Can I add someone without SSN to my health insurance?
Asked by: Reilly Morissette | Last update: January 25, 2026Score: 4.6/5 (3 votes)
Can I add someone without a social security number to my insurance?
If your family member doesn't have a social security number, they can still be included in your plan if they have lawful immigration status. If you or a family member don't provide an SSN on your application, you'll need to provide appropriate documentation within 90 days.
Can you get health insurance in the US without a social security number?
You don't have to provide a Social Security number (SSN) if you don't have one. Whether you are applying for health insurance for yourself or on behalf of another person, your health insurance application may not be delayed or denied because you don't have an SSN.
Can I enroll a spouse without an SSN on my insurance?
The medical carrier will require her SSN for enrollment. If she doesn't have one, ask HR for the carrier's SSN Attestation form. The spouse will need to review and sign that. This will likely allow her to be enrolled but the carrier will continue to follow up with her via mail for the SSN.
Can I add my spouse to my health insurance if he is not a US citizen?
Family members who are not lawfully present, including undocumented immigrants, may apply for health insurance for citizens and lawfully present family members.
No Social Security Needed Medical Coverage
Can I put my undocumented spouse on my insurance?
Are nonapplicants required to report their citizenship or immigration status? No. Nonapplicants do not need to provide their citizenship or immigration status when applying to get health insurance for their eligible family members.
Can a non-US citizen get health insurance?
Under the Affordable Care Act, most immigrants qualify for health coverage, including the following groups: Lawful permanent residents (green card holders). Lawful temporary residents. Persons fleeing persecution, including refugees and asylees.
Do health insurance providers need SSN?
Your health insurance company may request that you provide them with the Social Security numbers for you, your spouse and your children covered by your policy.
What if my spouse does not have a SSN?
If your spouse is not eligible to get an SSN, they can file Form W-7 with the IRS to apply for an ITIN. Refer to Taxpayer Identification Numbers (TIN) for more information.
Can I enroll a dependent without an SSN on my insurance?
If the carrier or plan eligibility rules do not specifically require a SSN or TIN, and the spouse or dependent otherwise meets the plan eligibility rules, it would be okay to allow enrollment without it.
Do you need Social Security number for insurance policy?
Many carriers require a Social Security Number for a number of important reasons. An insurance company doesn't have a legal requirement to insure everyone who applies, so it is within their right to deny coverage to someone without a Social Security Number.
Can anyone get health insurance in the US?
To be eligible to enroll in health coverage through the Marketplace, you must: Live in the United States (U.S). Be a U.S. citizen or national, or be lawfully present non-citizen in the U.S. Learn about eligible immigration statuses. Not be incarcerated.
How can undocumented immigrants get health insurance in New York?
You and your family may qualify for low- or no-cost health insurance and care options regardless of your immigration status and ability to pay. Applying for health insurance through the Marketplace will not affect your eligibility to become a permanent resident, a U.S. citizen or a sponsor to your relative.
How to apply for health insurance without Social Security number?
You may be able to use your Individual Taxpayer Identification Number (ITIN) instead of an SSN. Most insurance plans are focused more on your current residence than your SSN. You just need to submit proof that you live in the state. Determine your eligibility.
Do you need someone's SSN to add them to your life insurance?
Do you need to provide the Social Security number of your beneficiary? Typically, you will not need to provide the SSN for your beneficiary. This is because who you name as your beneficiary is your choice and can be changed at any time.
Can I add someone to my health insurance that doesn t live with me?
Except where common law marriages and domestic partnerships are allowed, you cannot add dependents that aren't relatives to you. A family health insurance plan will not allow you to add a friend unless that friend can fit the relationship criteria for a dependent.
What happens if a person doesn t have a Social Security number?
You don't need an SSN to get a driver's license, register for school, get private health insurance, or apply for school lunch programs or subsidized housing. Some organizations use SSNs to identify you in their records. Most, however, will identify you by some other means if you request it.
Can I file jointly if my spouse has no SSN?
You can file taxes even if your spouse does not have an SSN or ITIN, but this may have downsides.
Can you claim an undocumented person as a dependent?
An individual claimed as a dependent must be a citizen, national, or resident of the United States, or a resident of Canada or Mexico.
Does Aetna require SSN?
A Social Security number is not required for health care services. If you're a health care professional working with us: Collect the patient's member ID number, rather than a Social Security number.
Do I need to provide SSN for dental insurance?
Social Security Number (SSN): While not always required, the SSN can aid in unique identification and may occasionally serve as a member ID. Address: The current address is necessary for correspondence, billing, and processing claims.
Does Humana ask for a social security number?
Humana values personal identity protection. Please be aware that applicants may be asked to provide their Social Security Number, if it is not already on file.
Can you get insurance without being a US citizen?
If you're a lawfully present immigrant, you can get Marketplace coverage. You may qualify for lower costs on monthly premiums and extra savings on out-of-pocket costs based on your income. A measure of income issued every year by the Department of Health and Human Services (HHS).
What happens if a foreigner needs medical care in the US?
You will need to apply through your local U.S. embassy or consulate. To succeed in obtaining a B-2 visitor visa, you will need to show that this treatment is medically necessary and unavailable in your home country, as well as prove that that you can afford to pay the often extremely high costs of U.S. healthcare.
Can green card holders get benefits?
Green card holders are eligible for certain benefits once they receive their permanent resident status in the United States, in addition to being able to earn social security credits. These include: Eligibility for unemployment benefits. Automatic right to work.