Can I buy shampoo with HSA?

Asked by: Amanda Bayer MD  |  Last update: July 8, 2023
Score: 4.3/5 (62 votes)

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What toiletries are HSA eligible?

Other toiletry items that may be considered eligible for reimbursement in the right circumstances include bandages, hand sanitizer, condoms, medicated lip care with a prescription from a medical doctor, and eyeglasses cleaning clothes.

Can you buy over the counter products with HSA?

If you have a health savings account (HSA) or flexible spending account (FSA), you can now use those funds for several common over the counter (OTC) drugs, medicines, and products.

Is Dandruff shampoo HSA eligible?

The excess cost of dandruff shampoo over the cost of average shampoo may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Can I buy a toothbrush with my HSA?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

FSA/HSA BEAUTY HACKS!

19 related questions found

Can you use HSA for deodorant?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is deodorant?

Can I buy vitamins with HSA?

Generally, weight-loss supplements, nutritional supplements, and vitamins are used for general health and are not qualified HSA expenses. HSA owners usually cannot include the cost of diet food or beverages in medical expenses because these substitute for what is normally consumed to satisfy nutritional needs.

Are toothbrushes FSA eligible?

General health items such as toothbrushes are not eligible for reimbursement from a health FSA because they would be used even if there is no recommendation from a dentist. Expenses are eligible for reimbursement based on the date of service, not the date of payment or the date the bill is received.

Is toilet paper FSA eligible?

Feminine hygiene products are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).

Can I buy tampons with HSA?

Menstrual products — including tampons, pads, liners and other similar products — are now considered qualified medical expenses, and Americans can use their health savings account (HSA), flexible spending account (FSA) and health reimbursement arrangement (HRA) to purchase these products.

Can I buy sunscreen with HSA?

Sunscreen: HSA Eligibility. Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Can I spend my HSA money on anything?

Unused HSA funds roll over year to year; there is no "use it or lose it" penalty. Funds that are rolled over continue to grow and earnings are tax free. At age 65, you will have the ability to use your HSA funds for any purpose on a taxable basis. This makes funding your HSA a great way to save for retirement.

Can I buy toilet paper with my HSA card?

On the counterpoint, let's take a quick look at some of the expenses that don't qualify for payment out of your HSA, even during the coronavirus pandemic: Babysitting and childcare costs for a normal, healthy child. Medicines and drugs from other countries. Personal care items like toilet paper and soap.

Can I buy face cream with HSA?

Sunscreen and acne skincare products

You can use your HSA or FSA to put your best face forward. Because acne is considered a medical problem and not a cosmetic problem, you can purchase acne cleansers, gel and creams, even at-home light therapy kits with your benefits debit card.

Can I buy feminine wipes with HSA?

All period products, including menstrual pads, have been deemed “medical expenses,” by the CARES Act, which means you can use your HSA to pay for them.

Is shampoo FSA approved?

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is laundry sanitizer FSA eligible?

Antiseptics are eligible for reimbursement through a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Are vitamins covered by FSA?

Vitamins or nutritional supplements (herbal or natural medicines) will not qualify as FSA-eligible if used to maintain general good health. In narrow circumstances vitamins recommended by a medical practitioner to treat a medical condition may be eligible with a Letter of Medical Necessity (LMN).

Are baby wipes HSA eligible?

Accessories like breast pumping bras and nursing wipes and pads are also available via your FSA or HSA. Whether you need to head back to work or just want to stock up on a milk supply, you'll likely find yourself pumping breast milk at some point—and you're going to need trusty containers to store it all in.

Is deodorant FSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I use my FSA to buy a Fitbit?

Unfortunately, fitness devices like the Fitbit are typically not considered FSA eligible, because they are considered for general good health and not for the treatment of a specific medical condition (similar to gym membership).

Can I use HSA for gym membership?

Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Is Tylenol HSA eligible?

There are two common types of over-the-counter pain medications: acetaminophen and nonsteroidal anti-inflammatory drugs (NSAIDs), both of which are now among the eligible expenses available from an HSA and FSA.

Is a humidifier HSA eligible?

Humidifier: HSA Eligibility. Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).