own a car with a revoked license?
Technically speaking, you can purchase a vehicle without a valid driver's license and instead use your state I.D.
Is a revoked license still a valid ID?
A suspended license is still considered a valid id as long as it has not expired. However, if your license is taken, you may want to go to your local DMV and request identification (ID) card. Any U.S. citizen can obtain an ID card. In California, an ID card is valid for six years.
Can I get an insurance license with bad credit?
Getting an insurance license with a bad credit
Getting approved as an insurance agent if you have a bad credit score is not impossible. However, you need to keep in mind that most insurance agencies are very selective about their review process.
How far back can insurance companies check driving record in Texas?
Most insurance companies in Texas check driving records for the past three to five years, although serious violations or multiple at fault accidents may remain relevant longer.
Can felons get car insurance?
Can you get car insurance with a felony on your record? The answer depends on the circumstances surrounding your conviction — namely, the type of felony of which you were found guilty. If you were convicted of vehicular manslaughter or felony DUI, you might have difficulty finding car insurance.
What insurance companies will insure a suspended license?
It's possible to get car insurance with a suspended license, but it's expensive. Progressive and National General have the cheapest car insurance for a suspended license. Your lender and state laws may require you to stay insured with a suspended license.
Which of the following has the authority to revoke an insurance producer's license?
The state government has the authority to revoke a producer's license because insurance is primarily regulated at the state level. The state's insurance department is responsible for ensuring compliance with regulations. Other entities, like insurance companies or federal government, do not have this authority.
How many accidents before your insurance drops you?
Every insurance company sets its own benchmark for triggering a cancellation, but it is more likely that you'll face cancellation or non-renewal if you've made three or more claims within a three-year period. Most cancellations occur within the first 60 days of a policy, usually due to non-compliance.
Is it worse to have your license revoked or suspended?
Having your driver's license revoked essentially means that your driving privileges are terminated and you are not allowed to drive a motor vehicle on any road at any time. The reinstatement process is different for driver's license suspensions and revocations. Revoked licenses cannot be reinstated in California.
How long can your license be suspended in Texas for no insurance?
The suspension lasts for two years from the date of conviction. A driver whose license is suspended will need to pay a $100 reinstatement fee and provide evidence of auto insurance, according to the Texas Department of Public Safety.
How can you face mandatory revocation of your license?
As a result of not stopping to help at the scene of an accident, you could face mandatory revocation of your license. This means that your license could be taken away from you. It is important to stop and offer assistance at the scene of an accident to ensure the well-being of those involved and to comply with the law.
What is a reason your insurance may be revoked?
Insurers can cancel policies or choose not to renew at the end of a policy term. Non-renewal can occur after multiple accidents or filing too many claims. At the same time, more immediate cancellations can result from serious issues like loss of driving privileges or insurance fraud.