Can I buy an electric toothbrush with my HSA?
Asked by: Josie Runolfsdottir | Last update: November 2, 2025Score: 4.6/5 (10 votes)
Does HSA pay for an electric toothbrush?
Routine electric toothbrushes for general oral hygiene are usually not eligible.
Can I buy dental products with HSA?
Currently, FSAs and HSAs cover dental expenses, such as x-rays, tooth extractions, fillings, dentures, caps, crowns, implants and fluoride treatments. However, everyday preventable over-the-counter products have been excluded from these tax-advantaged accounts.
Can I use my HSA to buy a Waterpik?
If a dentist prescribes a WATERPIK water flosser or WATERPIK Sonic-FusionTM for health reasons, you may be able to pay for it with your flexible spending or health savings account!
Can I use my HSA for hygiene products?
Menstrual care/feminine hygiene products are now reimbursable. Over-the-counter drugs no longer require a prescription to be reimbursed.
What Can the HSA Debit Card Buy? (What Can You Purchase with HSA Funds?)
Can I buy deodorant with HSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can you use HSA for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Are vitamins HSA eligible?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.
Does mouthwash count for HSA?
You can use your HSA to pay for dental cleanings and checkups, along with common procedures such as fillings, root canals, bridges, crowns, and orthodontics. You can't use your HSA for common items such as toothpaste, dental floss, or over-the-counter mouthwash.
Is sunscreen HSA eligible?
Sunscreen for adults and for kids is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) under certain conditions. Only sunscreens with SPF 15+ and "broad spectrum" protection are eligible.
Can I use HSA for glasses?
Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)
Why aren't electric toothbrushes FSA eligible?
Does FSA cover electric toothbrushes? Most electric toothbrushes don't make the cut because they're seen as personal care items rather than medical necessities. But if your dentist recommends one for a specific condition like gum disease or serious plaque buildup, it could qualify.
Can I use HSA for massage?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Can I buy shampoo with HSA?
While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Are massage guns HSA eligible?
A massage gun is a device that may ease muscle tension. Money in your health savings account (HSA) and flexible spending account (FSA) may be used to pay for percussion massage guns like a Theragun if they're used for medical purposes.
Is ChapStick HSA eligible?
You can use your health savings account (HSA) to purchase OTC products including ChapStick® without a prescription.
Is the Apple Watch HSA eligible?
Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Is deodorant on HSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Are tampons HSA eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Are gym memberships HSA eligible?
Gym memberships are generally not considered qualified medical expenses under IRS guidelines. While physical fitness is important, gym memberships are typically viewed as personal or recreational expenses rather than a medical necessity. So using HSA funds for them could result in taxes and penalties.
Can I buy bandaids with HSA?
Bandages: HSA Eligibility. Bandages are over-the-counter (OTC) items that are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can I use HSA for Tylenol?
Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA. But this hasn't always been the case. OTC medications previously did not count as qualified medical expenses for HSAs unless you had a prescription.
Can I use HSA for groceries?
No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.
Can you use HSA at Planet fitness?
In most cases, gym memberships are not considered eligible medical expenses by the IRS. This means you typically cannot use your HSA funds to pay for a gym membership directly. You might need to explore getting an LMN from your doctor.
Can I use HSA for chiropractor?
HSAs can be used for large and small qualified medical expenses. You can use your HSA for ongoing medical services and treatments, like chiropractic care, acupuncture, or physical exams. Medical copays, deductibles, and coinsurance can also be covered under an HSA.