Can HSA be used for cough syrup?

Asked by: Aniyah Veum  |  Last update: November 15, 2023
Score: 4.3/5 (42 votes)

Cough syrup is an eligible over-the-counter (OTC) item with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can you use your HSA for cold medicine?

Your HSA can help you cover qualified emergency, dental, vision, and family medical expenses. The CARES Act has expanded the list of HSA-eligible items to include over-the-counter purchases such as allergy, cough, and cold medicines.

Can I use my HSA for mucinex?

Effective January 1, 2020, OTC medications like Mucinex, Sudafed, and Tylenol Cold & Flu are all HSA eligible without a prescription.

What over-the-counter medicine can I use my HSA card for?

Which OTC items are now eligible expenses?
  • Cold, cough, and flu medicine.
  • Tampons, pads, and liners.
  • Pain relievers and anti-inflammatory medications.
  • Allergy and sinus medicine.
  • Digestive aids and laxatives.
  • Baby rash ointments and creams.
  • Baby electrolytes.
  • Sleep aids.

Can you use HSA for Flu medicine?

If your doctor prescribes antibiotics or other common flu medication like Tamiflu, you use your HSA to pay for the prescriptions. You can also take advantage of programs like GoodRx to ensure you're paying the best possible price on your medications.

Almost 2,000 litres of codeine cough syrup seized by HSA - 15Jul2013

17 related questions found

What medications are covered by HSA?

Common Over-the-Counter (OTC) Medicines
  • Acid controllers.
  • Acne medicine.
  • Aids for indigestion.
  • Allergy and sinus medicine.
  • Anti-diarrheal medicine.
  • Baby rash ointment.
  • Cold and flu medicine.
  • Eye drops*

What Cannot be used for HSA?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can you use HSA for Dayquil?

You can now use your FSA or HSA funds for over-the-counter medications and feminine care products.

Can I use HSA for Benadryl?

Benadryl is an over-the-counter (OTC) medication eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement.

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Is Vicks Vaporub HSA eligible?

Vapor rub is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Vapor rub is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Can I use HSA for vitamins?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Is Tylenol cold and Flu HSA eligible?

Acetaminophen, the primary ingredient found in Tylenol, is an eligible OTC item. Acetaminophen reimbursement is eligible with an FSA account, HSA or HRA.

Can I use HSA to buy NyQuil?

HSA Eligible Cold Medicine. Claritin 24 Hour Allergy Medicine, Non-Drowsy Prescription Strength Allergy Relief, Loratadine Antihistamine Tablets, 100 ct. Vicks NyQuil Severe Cold & Flu Liquicaps, 24 ct. Benadryl Ultra Allergy Relief Tablets, 100 ct.

Is Apple Watch HSA-eligible?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Can you buy toothpaste with HSA?

You can't use your HSA for common items such as toothpaste, dental floss, or over-the-counter mouthwash. Cosmetic procedures, such as teeth whitening, also aren't covered.

Can you buy laundry soap with HSA?

Soap is considered a personal use product and is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use HSA for melatonin?

Melatonin: HSA Eligibility

Melatonin may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Can I use HSA for allergy pills?

Until recently, OTC medications only qualified for reimbursement with a note or prescription from a doctor. The March 2020 CARES Act removed this requirement. Now, HSA and FSA cards can be used to buy non-prescription allergy medications and other OTC drugs without a prescription.

Is Theraflu HSA-eligible?

Theraflu FSA/HSA Eligible Pain Relievers in FSA and HSA Store - Walmart.com.

Is mucinex FSA eligible?

Take your health to the next level with guaranteed FSA eligible Over-the-Counter Meds. Mucinex DM Max Strength contains 1200mg Guaifenesin and 60mg Dextromethorphan HBr.

Are toothbrushes FSA eligible?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Can I buy a treadmill with my HSA?

A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA).

What happens if you use your HSA card for something else?

If you use your HSA for an expense other than eligible medical expenses you can subject yourself to significant IRS penalties. Inappropriate use of your HSA funds may also leave you without money to pay for your eligible medical expenses in the future.

Can you use HSA money for anything?

You can use HSA funds to pay for deductibles, copayments, coinsurance, and other qualified medical expenses. Withdrawals to pay eligible medical expenses are tax-free. Unspent HSA funds roll over from year to year, allowing you to build tax-free savings to pay for medical care later.