Can HSA be used for ChapStick?
Asked by: Prof. Amina Beatty | Last update: November 13, 2025Score: 4.1/5 (32 votes)
Can I use HSA for lip balm?
Yes, you can use your health savings account (HSA) to pay for qualified medical expenses, including eligible lip products. It's a good idea to keep your receipts to prove its eligibility. An HSA is a tax-advantaged account that lets you save money to pay for medical expenses.
Are dry mouth lozenges HSA eligible?
Yes, you can use your HSA card to purchase OTC dry mouth treatments. Biotène® products include items like Biotène® Dry Mouth Gentle Oral Rinse, dry mouth lozenges and gels.
Can I use my HSA for hygiene products?
Menstrual care/feminine hygiene products are now reimbursable. Over-the-counter drugs no longer require a prescription to be reimbursed.
Can I use my HSA for cosmetics?
Unfortunately, no. Procedures like facials and microderm abrasion that are deemed cosmetic are also seen as not medically necessary and are therefore, do not qualify for HSA use.
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Can I use my HSA on moisturizer?
Can you use HSA for skin care? Yes, you can use a health saving account (HSA) for skin care, but there are some important factors to consider.
Can I use my HSA for gym membership?
Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.
Can you use HSA for deodorant?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can you use HSA on mouth wash?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Can I use HSA for toothpaste?
What common healthcare expenses are not HSA-eligible? Preventive care that is not prescribed by a healthcare professional is not always HSA-eligible. Some examples of common healthcare expenses that fall into this category are: Personal hygiene items, such as toothpaste and deodorant.
Can I buy an electric toothbrush with my HSA?
Are electric toothbrushes FSA or HSA eligible? Electric toothbrushes can be eligible for reimbursement through your FSA (Flexible Spending Account) or HSA (Health Savings Account), but there are some conditions. To qualify, the electric toothbrush must be prescribed by a dentist to treat a specific dental condition.
Is toilet paper HSA eligible?
Toiletries used for everyday personal use aren't FSA and HSA eligible items. Items like shampoo, toothbrushes, toothpaste, cosmetics and toilet paper are considered personal hygiene products, not medical aids.
Can you put vitamins on HSA?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition.
Can I use HSA for Vaseline?
Petroleum jelly reimbursement is only eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can I use my HSA to buy sunscreen?
Since sunscreen is a qualified medical expense, you can use your HSA or FSA debit card to make your purchase (at a pharmacy, grocery store, major retailer, etc.). If need be, you can also pay for it out of pocket and get reimbursed.
What can I not buy with HSA?
Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.
Is ChapStick HSA eligible?
You can use your health savings account (HSA) to purchase OTC products including ChapStick® without a prescription.
Is the Apple Watch HSA eligible?
Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Can I use my HSA for glasses?
Both FSA and HSA pre-tax health accounts can be used to pay for prescription glasses, contact lenses, eye exams and more. Eyewear that corrects your vision is considered a medical product, which means you can use your health plans to help cover the cost.
What skincare can I use my HSA for?
Eligible products may include sunscreen with SPF 15 or higher, acne cleansers and medicated ointments, eczema treatments, scar and wound care products, and anti-itch creams. Basic skincare and cosmetic treatments are typically not covered.
Are tampons HSA eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Are massages HSA eligible?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Can I use HSA for Invisalign?
Many patients are surprised to learn that you can use your Flexible Spending Account (FSA) or Health Spending Account (HSA) to pay for orthodontic treatment, including braces and Invisalign, for children and adults, which makes this the “most wonderful time of the year” to get started on your dream smile.
Can you pay for Peloton with HSA?
The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.
Can I use my HSA to pay for therapy?
Yes. You can use an HSA to cover some mental health expenses, including therapy to treat a diagnosed mental condition. However, therapy that isn't specifically designed for medical or mental health needs — like marriage or family counseling — often won't qualify for HSA coverage.