Can I buy sunscreen with FSA?
Asked by: Terrance Wilderman | Last update: August 17, 2025Score: 4.2/5 (19 votes)
Can you buy any sunscreen with FSA?
Anything with SPF15 or above qualifies, so sunscreen lotion, lip balms, makeup powders, moisturizers, etc all qualify as long as it has SPF 15 or more!
When did sunscreen become FSA-eligible?
Sunscreen became a qualified expense under the CARES Act in 2020, which expanded FSA coverage to include more OTC items.
Can I use my FSA at Sephora for sunscreen?
You can spend your FSA (Flexible Spending Account) and HSA (Health Savings Account) funds on eligible sunscreen, skincare, acne, and wellness products at Sephora.
What skincare is FSA-eligible for?
These include acne-targeted facial cleansers, spot treatments, pads, pimple patches, body washes, sprays, gels, and more. Dermatologist visits to discuss your acne concerns are also covered. If they prescribe a product, you can pay for that prescription with your FSA.
Sunscreen is FSA-eligible?
Can you buy deodorant with FSA?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Is sunscreen FSA eligible in 2024?
Sunscreen must be broad-spectrum (protective against both UVA and UVB rays) and have a minimum SPF of 15 to qualify as an FSA-eligible expense.
Are tampons FSA eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Can you use FSA for gym membership?
But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.
Are sunglasses eligible for FSA?
You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.
Is ChapStick FSA eligible?
You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.
Are toothbrushes FSA eligible?
Brush-Up on FSAs and HSAs
However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”
Are diapers FSA eligible?
Regular diapers for newborns and infants are not FSA eligible because they do not treat a medical condition, but rather aid a healthy function of the body. There are some ways to save, however, including sales, coupons, buying in bulk or joining rewards programs.
Is mouthwash FSA eligible?
Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...
Is shampoo FSA eligible?
While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Are bras FSA eligible?
Nursing bras (those that directly aid lactation, such as a hands-free bra used for pumping), are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Is Tylenol FSA eligible?
Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.
Can I buy vitamins with FSA?
Vitamins and supplements bought over the counter for general health reasons are typically not a qualified medical expense under IRS rules. You may be eligible to buy certain vitamins with your health savings account (HSA) or flexible spending account (FSA), if used to treat a medical condition.
Can FSA pay for sunscreen?
Which sunscreens are eligible? Sunscreen for adults and for kids is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) under certain conditions. Only sunscreens with SPF 15+ and "broad spectrum" protection are eligible.
Are condoms FSA eligible?
FSA dollars can be spent on doctor appointment co-pays and co-insurance. Or, they can be spent on lots of drugstore items that range from over-the-counter drugs (think painkillers and allergy medications) to less-medical-seeming items (sunscreen, contact solution, and condoms are all FSA-eligible).
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Can FSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Does FSA cover teeth whitening?
Dental care can certainly be a part of those expenses, but teeth whitening is not considered to be an FSA eligible expense. Because it's considered cosmetic in nature, teeth whitening will not be reimbursed with your FSA.
Is Gatorade FSA eligible?
You can grab a pack of ORS using your HSA or FSA funds without a prescription. However, rehydration sports drinks (think Gatorade) and electrolyte solutions containing additional additives (such as caffeine, immunity boosters, or the like) are not eligible.