Can I buy Zyrtec with my HSA?

Asked by: Domenick McLaughlin V  |  Last update: December 10, 2023
Score: 5/5 (64 votes)

Antihistamines are over-the-counter (OTC) medicines that are eligible for reimbursement with an FSA account, HSA or HRA.

Can I buy allergy pills with my HSA?

Until recently, OTC medications only qualified for reimbursement with a note or prescription from a doctor. The March 2020 CARES Act removed this requirement. Now, HSA and FSA cards can be used to buy non-prescription allergy medications and other OTC drugs without a prescription.

What OTC meds can I buy with HSA?

You can find a more complete list of eligible expenses here, but some of the most common items that removed the prescription requirement include:
  • Cold, cough, and flu medicine.
  • Tampons, pads, and liners.
  • Pain relievers and anti-inflammatory medications.
  • Allergy and sinus medicine.
  • Digestive aids and laxatives.

Can I use my HSA for Benadryl?

Benadryl is an over-the-counter (OTC) medication eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement.

Can you claim OTC meds on HSA?

Thanks to the CARES Act, you can use your HSA funds to buy over-the-counter medications without a prescription. Prior to the passage of the act, these items were only eligible for reimbursement with a prescription.

New HSA & FSA Eligible Expenses | Healthcare Items to Buy Right Now

26 related questions found

Is Zyrtec FSA eligible?

Antihistamines are over-the-counter (OTC) medicines that are eligible for reimbursement with an FSA account, HSA or HRA.

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Does Zyrtec work better than Claritin?

“Claritin is a 24-hour antihistamine that works in the same way as Zyrtec, however, research has found that Claritin may be less potent than Zyrtec and therefore less effective,” explains Dr. Parikh. Although potential side effects may also be minimized as a result, she adds.

Can I buy toothpaste with my HSA card?

Toothpaste: HSA Eligibility

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is toothpaste?

Can I buy vitamins with HSA?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Is melatonin HSA-eligible?

Melatonin is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). What is melatonin? Melatonin is a hormone in your body associated with sleep. During the day, less melatonin is produced and during the night, more melatonin is produced.

Can I use HSA for Flonase?

You can use your HSA and FSA tax-preferred savings account to purchase OTC products including Flonase. The passage of the CARES Act by Congress includes provisions to restore OTC eligibility under tax-preferred HSA and FSA accounts.

Can I buy cough drops with HSA?

Cough drops are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Can I use HSA for air purifier?

Defining Covered Healthcare Expenses

It would be a good idea to have some type of documentation from your doctor stating that you have this condition if your HSA account provider decides to audit your account, but for the most part, you shouldn't run into any problems using HSA funds to purchase an air purifier.

Are humidifiers HSA-eligible?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Can I use HSA card at CVS?

CVS. Shop an assortment of qualified items for purchase with your HSA or FSA card.

Is Apple Watch HSA eligible?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Can I use my HSA for gym membership?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Is deodorant on HSA?

Preventative care that is not doctor prescribed is not always HSA eligible. Some examples of common healthcare expenses that fall into this category are: Vitamins, nutritional, and herbal supplements for general health. Personal hygiene items such as toothpaste and deodorant.

Is Zyrtec the strongest antihistamine?

Zyrtec is found to be more potent, or stronger, in laboratory studies, compared with Claritin,” says Dr. Kung. “It also reaches a higher concentration in the skin, which can be more helpful for skin-related allergies. However, Zyrtec has a greater chance of making you sleepy while taking it.”

Is Zyrtec the best antihistamine?

Zyrtec (cetirizine) and Claritin (loratidine) are two popular brands. They contain different compounds but appear to be equally effective. Antihistamines can reduce allergy symptoms, such as watering eyes, itchy skin, hives, and swelling.

Can I buy Gatorade with my HSA card?

Rehydration sports drinks, such as Gatorade, and solution with dietary supplements other than electrolytes are not eligible.

Can toothbrush go on HSA?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes. Here's a short (and not exhaustive list) of items that are not eligible for reimbursement: Braces wax.

Are probiotics covered by HSA?

Example 2: Probiotics.

Probiotic supplements taken for general gut health: Not HSA qualified. Probiotic supplements that are recommended to you by a gastroenterologist or health coach to treat a direct condition: HSA qualified.