Can I get an Apple Watch on FSA?
Asked by: Prof. King Graham | Last update: January 2, 2026Score: 4.4/5 (51 votes)
Will FSA cover an Apple Watch?
For the moment, wearable devices that are primarily fitness trackers are still not considered FSA eligible. If devices like the Apple Watch and Fitbit were specifically designed to diagnose, cure, mitigate, treat, or prevent a disease, this would perhaps be different.
Are smart watch FSA eligible?
A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can an Apple Watch be a medical expense?
“The new Apple Watch Series 4 was approved by the FDA as an electrocardiogram or ECG. Does this mean someone can purchase the new Apple Watch and those funds count as a medical expense?” The answer is no.
Does the Apple Watch qualify for HSA?
Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
How To Use Your FSA & HSA on AMAZON (Easy)
Can FSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Does Apple Watch qualify as a medical device?
Reportedly in the works for future versions of the Apple Watch: Blood pressure monitoring and blood glucose readings. It's important to emphasize that Apple can't, by law, market the watch as a medical device.
Can a doctor prescribe an Apple Watch?
That would require regulatory approval from the Food and Drug Administration, not to mention a prescription from your doctor to get one. The Apple Watch, therefore, is positioned as a handy way to oversee various aspects of daily activities, but not as a way to treat medical conditions.
Can I claim Apple Watch as tax deduction?
Similarly, smart watches are also usually considered private expenses which makes them non-deductible. The only exception here is if you need the smart watch's features to perform your job duties – even then you need to maintain a diary or records of the watch's work-related usage.
Is Apple Watch medically approved?
The FDA said the Apple Watch is now usable in clinical studies. As the report noted, it means it is “Designed to be used … both before and after cardiac ablation devices, to monitor a study participant's weekly estimate of AFib burden.”
What can an FSA buy?
Facts about Flexible Spending Accounts (FSA)
You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.
Will my FSA pay for a Fitbit?
Unfortunately, fitness devices like the Fitbit are typically not considered FSA eligible, because they are considered for general good health and not for the treatment of a specific medical condition (similar to gym membership).
Are air purifiers FSA eligible?
Air purifiers are generally not eligible for reimbursement. An air purifier may be eligible for FSA reimbursement with a Letter of Medical Necessity (LMN) only if you are using it to relieve or alleviate a specific medical condition and you would not otherwise have purchased it.
Can I use my FSA to buy a treadmill?
If you have a letter from a medical professional stating that exercise equipment is a medical necessity, your FSA can cover it.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Are toothbrushes FSA eligible?
Brush-Up on FSAs and HSAs
However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”
Can I expense an Apple Watch?
Expert's Answer: The short answer to your question is 'yes.
How do I write off a Rolex?
Despite popular belief and advice from some tax professionals and influencers, the IRS and tax courts generally do not allow deductions for Rolexes. The deductibility of clothing and accessories hinges on three criteria: being required or essential for the job. being distinctive or protective.
Is my Apple Watch tax deductible?
The IRS hasn't taken a stand on whether some portion of your Apple Watch qualifies as a deductible business expense. However, some tax professionals suggest that it could, depending on how you use the watch and how you prove and document that use.
How to get an Apple Watch for free?
HDFC Ergo and Zopper have launched "India Gets Moving," incentivizing fitness with Apple Watches. Participants who walk 15,000 steps daily for a year receive a full refund on their watch purchase from select Apple Premium Resellers.
Can I use HSA to buy an Apple Watch?
Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.
Do cardiologists recommend Apple Watch?
If you have an abnormal heart rhythm, over time your risk of stroke may increase. If you experience palpitations or fluttering, your doctor might recommend you use the Apple Watch or another wearable to track your heart.
Will FSA pay for Apple Watch?
While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
Can you deduct an Apple Watch as a medical expense?
Apple Watches are not considered medical devices and therefore cannot be bought with FSA funds. Even if a doctor says it's a medical necessity there's nothing that states Apple Watch is a medical device.
Is Apple Watch ECG medically approved?
Modern mobile ECG recording devices that can monitor patients' heart activities around the clock have made this a reality. The Apple Watch is one of these portable ECG devices that can detect heart rhythms and is approved by the American FDA for screening and detecting AF.