Can I buy meat with a United Healthcare OTC card?

Asked by: Kaylin Weimann III  |  Last update: October 26, 2025
Score: 4.6/5 (18 votes)

Get answers about the OTC products and healthy food benefit Enroll in a UnitedHealthcare Dual Complete® plan and you could: Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water. Choose from thousands of OTC products, like first aid, pain relievers and more.

Can I buy meat with a UnitedHealthcare OTC card?

If you had a UnitedHealthcare dual health plan, you could use your credit to: Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water.

What kind of food can I buy with my UnitedHealthcare UCard?

Use your benefit credit on your UCard to buy healthy food products, like:
  • Beans and soup.
  • Dairy products.
  • Fresh, frozen and canned fruits.
  • Fresh, frozen and canned vegetables.
  • Frozen meals.
  • Fresh salad kits.
  • Fully-prepared meals and produce boxes.
  • Healthy grains like bread, cereals, rice and pastas.

Can I buy meat with my OTC card?

Purchase healthy foods from participating retailers and farmers' markets. Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

What does the UnitedHealthcare OTC card pay for?

For eligible members with UnitedHealthcare Medicare Advantage plans, credits will be loaded to your UnitedHealthcare UCard® to help pay for covered over-the-counter (OTC) products. For select plans, members can also use their credits to help pay for healthy food or eligible utility bills.

How to Use UnitedHealthCare Ucard to Purchase Products (2025) - Full Guide

15 related questions found

Can I use my OTC card at Walmart for food?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

What can you not buy with OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

What meats can I buy with my healthy benefits card?

Meat and seafood: chicken, beef, salmon, shrimp, etc. Nuts, seeds, beans/legumes. Pantry staples: flour, spices, etc. Healthy grains: breads, rice, pastas, etc.

Can you buy dog food with your OTC card?

Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco. To check if an item is approved, members can download the Healthy Benefits Plus app, scan the product and it will advise if item is allowable.

Why won't my healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

Can I withdraw cash from my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

What kind of meat can you buy with your new card?

Most edible items you would commonly purchase at the supermarket qualify. These include: Fruits and vegetables (fresh, frozen, or canned) Meat, poultry, and fish (fresh, frozen, or canned)

What food can you buy with UnitedHealthcare UCard?

You can use your Healthy Food Card to buy some of the following:
  • Frozen Meals or Produce.
  • Fresh Salad Kits.
  • Dairy Products.
  • Fresh and Canned Vegetables and Fruits.
  • Meat and Seafood.
  • Kitchen Staples such as sugar, spices, and flour.
  • Soups.
  • Bottled Water.

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

What does the UnitedHealthcare UCard pay for?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I have it and love it I got 290 a month it help me so much pay my electric bills and food, Internet.

Can I get gas with my healthy Benefits card?

Consumers can spend their benefits on various health-related products and services depending on the program. Examples can include over-the-counter items, select groceries, medical devices, counseling services, nutrition education, fitness equipment, pet food, household supplies, gas, transportation, utilities, etc.

Can I buy laundry detergent with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

Can I get toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

What stores take UnitedHealthcare UCard?

The S3 retail network offers access to thousands of participating stores like Walmart, Walgreens, Kroger and CVS, expanding shopping options for eligible members with a UnitedHealthcare UCard® and making it easier to spend their benefit credits and rewards.

What groceries can I buy with my benefits card?

Many Benefit cards cover groceries such as fruits and vegetables, or other nutritious foods like fish, poultry, meat, and seafood; most dairy products; and soups and salad kits.

How much do I have left on my OTC card?

You may check check the balance on your OTC benefit card by calling the number on the back of your card or signing in to your OTC plan provider's online member portal.

Can I buy chips with my Healthy Benefits card?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.

What can I buy at Dollar General with my U card?

Dollar General customers can now purchase food, produce, over-the-counter medicines and additional wellness products in more than 20,000 stores across the country using health supplemental benefits.