Can I add my girlfriend to my health insurance Cigna?
Asked by: Pierce Heidenreich | Last update: December 20, 2025Score: 4.5/5 (21 votes)
Can I add my girlfriend to my Cigna insurance?
Dependents are: your lawful spouse; or • your Domestic Partner; and • any child of yours who is • less than 26 years old.
Can my girlfriend be added to my health insurance?
Yes. After an employee registers their domestic partnership, the employee may enroll a domestic partner in their benefits. The employee will receive the increased employer contribution for the added coverage.
Who are eligible dependents for Cigna?
Your lawful spouse; • any child of yours who is: • less than 26 years old. by you and incapable of self-sustaining employment by reason of mental or physical disability which arose while the child was covered as a Dependent under this Plan, or while covered as a dependent under a prior plan with no break in coverage.
Can you insure your partner if you're not married?
If you are asking if two people who are not legally married but are girlfriend-boyfriend can be on the same health insurance policy, the answer is no. They would each have to buy an individual policy. Two married people cannot buy individual policies on the open market, or an Obamacare exchange policy.
Who Accepts Cigna Health Insurance? - InsuranceGuide360.com
How to get partner on insurance without marriage?
In most cases, you'll need to prove your domestic partnership to gain eligibility. This could be via registration in the local domestic partnership registry, an affidavit certifying your relationship, or other documentation.
Can a non spouse be on insurance?
Include an unmarried domestic partner only if you have a child together or you'll claim your partner as a tax dependent. Don't include people you just live with — unless they're a spouse, tax dependent, or covered by another exception in this chart.
Does Cigna allow domestic partners?
Domestic Partner
the above which can be made available to Cigna upon request. of the same or opposite sex. You and your Domestic Partner must have registered as Domestic Partners, if you reside in a state that provides for such registration.
How to add dependents to Cigna?
How can I send the dependent invitation? To send an invite log in to the app, select “More” and then “Manage My Dependents”. Select the dependent you would like to register with their own log in.
How long does Cigna cover dependents?
How long can my child stay on my health insurance? The Affordable Care Act (ACA) requires insurers to allow children to stay on a parent or guardian's plan until the end of the year that they turn 26. This applies to married children as well.
Is a domestic partner a dependent?
To qualify as a dependent, your partner must receive more than half of his or her support from you. If your partner is a dependent, you might also be eligible for other favorable tax treatment. If you think that your partner might be your dependent under federal law, consult a tax professional.
Can my wife be on my health insurance and her own?
You have the option of putting both spouses on one plan or selecting two different plans. You can pick separate plans even if you're enrolling in the exchange with premium subsidies. To qualify for subsidies, married enrollees must file a joint tax return, but they don't have to be on the same health insurance plan.
What does "domestic partner" mean?
Two people of the same or opposite sex who live together and share a domestic life, but aren't married or joined by a civil union. In some states, domestic partners are guaranteed some legal rights, like hospital visitation.
Can I add my girlfriend to my healthcare?
If you meet the state's established criteria, such as being at least 18 and not married to each other or another person, you can register as a domestic partnership and add your girlfriend to your health insurance.
Is there a waiting period for Cigna health insurance?
There are no waiting periods for medical plans, including for pre-existing conditions. When choosing a health plan, consider your medical needs.
Can I use my Cigna insurance in another state?
You can access medical and behavioral health services from Cigna Healthcare PPO Network providers. You can access out of state medical, behavioral and ancillary services from providers in Cigna Healthcare PPO Network.
What does Cigna not cover?
Excluded medical equipment includes, but is not limited to: air purifiers, air conditioners, humidifiers treadmills; spas; elevators; supplies for comfort, hygiene or beautification; wigs, disposable sheaths and supplies; correction appliances or support appliances and supplies such as stockings, and consumable medical ...
Does it cost extra to add a dependent to health insurance?
Yes, typically, you will need to pay extra premiums to include dependents in your health insurance coverage. The cost of adding dependents, such as a spouse or children, to a health insurance plan generally increases the overall premium.
What is a dependent for Cigna?
Dependent. A dependent is a person who depends on you for health coverage. It's usually a spouse, partner or child. If you're enrolled in a health plan, a dependent may be eligible for coverage under your plan because of their relationship with you.
What is health partners Cigna?
About HealthCare Partners, a DaVita Medical Group
HealthCare Partners manages and operates medical groups and affiliated physician networks in California, Nevada, New Mexico, Florida, Colorado and Washington in its pursuit to deliver excellent-quality health care in a dignified and compassionate manner.
How do I enroll my domestic partner in insurance?
How do I add my domestic partner to my health insurance? If your employer offers domestic partner health benefits, you should be able to add your domestic partner to your policy during your employer's open enrollment period or during a special enrollment period triggered by a qualifying life event.
What states do not recognize domestic partnerships?
Some states, such as Florida, New York, and Texas, do not provide for domestic partnerships at the state level. However, exceptions do exist. The same is true in Florida, where state-wide provisions for registering domestic partnerships do not exist.
Can unmarried people be on insurance?
With most insurers, unmarried couples can share a joint car insurance policy or add each other as listed drivers to separate policies. There can be pros and cons to sharing a policy, so check with your insurer to see if shared or separate coverage is best for you.
Can I put my boyfriend on my insurance if we aren t married?
For example, California and Nevada recognize domestic partnerships. As such, you can add a domestic partner, such as a boyfriend or girlfriend, to your health insurance. If you have employer-sponsored insurance, you will need to provide your employer with the document recognizing your domestic partnership.
Do you have to show proof of marriage for health insurance?
Answer: Yes -- employers generally may require proof of marriage before adding a spouse to the company health-insurance plan. In fact, employers may require verification, not only of spouses, but of all dependents.