Can an American get healthcare in Mexico?

Asked by: Yasmin Rempel IV  |  Last update: October 22, 2023
Score: 4.8/5 (16 votes)

Foreign residents (temporary or permanent) can apply for the Mexican public healthcare insurance system known an IMSS on a voluntary basis which provides access to certain doctors, clinics and hospitals in Mexico. Some medications are also covered under this plan.

Can American get free healthcare in Mexico?

In fact, the quality and lower cost of Mexican healthcare have resulted in many US citizens, especially those who don't have insurance, travelling to Mexico for cheaper treatment. Mexico has universal healthcare, meaning its citizens and residents are entitled to free healthcare coverage.

Can I use my US health insurance in Mexico?

Can I Use My US Health Insurance in Mexico? No, in most cases, you will not be able to use the health insurance you have in the US for treatment in Mexico. Your American health insurance policy, such as Medicare, will not extend outside the borders.

How do I get healthcare in Mexico?

In Mexico, you will have good private and public health insurance options. Public health care is usually provided by the IMSS through employment or voluntary enrollment. The INSABI provides health care to individuals who are not covered by IMSS or who do not have private insurance.

Can I get free healthcare in Mexico?

Public healthcare has an elaborate provisioning and delivery system instituted by the Mexican government. It is provided to all Mexican citizens, as guaranteed by Article 4 of the Constitution. Public care is fully or partially subsidized by the federal government, depending upon the person's employment status.

A Look at Private Health Care in Mexico

40 related questions found

Are Mexican doctors better than US doctors?

The question of quality is not settled. Experts say that some hospitals, doctors and clinics are comparable to the U.S. but that quality varies widely. Some studies find that patient satisfaction with Mexican providers is generally good while others find the care needs improvement.

Do hospitals in Mexico accept Medicare?

The most common question from US citizens looking to travel or retire in Mexico is whether their Medicare coverage is valid here. The simple answer is no. Medicare is only available to citizens and permanent residents of the USA who are residing in the USA.

What to do if I need a doctor in Mexico?

Doctors in Mexico

If you are visiting Mexico for leisure, ask your hotel or resort to call a doctor if you need one. Searching on Google from your location-enabled smartphone will also provide you with a list of local doctors and clinics and some might also have reviews listed.

What city in Mexico has the best medical care?

The very best hospitals in Mexico are in Guadalajara, Mexico City, and Monterrey, which means if you need very specialized treatment, you might want to go there.

Does Blue Cross cover you in Mexico?

The Blue Cross and Blue Shield Service Benefit Plan has you covered worldwide. If you need medical care outside the U.S, Puerto Rico, and the U.S. Virgin Islands you can rest assured that the Blue Cross and Blue Shield Service Benefit Plan offers worldwide coverage.

Does Medicare cover US citizens in Mexico?

In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.

Can I drive in Mexico with US insurance?

Mexican law requires all vehicles to have car insurance. Your U.S. car insurance typically won't cover you unless you buy extra insurance, sometimes called Mexico tourist auto insurance or Mexican car insurance.

Can I use my US health insurance in another country?

U.S. health insurance plans typically do not cover regular and routine medical care required overseas. This means your health insurance won't pay for care if you need to visit a doctor for a prescription medicine, or if you need treatment for a condition that is not considered an emergency.

What happens if you need to go to the hospital in Mexico?

A lot of people don't know that most hospitals here won't take an insurance assignment. That means that even if you have insurance, you'll have to pay to get released from the hospital and file a claim with your insurer to be reimbursed later. Most hospitals request a deposit by credit card when you are admitted.

What to do if you are sick in Mexico?

Unlike in the U.S., going to the doctor in Mexico is inexpensive and quick. For those wondering What to do when you get sick in Mexico — the answer is go see a doctor ASAP! If you find yourself sick in Mexico, open Google Maps, find one of the big chain pharmacies near you, and go straight there.

How good is medical care in Mexico?

Private healthcare in Mexico is considered excellent, and despite having access to the IMSS, most expats choose private facilities. This of course comes at a cost, and private health insurance is needed.

Is a hospital stay in Mexico expensive?

Healthcare services in Mexico are excellent and far less expensive than in the United States, so it's no surprise that medical tourism is thriving in Mexico. The hospital systems blends private and public institutions, with transparent charges and pricing.

What is the most common health problem in Mexico?

The major health concern in Mexico is Obesity. In Mexico, 32.4% of the population is obese, making it the country with the 2nd highest prevalence of obesity, behind the US. The country also has the highest prevalence of diabetes in the OECD, with 15.9% of the population having diabetes.

Is it cheaper to go to the doctor in Mexico?

To see a general doctor, you can expect to pay less. Somewhere between $50-$400 MXN (about $2.50 USD-$20 USD). Medications in Mexico also tend to be much, much cheaper. And most of the medications you would need a prescription for in the U.S. you can get in Mexico over the counter.

What if I get hurt in Mexico?

If it's an emergency, you can call 911—same as in the United States. Ambulances in Mexico are typically private companies, and you may even have several ambulances arrive to try and compete for your business. Be warned that you may have to pay for them on arrival, privately owned ambulances aren't free.

Why do people go to Mexico for medical treatment?

A 2020 research paper that surveyed some 427 Americans crossing the U.S.-Mexico border in California for medical services found that most of the respondents "felt that Mexican health care services are of the same or better quality compared with those in the United States, for a lower cost."

Will I lose my Medicare if I move to Mexico?

Medicare generally does not cover health services outside the United States. If you move outside the United States: Medicare Part A (hospital insurance), is available to you if you return. No monthly premium is withheld from your Social Security benefit payment for this protection.

Will Medicare pay for emergency surgery in Mexico?

If you are on Original Medicare, your plan will cover emergency care in Mexico only in the following circumstances: You have a medical emergency, and the nearest hospital is in Mexico; If you are on a cruise and the ship is more than 6 hours from a U.S port, and Mexico is the closest country.

What is Medicare equivalent in Mexico?

Mexico's IMSS coverage

As an alternative to Medicare, some foreign residents in Mexico opt to take Mexico's government-sponsored IMSS health coverage under an insurance program that charges based on age-brackets; typically between US$50-$70 per month for someone of retirement age.