Can I buy bread with my OTC card?

Asked by: Ike Nader  |  Last update: October 15, 2025
Score: 4.9/5 (57 votes)

OTC Food Benefit Card It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs.

What foods can I get with my OTC card?

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

What does an OTC card not cover?

What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.

Can I buy bread with my UCard?

The UnitedHealthcare healthy food card can be used to purchase a large list of grocery items including milk, fruits and vegetables, eggs, bread, frozen meals, cheese, condiments and more.

Can I buy bread with my Healthy Benefits card?

It depends on the company issuing the card, but it's about the same as food stamps. You can't buy non-food items, pet food, infant formula, alcohol, tobacco, candy, desserts/snack foods, chips, stuff from the bakery (but prepackaged bread and such is fine), soda, or anything from Starbucks.

What Can I Buy with my OTC card?

28 related questions found

Can I buy laundry detergent with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

What can I not buy with my Healthy Benefits card?

Items you can't buy with your Healthy Food Card include:
  • Non-food items.
  • Alcohol or nicotine products.
  • Pet food.
  • Candy or desserts.
  • Chips.
  • Fresh baked goods.
  • Soda.
  • Prescriptions.

What can you not buy with UnitedHealthcare UCard?

Rewards cannot be used to purchase Medicare-covered items or services, including medical or prescription drug out-of-pocket costs, or alcohol, tobacco or firearms. Tip: When shopping in-store, use the product scanner in the UnitedHealthcare app to find out if a product is covered.

Can I buy toilet paper and paper towels with my EBT card?

Households CANNOT use SNAP benefits to buy:

Any nonfood items such as: Pet foods. Cleaning supplies, paper products, and other household supplies. Hygiene items, cosmetics.

Why won't my Healthy Benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

How to use the UCard for groceries?

At checkout, there are 2 ways to use your UCard:
  1. Simply swipe your card or scan the barcode.
  2. Scan your digital UCard barcode in the UnitedHealthcare app (available at most store locations)

Is toilet paper covered by an OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

Can you buy food with your OTC card at Walmart?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

Can I buy cereal on my OTC card?

Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.

What stores accept UCard?

The S3 retail network offers access to thousands of participating stores like Walmart, Walgreens, Kroger and CVS, expanding shopping options for eligible members with a UnitedHealthcare UCard® and making it easier to spend their benefit credits and rewards.

Do I qualify for food stamps if I make $2000 a month?

Maximum income for food stamps must be at or below 130% of the poverty line. For a family line of three, the poverty line to calculate SNAP benefits for the federal fiscal year 2022 is $1,830 a month. 130% of this number is $2,379 a month, or about $28,550 a year.

Can you buy rotisserie chicken with EBT?

Generally, food that is hot when sold or food that is sold to be eaten in the store cannot be purchased with your EBT card. This also rules out rotisserie chicken and prepared deli foods.

Can you buy laundry detergent with food stamps?

What about soap, deodorant, household cleaners, diapers, baby wipes, toothpaste, mouthwash, or makeup? Since none of these is considered food, SNAP won't cover them. If you have the time, space, and ability to start a small garden, you may be happy to learn that you can use your SNAP benefits to do it.

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

What food is covered by the UnitedHealthcare OTC card?

What can you buy with your credit?
  • Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water.
  • Choose from thousands of OTC products, like toothpaste, first aid necessities, cough drops, bladder control pads and more.
  • Pay utility bills like electricity, gas, water and internet.

What groceries can I buy with my benefits card?

Many Benefit cards cover groceries such as fruits and vegetables, or other nutritious foods like fish, poultry, meat, and seafood; most dairy products; and soups and salad kits.

Can you give me a list of healthy food?

Top 15 healthy foods you should be eating
  • Fish. ...
  • Broccoli or any of the cruciferous vegetables. ...
  • Beets. ...
  • Spinach and other leafy green vegetables. ...
  • Kale. ...
  • Peanut butter. ...
  • Almonds. ...
  • Mangos.

Can I get gas with my Healthy Benefits card?

Consumers can spend their benefits on various health-related products and services depending on the program. Examples can include over-the-counter items, select groceries, medical devices, counseling services, nutrition education, fitness equipment, pet food, household supplies, gas, transportation, utilities, etc.