Can I buy shampoo with my OTC card?


Editorial team Published on

Generally, standard cosmetic shampoo is not covered by an over-the-counter (OTC) card, but medicated anti-dandruff shampoos often are eligible.

Shampoo Eligibility

  • Standard Shampoo: Usually classified as a cosmetic or general hygiene item, meaning it is excluded from most standard insurance OTC allowances.
  • Medicated Shampoo: Shampoos used to treat specific medical conditions like severe dandruff or scalp dermatitis (such as those containing selenium sulfide, ketoconazole, or coal tar) are frequently approved.

How to Check Your Specific Plan

  • Scan the Barcode: Use your health plan’s mobile app (such as OTC-Anywhere or your insurer's member app) to scan the barcode of the specific shampoo in-store.
  • Check the Shelf Tag: Major participating retailers like Walgreens or Walmart often display specific OTC eligibility flags on store shelves or online product listings.
  • Review Your Catalog: Look through your specific insurance provider’s approved OTC product list or portal, as coverage limits vary significantly by plan.