Can FSA be used for eyes?

Asked by: Mr. Tyshawn Barton PhD  |  Last update: November 5, 2025
Score: 4.8/5 (60 votes)

Health savings accounts (HSAs) and flexible spending accounts (FSAs) provide tax advantages that can help you pay for common vision and eye care costs your insurance may not cover. Eligible vision expenses include eye exams, prescription glasses, and contact lenses.

Can you use an FSA for eye glasses?

Can I use my FSA on all prescription eyewear? Yes, you can use it to buy prescription glasses, sunglasses and contact lenses all year round.

Is Eyecare FSA eligible?

Eye care is considered a qualified FSA expense. Many people find using an FSA is a great way to make some eye care and vision correction procedures like cataract removal more affordable.

What can FSA not be used for?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.

Are eye vitamins FSA eligible?

Regarding nutritional supplements, the IRS states, “you can't include in medical expenses the cost of nutritional supplements, vitamins, herbal supplements, “natural medicines,” etc., unless they are recommended by a medical practitioner as treatment for a specific medical condition diagnosed by a physician.

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28 related questions found

Can I use FSA for eye?

Your FSA or HSA can cover vision and eye care items. These accounts provide you with tax benefits that can lower your cost on common expenses like prescription contact lenses, saline solution, and cases.

Is toilet paper FSA eligible?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Are eye drops FSA eligible?

The good news is that the cost of most types of eye drops are covered by FSA. If you have further questions about eligible eye care expenses using FSA, or if you would like to schedule an appointment, please get in touch by calling our knowledgeable team at Lifetime Vision and Eye Care in Miami Gardens, FL today.

What happens to leftover FSA money?

For employees, the main downside to an FSA is the use-it-or-lose-it rule. If the employee fails to incur enough qualified expenses to drain his or her FSA each year, any leftover balance generally reverts back to the employer.

Are tampons FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Is deodorant FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

Can HSA pay for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

What vision products are FSA eligible?

Both reading and prescription eyeglasses are FSA eligible, as well as eyeglass repair kits, cleaning cloths and sprays to help you prolong the life span and efficacy of your vision correction methods. Contact lens wearers must support their vision correction methods with a rigorous cleaning and maintenance regimen.

Can I use FSA for massage?

Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.

Is an HSA or FSA better?

Bottom line: Both HSAs and FSAs provide financial benefits for managing health care expenses. HSAs offer more flexibility and long-term growth potential, making them a valuable tool for future financial planning. Learn about HSA options from Aetna.

Are dental items FSA eligible?

You can use your Limited Expense Health Care FSA (LEX HCFSA) funds to pay for a variety of dental and vision care products and services for you, your spouse, and your dependents. The IRS determines which expenses can be reimbursed by an FSA.

Are vitamins FSA eligible?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.

Is ChapStick FSA eligible?

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.

Are gym memberships FSA eligible?

The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.

Are toothbrushes FSA eligible?

Brush-Up on FSAs and HSAs

However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”

Are diapers FSA eligible?

Regular diapers for newborns and infants are not FSA eligible because they do not treat a medical condition, but rather aid a healthy function of the body. There are some ways to save, however, including sales, coupons, buying in bulk or joining rewards programs.

Is Tylenol FSA eligible?

Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.

Is deodorant on FSA?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is tampon a FSA?

Tampons are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and a health reimbursement arrangement (HRA). Tampons are not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).