Can FSA pay for Microneedling?

Asked by: Gisselle Kuvalis  |  Last update: October 15, 2025
Score: 4.4/5 (31 votes)

When it comes to microneedling, both HSAs and FSAs can be used if the procedure meets the respective account's eligibility criteria. However, HSAs may offer more long-term benefits due to their ability to retain unused funds.

What dermatology treatments are FSA eligible for?

Not only can your visit to a board-certified dermatologist be considered FSA-eligible, but prescribed follow-up treatments (including acne extractions), oral and topical prescribed medications and even over-the-counter acne care products, such as acne cleansers and toners that your dermatologist recommends, may also be ...

What cosmetic procedures are eligible for FSA?

Cosmetic Procedures: FSA Eligibility

Cosmetic procedures (e.g. facelift, Botox, hair transplants, liposuction, teeth whitening) are usually ineligible, unless the procedure is necessary to improve a deformity due to a congenital abnormality, personal injury or disfiguring disease.

Can you use FSA for body sculpting?

Cosmetic Procedures: FSA and HSA Eligibility

Generally, cosmetic procedures are ineligible unless the treatment or procedure is medically necessary. However, some cases are taken into consideration if the cosmetic treatment is meant to improve a personal injury, congenital abnormality or disfiguring disease.

Can I use my FSA at a Medspa?

Using FSA and HSA Medical Cards for a Massage:

These accounts offer a tax-advantaged way to pay for qualified medical expenses, including certain spa treatments, enhancing your overall wellness while managing your healthcare budget effectively.

Can I use FSA or HSA to pay for my chiropractic care?

20 related questions found

Is microneedling covered by FSA?

When it comes to microneedling, both HSAs and FSAs can be used if the procedure meets the respective account's eligibility criteria. However, HSAs may offer more long-term benefits due to their ability to retain unused funds.

Can I pay for a facial with my FSA?

Skin care services focused on improving your skin's appearance are not FSA eligible. These include facials, microdermabrasion, laser resurfacing, chemical peels, and any type of cosmetic surgery. These aren't covered even if they're performed by a dermatologist.

Can I use my FSA for massage?

Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.

Can I use my FSA for Botox?

In most cases, Botox injections will require a Letter of Medical Necessity (LMN) from a doctor or other medical practitioner to explain how this treatment will be used to treat a legitimate medical condition. This letter is submitted with other documentation when submitting a reimbursement claim.

Can you use FSA for laser skin treatment?

With your Flexible Spending Account:

Treatment must be primarily for medical care to qualify for your FSA. - Acne treatment at the dermatologist office is covered by your FSA. - Treatments not covered include cosmetic procedures such as acid peels, laser hair removal, and face lifts.

Can FSA be used for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Can you use FSA for a breast lift?

IRS regulations stipulate that FSA's can only be used to offset the cost of a plastic surgery procedure that is designed to: Treat congenital (birth) defects. Address issues related to a chronic disease. Achieve a medical reconstruction following some type of accident.

Is deodorant FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

Is microdermabrasion FSA eligible?

Micro-dermabrasion is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I use FSA for hydrafacial?

Any skin care treatment that's primarily for cosmetic or general health purposes isn't covered by your FSA.

What cosmetic procedures are covered by FSA?

Here are some examples of when cosmetic procedures might be covered by an FSA:
  • Reconstructive Surgery After an Accident or Trauma. ...
  • Breast Reconstruction After Mastectomy. ...
  • Treatment of Congenital Anomalies. ...
  • Treatment of Medical Conditions. ...
  • Consult with Your Healthcare Provider. ...
  • Obtain a Letter of Medical Necessity (LMN)

Can I use FSA for teeth whitening?

Since teeth whitening is purely cosmetic and not related to a health condition or disease, it is not considered a qualified use of FSA funds.

Will FSA cover Ozempic?

Ozempic is eligible for reimbursement under a Flexible Spending Account (FSA) or Health Savings Account (HSA) because it is a prescription medication designed to treat specific medical conditions.

Are hotel expenses FSA eligible?

Lodging for medical care is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Can I use FSA for vitamins?

Today, the only vitamin supplements covered by FSAs and health savings accounts (HSAs) are glucosamine and chondroitin supplements for joint pain issues, and prenatal vitamins to help prevent birth defects and complications.

Will FSA pay for chiropractic?

An FSA lets you pay for many different services. Alternative medicine such as chiropractic care is one such service that qualifies for FSA reimbursement. A chiropractic visit, exam, or treatment would then be covered by an FSA as long as the purpose is to treat a medical condition and not for general good health.

Can I use FSA for glasses?

You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.

Are gym memberships FSA eligible?

The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.

Is retinol covered by FSA?

If to treat acne, it is eligible. However, the cost of regular skin care does not qualify. If the expense can be used for both cosmetic and medical (such as Retin-A, which can be used to treat both acne and wrinkles), a physician's recommendation* with the medical condition is required.