Can anyone have Covered California?
Asked by: Lexi Kling | Last update: January 11, 2026Score: 4.8/5 (56 votes)
Can anyone use Covered California?
California residents who don't have an offer of affordable coverage can get a health plan through Covered California. In addition, most immigrants qualify for health coverage, including the following groups: Lawful permanent residents (green card holders). Lawful temporary residents.
What income disqualifies you from Covered California?
The limits are based on both household income and household size. In 2024, an individual in a one-person household is eligible for some degree of Covered California subsidies if they earn up to $33,975 Meanwhile, that limit rises to $69,375 for a household size of 4.
Why did I get denied for Covered California?
Covered California stated that your application was incomplete. You do not have other health coverage (such as free Medi-Cal or employer-sponsored insurance) that prevents you from qualifying for insurance through Covered California. Covered California stated that you are not a California resident.
Are non citizens eligible for Covered California?
Both lawfully present and not lawfully present individuals can apply through Covered California to see if they are eligible for a health plan through Covered California or Medi-Cal. There is no “waiting period” or “five-year bar.”
Covered California working to help people keep their insurance
Can you get Covered California with no income?
You can get health coverage!
If your job was affected by COVID-19, or if you lack income because your hours were cut or you're no longer working, Covered California is here for you.
Can tourists get Covered California?
Who is Eligible for Covered California? All U.S. citizens, U.S. nationals and noncitizens lawfully present in California may apply for health care through Covered California. Who is Not Eligible for Covered California? If you are not lawfully present in California, you are not eligible for a Covered California plan.
How much does Covered California cost per month?
Apply for health insurance by Jan. 31 — and pay as little as $10 per month if you qualify. How many need coverage? Your Estimate $63 per month for a Silver plan. Bronze as low as $0.
How do I know if I qualify for Covered California?
Families of four who earn wages below the median household income in California — $97,200 per year — qualify for government assistance based on their income. If the family has a lower household net income, more government assistance is available to the family. Tax deductions can lower your income level.
Which health insurance company denies the most claims?
According to the analysis, AvMed and UnitedHealthcare tied for the highest denial rate, with both companies denying about a third of in-network claims for plans sold on the Marketplace in 2023, respectively.
Does Covered California check your income?
This is called “income verification.” Covered California does this by electronically asking the Internal Revenue Service (IRS) database and other databases if what you reported is the same as what they have on file. The IRS will not share your personal tax data with Covered California.
What is the cheapest health insurance in California?
Affordable health insurance in California for 2025
L.A. Care has the cheapest rates in California, and it's the cheapest health insurance company for about a quarter of the people in California. But you can only get L.A. Care if you live in Los Angeles County.
Can rich people use Covered California?
Even if your income is too high to get help paying for a health plan, you can still buy a plan through Covered California. You can also sign up for a plan on your own. You can apply through the insurance company directly, through an insurance agent or broker, or through another online health insurance marketplace.
Is Covered California for everyone?
Any Californian can get health insurance through Covered California if he or she is a state resident and cannot get affordable health insurance through a job. Applicants may qualify for a free or low-cost health plan, or for financial help that can lower the cost of premiums and co-pays.
How much is Obamacare a month for a single person?
Monthly premiums for Affordable Care Act (ACA) Marketplace plans vary by state and can be reduced by premium tax credits. The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without premium tax credits in 2024 is $477.
What is the maximum income to qualify for Covered California in 2024?
For 2024, your expected income is less than $21,870 as a single person, less than $29,580 for a household of two people, less than $37,290 for a household of three people, or less than $45,000 for a household of four people.
What disqualifies you from Medi-Cal?
To qualify, you must: Meet the medical requirements of Social Security's definition of disability. Be working and earning income (this can be part-time work). Have countable income less than 250% of the federal poverty level (in 2024, this equates to $3,158/mo.
Can I get Covered California for free?
Covered California is a free service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It's the only place where you can get financial help when you buy health insurance from well-known companies.
Can you join Covered California at any time?
Those with an annual household income at or below 150 percent of the federal poverty level, who are not eligible for Medi-Cal, can enroll in coverage through Covered California any time of year.
What is the age limit for Covered California?
People under age 26 can stay on a parent's health plan. People under 30 have special options for health insurance. They can buy a minimum coverage health plan (also known as a catastrophic plan).
How long does it take for Covered California to kick in?
Coverage will usually start on the first day of the month following plan selection (for example, if you selected a plan on Dec. 31, your coverage would start on Jan. 1).
Can I buy health insurance and use it immediately?
Many, but not all, short term health insurance plans can take effect the day after your application is received.