Can I combine GoodRx with insurance?
Asked by: Mrs. Hulda Bayer IV | Last update: May 6, 2025Score: 4.4/5 (38 votes)
Can you use GoodRx and insurance at the same time?
It's free, simple and secure. You cannot use GoodRx with health insurance. However, some insurance plans will reimburse you for GoodRx purchases or count them toward your deductible. GoodRx connects consumers to affordable prescription and over-the-counter drugs.
Can I use GoodRx card if I have insurance?
Yes, you can use a discount even if you have insurance
But if you do have insurance, you can always use a GoodRx discount instead of insurance if the cost is lower. Coupons can't be used to lower a copay, but you can ask your pharmacist to: Apply a coupon.
How often does GoodRx beat insurance?
GoodRx Beats Insurance Copays 37% of the Time for Top Drugs. You have insurance, so you must be paying the lowest possible price for your prescription, right?
Does GoodRx work with private insurance?
Yes! Even if you have health insurance or Medicare, GoodRx can still help you control your prescription drug costs and find prices that are lower than your typical co-pay.
How to Use GoodRx With Your Health Insurance
Can a pharmacist refuse GoodRx?
Are pharmacies required to accept GoodRx coupons? Participating pharmacies are required to accept GoodRx through contracts with their pharmacy benefit managers (PBMs). An exception is for controlled medications. Accepting a GoodRx coupon for a controlled medication is always at the discretion of the pharmacist.
Who does GoodRx partner with?
GoodRx began its partnership with CVS Caremark in July 2023 to automatically apply coupons to insured CVS customers purchasing generic prescriptions at certain locations.
Is it better to use insurance or GoodRx?
In many cases, GoodRx prices actually beat insurance prices (a copay or coinsurance charge). The good news is you can use GoodRx instead of insurance. Here's a guide to making the right call. Why GoodRx?
Can I use GoodRx if I'm in the donut hole?
Key takeaways:
You may want to consider using GoodRx instead of Medicare when Medicare doesn't cover your medication, when you won't reach your annual deductible, or when you're in the coverage gap phase (“donut hole”) of your Medicare plan.
Is there a better discount than GoodRx?
Bottom Line. SingleCare and GoodRx make prescription drug prices more affordable for consumers. Both companies have identical aims, but SingleCare generally offers lower pricing and free delivery.
How many times can I use GoodRx for the same prescription?
GoodRx coupons represent prices provided by PBMs. Unlike manufacturer copay cards, GoodRx coupons have no eligibility requirements, no activation step, and no restrictions on how many times the coupon can be used.
Does Costco take GoodRx?
GoodRx is accepted at more than 70,000 pharmacies nationwide — including major chains like CVS, Rite Aid, Costco, VONS, and Albertsons!
What is an insurance donut hole?
The donut hole was a temporary limit on what the drug plan would cover for drugs.
Can you use GoodRx if your insurance doesn t cover a medication?
When the GoodRx price is better than their copay, patients can use GoodRx instead of their insurance. If expensive generic or brand-name medications are not covered by insurance, patients might find a more affordable cash price using GoodRx.
Can I use a prescription discount card with insurance?
No. Only use your prescription discount card to purchase non-covered medications.
Does Walmart accept GoodRx?
GoodRx discounts are still accepted at Walmart and Sam's Club. If you have issues using a GoodRx discount at a Walmart or Sam's Club, please have the pharmacist call 1-866-921-7286.
How to avoid the Medicare donut hole?
Discuss lower-cost drug alternatives with your healthcare professionals. Seek out discounts on medications. Choose generic drugs over brand-name drugs. Opt for in-network pharmacies only.
Can a pharmacy refuse to use GoodRx?
Participating pharmacies are contractually obligated to accept GoodRx coupons. If your pharmacist refuses to accept them, you can call GoodRx at (855) 268-2822.
Is the donut hole going away in 2025?
Third, know that in 2025, the coverage gap (also called the “donut hole”) is going away and you will not have to pay anything for your covered drugs once you have paid $2,000 in out-of-pocket costs.
What is the disadvantage of GoodRx?
Predictability. GoodRx's prices “fluctuate frequently — daily, weekly or monthly” the company's website says. So it might be hard to predict what you'll pay and where you'll have to go for your medications from month to month.
Who is GoodRx owned by?
Hirsch co-founded Santa Monica, California-based GoodRx to help provide Americans with affordable access to prescription medications. Private equity firms Francisco Partners and Spectrum Equity acquired a majority stake in GoodRx in 2015 before a third PE firm, Silver Lake, made a minority investment in 2018.
Who stopped accepting GoodRx?
But throughout much of 2022, GoodRx was embroiled in a dispute with Kroger. The dispute became public in the spring of that year when Kroger suddenly stopped accepting GoodRx discounts.
Did CVS stop accepting GoodRx?
GoodRx partners with PBMs to negotiate discounts on medications, and Walgreens reportedly decided to end these agreements because the terms were no longer favorable for them. This is why pharmacies like CVS and Rite Aid, which have different agreements with PBMs, continue to accept GoodRx coupons.
How much does oxycodone cost at the pharmacy?
Brand names for oxycodone include OxyContin, Roxicodone, RoxyBond, and Oxaydo. The cost for oxycodone 5 mg oral tablet is around $13 for a supply of 20 tablets, depending on the pharmacy you visit. Quoted prices are for cash-paying customers and are not valid with insurance plans.