Can I be the main driver on my parents car?

Can you own a car at 17 in Canada?

Yes, you can buy a car on your own if you're a teenager — but you'll need to be the age of the majority in your province or territory, which is either 18 or 19 years old.

Can a 17 year old own a car in Ontario?

In Ontario, you muse be age 16 or older to get a driver's license. But, being licensed or not has no bearing on a vehicle purchase agreement. It's not illegal to sell a vehicle to a minor (i.e. anyone under age 18). However, if a dispute arises, minors cannot be held to honour any contract they have signed.

Do you have to be living with your parents to be on their car insurance?

You can stay on your parents' auto insurance policy if you've moved to a temporary residence, like a college dorm. However, if you've moved permanently, you definitely need your own car insurance.

Can you insure something you don't own?

State an additional interest: You can add the owner of the vehicle to your own insurance policy as an additional interest. This is the easiest and most common way to get insurance for a vehicle that isn't yours.

Can my uncle insure my car?

Most insurers require all licensed drivers in a household to be on a policy. If you want someone else to insure your financed car because you simply want them to pay for your car insurance, and they agree to it, they should be able to make those payments, but you still need to be the primary policyholder.

Can I be the primary driver on a car I don't own Ontario?

Primary drivers don't have to own their vehicles, but they must use them more than anyone else. For example, it's totally fine for a parent to own a vehicle that is mostly driven by their child or a nanny.

Can someone drive my car if they are not on my insurance Ontario?

Driving someone else's car in Ontario

As long as the car owner has given permission, you are not listed as an excluded driver on their policy, and you hold a valid driver's licence, you should be covered if an incident occurs and need to file a claim.

Can I drive my dads car to Canada?

You can drive a car that is not registered in your name. However, it is best to have the written consent of the car owner to avoid suspicion. Ensure you have proof of insurance and registration.

Can there be two primary drivers?

Insuring Multiple Cars

If a household has two cars and two licensed drivers, insurers assume that each car will have a different primary driver. One person will be designated as the primary driver for one car and the other person designated for the other car.

Is it cheaper to add a named driver?

Usually, it works out cheaper to add a named driver at the start of a new policy, rather than adding them to an existing one. The cost of second driver insurance depends on a number of things: the named driver's age and job title. their relationship to the policyholder.

Who is affected if main driver has an accident?

While named driver insurance can have benefits for both parties, the policyholder is more at risk. This is because is the named driver on your policy crashes the car, it will be under your name. So, if you have built up a no claims history of five years, and your named driver crashes, you will lose it if you claim.

Can I insure my self?

Being self-insured means you would have enough money to cover anything an insurance company would usually pay for. For many kinds of coverage—like health insurance and car insurance—being self-insured isn't practical because the potential risk and cost for those events is way too high to pay out of pocket.

What items Cannot be insured?

Can insurance companies refuse to insure?

A car insurance company can deny coverage for almost any reason. An insurer might deny coverage to a driver who it believes poses a higher risk and is more likely to file a claim.

How long can I use my parents address as my permanent address?

Your parents' home where you can return to at any time still remains your permanent home address. This is even if you've lived away from this address for the past four or five years.

Can I buy my 15 year old a car?

In general, there is not a legal age to own a car. However, if you want to register, title, and insure it to drive it legally, you need to be at least 18 years old in most states. Although laws vary by state, teens under 18 will most likely need the help of an adult to get a car they buy out on the road.

Can an 18 year old drive a rental car in Ontario?

WHAT ARE YOUR AGE REQUIREMENTS FOR RENTING IN THE US AND CANADA? The minimum age to rent a vehicle with Enterprise is 21 throughout the U.S. and Canada. There are a few exceptions to this rule.

How old do you need to be to own a car in Ontario?

It is not illegal to sell a vehicle to a minor (anyone under the age of 18). However, minors cannot be legally bound to any contracts they sign. So, if a minor decides not to complete the purchase, or demands a refund prior to their 18th birthday, you can't hold them responsible for the contract they've signed.

How can an 18 year old rent a car in Canada?

Generally, the minimum age to rent a vehicle in Canada is 21, except in Saskatchewan and/or Quebec, where it is 18. Note that in most provinces you are able to rent a car if you are over 21 years old, however an Underage Fee will apply to those under 25, which may be subjected to tax and surcharges.