Can I buy menstrual pads with HSA?

Asked by: Prof. Brett Lind II  |  Last update: November 6, 2025
Score: 4.2/5 (59 votes)

Sanitary pads are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Sanitary pad reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you buy breast pads with HSA?

You can use HSA funds for breastfeeding supplies that are one-time purchases – things like a pumping bra or breastmilk collector / silicone breast pump – as well as items which will need to be purchased on an ongoing basis, such as disposable nursing pads and breastmilk storage bags.

Can you use HSA for deodorant?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are postpartum pads HSA-eligible?

From mesh underwear and witch hazel pads to abdominal binders and stool softeners, your postpartum recovery is covered with HSA or FSA. And remember, it's not just these specific items below—generally, all the products that support your body's recovery from birth are covered.

Can I buy a Diva cup with my HSA?

You can now use FSA or HSA funds to buy a reusable menstrual cup like the DIVA™ Cup. Honestly, we believe menstrual products should have always been considered medical expenses, so we're so excited that they finally are.

The Politics of Periods | You Can Now Buy Menstrual Hygiene w/HSA!!!

36 related questions found

Can I use HSA to pay for pads?

Sanitary pads are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Sanitary pad reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you buy a gym membership with an HSA?

While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Can my husband use his HSA to buy a breast pump?

In conclusion, using HSA funds to cover the cost of a breast pump is not only allowed but also encouraged.

Can you buy shampoo with HSA?

Over-the-counter toiletries or personal hygiene items which may include, but are not limited to shampoo, toothpaste, conditioners, hand creams, deodorant, shaving cream, razors, dental floss, body powders, hair gels/sprays, make-up, nail polish accessories, soap, mouthwash, etc., are not reimbursable.

Are car seats HSA eligible?

Car Seats: HSA Eligibility

Car seats are not eligible for reimbursement with a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), dependent care flexible spending account (DCFSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is the Apple Watch HSA eligible?

Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

Can skincare be purchased with HSA?

This means that any skin care costs that count towards your deductible, such as prescription medications or dermatologist visits, can be paid for using HSA funds.

Can condoms be bought with HSA?

The answer is yes! HSAs are designed to cover a wide range of qualified medical expenses, and contraceptives such as condoms are no exception. Just like other eligible healthcare expenses, you can use your HSA funds to purchase condoms, whether they are over-the-counter or prescribed by a healthcare provider.

Are electric toothbrushes HSA eligible?

Routine electric toothbrushes for general oral hygiene are usually not eligible.

What can I not buy with HSA?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can I buy diapers with my HSA card?

Does FSA / HSA Cover Pediatric Diapers? Unfortunately, pediatric diapers like Pampers don't qualify as eligible expenses through an FSA or HSA.

What happens if you accidentally use your HSA account by mistake?

After you report the mistake to the custodian, the custodian reports it to the IRS. Reimburse the HSA. If you've mistakenly used HSA funds for nonqualified expenses, you must repay the distribution amount back into your HSA by the tax filing deadline for the year in which the distribution occurred.

Can I buy bandaids with HSA?

Bandages: HSA Eligibility. Bandages are over-the-counter (OTC) items that are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Will HSA pay for teeth whitening?

Unfortunately, you can not use money from your HSA to cover teeth whitening services. While there are many benefits to white teeth, it is ultimately considered a cosmetic procedure. Any service designed to improve a patient's appearance as opposed to their bodily functions is not an eligible expense.

Are nursing pillows HSA eligible?

For our customers in the United States, the bbhugme Nursing Pillow is considered “breastfeeding/nursing supplies”, making it eligible for reimbursement with a flexible spending account (FSA), a health savings account (HSA) or a health reimbursement arrangement (HRA), depending on your insurance provider plan.

Can I use my HSA for my wife's pregnancy?

You may only use your HSA to pay for qualified medical expenses for yourself, spouse, children or other dependents. Using your HSA to pay qualified medical expenses for your spouse does not affect your annual contribution limit.

Can you use HSA for laser skin treatment?

Whether it's for your annual skin exam, facial treatments like laser therapy, or prescription skincare, your HSA can help cover a variety of dermatology-related costs. ⁠ It's a smart way to invest in your skin health and maintain a radiant, youthful complexion without it coming out of your budget.

Can HSA pay for massage?

Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.

Can I use HSA to buy Apple Watch?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Can you use HSA at Planet fitness?

In most cases, gym memberships are not considered eligible medical expenses by the IRS. This means you typically cannot use your HSA funds to pay for a gym membership directly. You might need to explore getting an LMN from your doctor.