Can I buy depends with FSA?

Asked by: Prof. Grayson Pacocha  |  Last update: September 21, 2025
Score: 4.8/5 (2 votes)

The list of FSA-qualified products now includes Depend® products.

Can I use FSA to pay for dependent care?

The Dependent Care FSA lets you use tax-free dollars to pay for child and elder daycare costs incurred so that you and your spouse, if you're married, may attend school full-time. With the pretax contribution, you can save an average of 30 percent on dependent care services.

What diapers are FSA eligible?

Infant diapers are not FSA eligible, but some products for children like nighttime underwear are.

What hygiene products are FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

What medical supplies are FSA eligible for?

Categories of FSA-eligible items
  • Home healthcare: Thermometers, pain relief devices, blood pressure monitors, medical alert devices, blood sugar test kits, and more.
  • Over-the-counter (OTC) medications: For cough, cold, allergies, pain relief, and more.

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20 related questions found

Can you buy vitamins with an FSA?

Key takeaways: Vitamins and supplements bought over the counter for general health reasons are typically not a qualified medical expense under IRS rules. You may be eligible to buy certain vitamins with your health savings account (HSA) or flexible spending account (FSA), if used to treat a medical condition.

Can you get deodorant on FSA?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses.

Can I buy an electric toothbrush with my FSA?

Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.

Is a gym membership FSA eligible?

The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.

Is depends covered by FSA?

The list of FSA-qualified products now includes Depend® products. Please verify eligibility by reading your specific FSA/HSA plan.

Are glasses FSA eligible?

Yes! You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.

Can you buy toilet paper with FSA?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Are diapers FSA eligible?

While there are many baby and pregnancy products you can use HSA and FSA money on, not all health-related products are covered. Before you go on a shopping spree with your spending account, here are some health necessities that aren't eligible for HSA or FSA: Diapers.

What is the downside to dependent care FSA?

Drawbacks of Dependent Care FSA

If money is left over at the end of the year, it doesn't carry over to the next year. If your employer doesn't offer this account, there is no other way to get one. Your FSA can only pay for qualifying expenses, while you're working.

Can I use dependent care FSA for swimming lessons?

Lessons (music, dance, swimming, etc.) Not a qualifying expense But see Day camp. Long-term care expenses See Custodial care and Elder care. Nanny See Au pair.

Are tampons FSA eligible?

Are Tampons FSA Eligible? Yes! Tampons are now classified as a “medical expense,” making them FSA eligible.

Are air purifiers FSA eligible?

Air purifiers are generally not eligible for reimbursement. An air purifier may be eligible for FSA reimbursement with a Letter of Medical Necessity (LMN) only if you are using it to relieve or alleviate a specific medical condition and you would not otherwise have purchased it.

Can you buy a Fitbit with an FSA?

A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Does ChapStick count for FSA?

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.

Are pee pads FSA eligible?

To be eligible for FSA coverage, incontinence supplies must be deemed medically necessary. This means that you'll need a healthcare provider's diagnosis confirming the need for these supplies to manage the symptoms of incontinence. Without the proper documentation from your doctor, reimbursement may not be possible.

Can I buy vitamins with FSA?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.

Is Tylenol FSA eligible?

Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.

Is mouthwash FSA eligible?

Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...

Is sunscreen FSA eligible?

You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.