Can I buy vitamins with my FSA?
Asked by: Elissa Witting IV | Last update: November 15, 2025Score: 4.2/5 (62 votes)
What vitamins are covered by FSA?
For instance, prenatal vitamins are FSA/HSA eligible, as they help prevent birth defects and support fetal development, while glucosamine/chondroitin supplements are also eligible when used to treat arthritis. However, in some cases, doctors may prescribe a specific vitamin supplement to treat a medical condition.
Why are vitamins not FSA approved?
What's the deal with vitamin & supplement eligibility? Most vitamins and supplements are not eligible with an FSA or HSA because the IRS considers them for general good health.
How do I get my FSA to pay for supplements?
Talk with your physician about your specific health issues, and request a note or letter detailing the medical necessity of the vitamin or supplement. Then, purchase the vitamin or supplement recommended, and submit the itemized receipt along with a copy of the doctor's note for reimbursement to your FSA plan.
Are vitamins and probiotics FSA eligible?
No, probiotics and prebiotics are not FSA-approved because they are considered food/ dietary supplements rather than a qualified medical expense. In fact, most supplements and vitamins are considered FSA-ineligible. The only exceptions are prental vitamins, glucosamine and fiber supplements.
How To Use Your FSA & HSA on AMAZON (Easy)
Can I use my Flex card to buy vitamins?
However, when it comes to FSA/HSA eligibility, most vitamins and nutritional supplements are not eligible, with a few notable exceptions. But since these products fall into an eligibility gray area, we will clear up the confusion as to what may make it onto your FSA shopping list!
Is deodorant FSA eligible?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Is Tylenol FSA eligible?
Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.
How do I get my FSA to pay for my gym membership?
A Letter of Medical Necessity is a document from a healthcare provider stating you have a medical need for certain items that are not covered under the umbrella of eligible items already defined by the health plan. Examples of items you need a LoMN for include vitamins, supplements, and gym dues.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Are tampons FSA eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Are toothbrushes FSA eligible?
Brush-Up on FSAs and HSAs
However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”
Is sunscreen FSA eligible?
You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.
Why are vitamins not FSA eligible?
While one could make the argument that taking daily multivitamins can help ward off future health problems, they generally fall outside IRS regulations for FSA eligibility as they are products used to support one's "general health," and not used to diagnose, cure, mitigate, treat or prevent a legitimate medical ...
Can I buy a Fitbit with my FSA?
A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Are sunglasses FSA eligible?
You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.
Are Apple watches FSA eligible?
Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
Is Planet fitness FSA eligible?
Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.
Can I use FSA for dental?
You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.
Can you buy vitamins with FSA?
Vitamins and supplements bought over the counter for general health reasons are typically not a qualified medical expense under IRS rules. You may be eligible to buy certain vitamins with your health savings account (HSA) or flexible spending account (FSA), if used to treat a medical condition.
Is mouthwash FSA eligible?
Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...
Is an HSA or FSA better?
Bottom line: Both HSAs and FSAs provide financial benefits for managing health care expenses. HSAs offer more flexibility and long-term growth potential, making them a valuable tool for future financial planning. Learn about HSA options from Aetna.
Does ChapStick count for FSA?
You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.
What happens to unused FSA funds?
The IRS created the ""use or lose"" rule, which states that all money left in your FSA is forfeited after the benefit period ends . If you don't use all of your FSA funds during the benefit period, you risk losing money.
Can I use FSA for massage?
Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.