Can I buy allergy meds with my HSA?

Asked by: Tavares Schroeder  |  Last update: October 22, 2023
Score: 4.6/5 (32 votes)

Until recently, OTC medications only qualified for reimbursement with a note or prescription from a doctor. The March 2020 CARES Act removed this requirement. Now, HSA and FSA cards can be used to buy non-prescription allergy medications and other OTC drugs without a prescription.

Are allergy meds covered by HSA?

Allergy medicine reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Allergy medicine reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I use HSA to buy Claritin?

HSA Eligible Cold & Allergy Medicine. Claritin 24 Hour Allergy Medicine, Non-Drowsy Prescription Strength Allergy Relief, Loratadine Antihistamine Tablets, 100 ct. Vicks NyQuil Severe Cold & Flu Liquicaps, 24 ct.

Can I pay for Zyrtec with HSA?

Antihistamines are over-the-counter (OTC) medicines that are eligible for reimbursement with an FSA account, HSA or HRA.

What OTC meds can I buy with HSA?

You can find a more complete list of eligible expenses here, but some of the most common items that removed the prescription requirement include:
  • Cold, cough, and flu medicine.
  • Tampons, pads, and liners.
  • Pain relievers and anti-inflammatory medications.
  • Allergy and sinus medicine.
  • Digestive aids and laxatives.

What Can I Buy with My HSA?

39 related questions found

Can I use my HSA for over-the-counter cold medicine?

Cold medicine is an eligible over-the-counter (OTC) drug with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can you buy Benadryl with HSA?

Benadryl is an over-the-counter (OTC) medication eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement.

Can I use HSA for vitamins?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Is mucinex HSA eligible?

Take your health to the next level with guaranteed HSA eligible Over-the-Counter Meds. Mucinex DM contains 600mg of Guaifenesin to help thin and loosen mucus, and 30mg of Dextromethorphan HBr to calm the cough control center and relieve coughing.

Can Flonase be purchased with HSA?

You can use your HSA and FSA tax-preferred savings account to purchase OTC products including Flonase. The passage of the CARES Act by Congress includes provisions to restore OTC eligibility under tax-preferred HSA and FSA accounts.

Is melatonin HSA eligible?

Melatonin is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). What is melatonin? Melatonin is a hormone in your body associated with sleep. During the day, less melatonin is produced and during the night, more melatonin is produced.

Are probiotics HSA eligible?

Probiotic supplements taken for general gut health: Not HSA qualified. Probiotic supplements that are recommended to you by a gastroenterologist or health coach to treat a direct condition: HSA qualified.

Can I buy shampoo with HSA?

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are humidifiers HSA eligible?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Can I use HSA card at CVS?

CVS. Shop an assortment of qualified items for purchase with your HSA or FSA card.

Is Apple Watch HSA eligible?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Can I buy toothpaste with my HSA card?

Toothpaste: HSA Eligibility

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is toothpaste?

Can toothbrush go on HSA?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes. Here's a short (and not exhaustive list) of items that are not eligible for reimbursement: Braces wax.

Can I buy a treadmill with my HSA?

A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA).

Can you use HSA at Costco?

Costco accepts a limited number of cards at the main checkout lanes, but they'll let you pay for eligible items with your HSA/FSA card at the Pharmacy or Optical counters. So to use your FSA or HSA cards at Costco, just bypass the regular checkout lines and visit the Pharmacy or Optical department instead.

Is protein powder covered by HSA?

Protein bars/powders/shakes reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you put mouthwash on HSA?

You can't use your HSA for common items such as toothpaste, dental floss, or over-the-counter mouthwash. Cosmetic procedures, such as teeth whitening, also aren't covered.

Can you use HSA to buy anything?

So what can you buy with your FSA or HSA money? You can use it to pay for common health care expenses such as copayments, prescription medications and medical supplies. But many other approved products and services are eligible, too. They're called qualified medical expenses.

Can I buy sunscreen with HSA?

If you have a Flexible Spending Account (FSA), Health Saving Account (HSA) or Health Reimbursement Account (HRA), you can use it to pay for a wide variety of health care products and services. The IRS determines which expenses can be reimbursed. Sunscreen is considered one of those eligible expenses.