Can I buy Aquaphor with my FSA card?

Asked by: Rosina Johns  |  Last update: January 12, 2026
Score: 4.9/5 (53 votes)

Ointments. Healing ointments, such as Aquaphor's healing ointment, or intensive healing lotion to treat eczema are now eligible without a prescription.

Can I use my FSA card for skin care products?

Patients may be surprised to find that many popular skin care treatments and remedies that treat specific conditions are FSA eligible. When you buy these items with your FSA card, keep the receipt to prove you spent the funds on qualifying items.

Is Vaseline Lotion FSA eligible?

Keep in mind that not all healthcare costs are not treated equally under FSA tax rules. For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses.

Is Aquaphor an OTC product?

Aquaphor is a brand of over-the-counter (OTC) skin care ointments manufactured by Beiersdorf Inc., an affiliate of Beiersdorf AG.

What items can I buy with my FSA card?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.

How To Use Your FSA & HSA on AMAZON (Easy)

41 related questions found

Does FSA cover Aquaphor?

Ointments. Healing ointments, such as Aquaphor's healing ointment, or intensive healing lotion to treat eczema are now eligible without a prescription.

What happens if I use my FSA incorrectly?

If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.

When should you not use Aquaphor?

Eucerin Aquaphor Repairing Ointment should only be used on re-epithelialized skin (i.e. once new tissue has formed) and not on open, wet or bleeding wounds. Ask your Dermatologist for advice on how long you should wait after treatment before using the product.

Why do dermatologists like Aquaphor?

Dr. Ingleton trusts Aquaphor® because it's simple and versatile. ""The reason I recommend it is because there's no fragrance, which is great because that's the number one allergen. It's also multifaceted and can be used for a number of conditions.

What is surprisingly covered by FSA?

Monthly period supplies. The list of eligible menstrual hygiene products includes (but is not limited to) items like pads, tampons, panty liners, menstrual cups, and period panties.

Is deodorant on FSA?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you buy toilet paper with FSA?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Is lip balm FSA eligible?

You may be eligible to use your flexible spending account (FSA) to buy everyday products like lip balm to protect your lips from dryness and unfavorable weather conditions.

Can I pay for massage with FSA?

Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

What is better than Aquaphor?

I've tried 4 of the brands below- Honest, Alba Botanica, Waxelene and Doctor Rogers. They are all great alternatives to Vaseline and Aquaphor. I personally find that Doctor Rogers Healing Balm was the most impressive at soothing very dry lips.

What are the side effects of the Aquaphor?

Stinging, burning, irritation, dryness, or redness at the application site may occur. Acne, unusual hair growth, small red bumps on the skin (folliculitis), skin thinning/discoloration, or stretch marks may also occur. If any of these effects last or get worse, tell your doctor or pharmacist promptly.

Can I put Aquaphor on my private area?

Certain ointments or creams may be applied to the vulva to reduce rubbing from underwear and pads. These ointments include Aquaphor, Vaseline, Desitin, or non-flavored Crisco. Pat the vulva dry after voiding. Avoid hard, repeated wiping.

Should I sleep with Aquaphor on?

If you plan on using it all over the face it is best to use Aquaphor at night. This is a process called slugging, it helps lock in the products and promotes their benefits. Other ways to use Aquaphor include on the eyelashes and eyebrows, it can strengthen both and help them look shinier and healthier.

What can I spend my FSA money on?

If you need some inspiration to use up your FSA dollars, consider these ideas:
  • Healthcare visits. ...
  • Prescription medications. ...
  • Vision care. ...
  • Dental care. ...
  • Hearing aids. ...
  • Over-the-counter medications. ...
  • First aid supplies. ...
  • Skin care products.

What is the biggest disadvantage of the FSAs?

While FSAs offer several benefits, they also have limitations. The 'use-it-or-lose-it' rule can lead to the loss of unspent funds. Additionally, there are restrictions regarding eligible expenses and contribution limits, which are determined by the IRS and can change annually.

Can FSA pay for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.