Can FSA be used for cosmetic?

Asked by: Prof. Wilton Fahey  |  Last update: November 18, 2023
Score: 4.9/5 (70 votes)

FSA Guidelines on Cosmetic Surgery
Because plastic surgery is typically not used to treat a medical condition, it is not considered an FSA eligible expense. Any changes to appearance without a valid medical reason are not reimbursable.

What cosmetics are FSA eligible?

Cosmetics are not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I use my FSA for cosmetic procedures?

Cosmetic Procedures: FSA and HSA Eligibility

Generally, cosmetic procedures are ineligible unless the treatment or procedure is medically necessary. However, some cases are taken into consideration if the cosmetic treatment is meant to improve a personal injury, congenital abnormality or disfiguring disease.

Can I use my FSA to pay for Botox?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Can I use my FSA at Ulta?

No, Ulta does not accept FSA or HSA cards in-store or online at Ulta.com.

FSA/HSA BEAUTY HACKS!

24 related questions found

Can I use FSA in Sephora?

Does Sephora accept FSA or HSA cards online or in-store? No, Sephora does not accept FSA or HSA cards in-store or online at Sephora.com. However, if you happened to buy FSA eligible sunscreen from Sephora, save your receipt and reimburse yourself!

What Sephora products are FSA eligible?

Re: FSA Eligible Products

That's correct, anything with SPF over 15 is eligible (moisturizers, skin tints, foundations,powders, lip balms, etc). In addition, anything related to target acne such as AHAs, BHAs, etc are also eligible.

Can you use FSA for tummy tuck?

The following procedures do not qualify as FSA eligible under any circumstance: - nonsurgical procedures such as hair transplants, hair removal, microdermabrasion, and chemical peels. - surgical procedures including liposuction, breast augmentation, face lifts, and tummy tucks.

Does FSA cover teeth whitening?

Key Takeaways. Funds from a flexible spending account (FSA) cannot be used for teeth whitening expenses. The U.S. Internal Revenue Service (IRS) specifically excludes various medical expenses spent on unnecessary cosmetic procedures, such as teeth whitening, in IRS Publication 502.

Can I use FSA to pay for massage therapy?

Massage Therapy is eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Can you use FSA for breast lift?

IRS regulations stipulate that FSA's can only be used to offset the cost of a plastic surgery procedure that is designed to: Treat congenital (birth) defects. Address issues related to a chronic disease. Achieve a medical reconstruction following some type of accident.

Can I use my FSA for condoms?

You can use your FSA or HSA funds to pay for birth control pills and condoms. You can also use them for erectile dysfunction (ED) medications like Viagra®.

Can you use FSA for hair removal?

Laser hair removal is considered a cosmetic procedure and is not eligible for reimbursement with an HSA or FSA (Flexible Spending Account). It is important to remember that you should only use your HSA to pay for qualified medical expenses.

Can I buy vitamin C with FSA?

Vitamins or nutritional supplements (herbal or natural medicines) will not qualify as FSA-eligible if used to maintain general good health. In narrow circumstances vitamins recommended by a medical practitioner to treat a medical condition may be eligible with a Letter of Medical Necessity (LMN).

Can I use FSA at Costco?

Costco accepts a limited number of cards at the main checkout lanes, but they'll let you pay for eligible items with your HSA/FSA card at the Pharmacy or Optical counters. So to use your FSA or HSA cards at Costco, just bypass the regular checkout lines and visit the Pharmacy or Optical department instead.

Can I use FSA for dermatology?

Skin care treatments that are designed to alleviate a medical condition are covered with your FSA, including: Dermatologist visits – Standard visits to a dermatologist to treat medical skin conditions are an eligible expense.

Can I use FSA to pay for Invisalign?

Absolutely, you can use your HSA or FSA to pay for Invisalign aligners based on the same criteria listed above. While typically more expensive than braces, Invisalign aligners are practically invisible and removable, making them a great option for many Kristo Orthodontic patients— especially teens and adults.

Is tattoo removal FSA eligible?

Tattoo removal is the process of using medical or other tools to neutralize or remove the permanent ink that causes tattoo art to remain in the skin. Tattoo removal is a cosmetic expense and is not eligible for reimbursement with a consumer-directed healthcare account.

Will FSA pay for veneers?

Dental veneers reimbursement may be eligible with a Letter of Medical Necessity (LMN) from a medical professional with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited-purpose flexible spending account (LPFSA).

What isn't covered by an FSA?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.

Can I use FSA for mole removal?

Dermatology treatment reimbursement is eligible with an LMN or prescription with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).

Are weight loss programs FSA eligible?

Like any other health care product, you're only able to use your FSA funds for a weight loss program if the purpose is to treat, mitigate, cure, diagnose or prevent a specific illness. This condition needs to be diagnosed by a physician and may include conditions such as obesity, heart disease and hypertension.

Are glasses FSA eligible?

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)

Can you use FSA to buy sunscreen?

Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Is face moisturizer covered by FSA?

Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account. Moisturizer on its own does not treat, alleviate or prevent a medical condition or disease, and is usually considered cosmetic in purpose, and therefore is not eligible.